Land loan lenders for Grand-Rapids, MI AI 2026!

Explore and assess choices among 288 land loan lenders available in Grand-Rapids, MI.

The typical cost of an acre in MI stands at $28,593. The loan-to-value (LTV) ratio for undeveloped land ranges from 16.54% to 52.39%, while for developed land in MIName, it varies between 36.23% and 75.30%.

The actual valuation and loan LTV of land can depend on factors such as its location, dimensions, topography, zoning regulations, and any existing entitlements.

Discover your options for land loans and the prevailing rates by reaching out to the leading land loan provider in Grand-Rapids, MI.

Compare loan offers from 100 lenders

The incredible land loan calculator

To ensure all your hard money lending needs are catered for, Lendersa® AI technology swiftly connects your loan request with hundreds of direct hard money lenders. Check the best land loan rates today for financing any type of vacant land or land including construction in MI.

Understanding land loans and value

Avoiding unnecessary credit checks will help keep your credit score intact. Secure preapproval for a land loan without needing to share your social security number or any delicate financial details.

Construction and blanket loans are integral to vacant land financing; you may be eligible for 100% LTV (Loan-to-Value) financing when you offer additional property as security in a blanket loan.

Is there hard money lending near you?

Locating a private investor via a local hard money broker significantly boosts your chances of obtaining a loan; local lenders in Grand-Rapids, MI who are acquainted with the community are best placed to manage land loans. Having the hard money investor close to the property improves the chances of loan approval and accelerates the funding process.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in the following zip codes: 49546.



Grand-Rapids Land Loan Lenders

  • United Bank of Michigan
  • 900 East Paris Ave SE, Grand Rapids, MI, 49546
  • Lends in Michigan
  • United is our name and mission. We’ve been partnering with this community for more than a century to match needs with real solutions. Our banking products and services help build businesses, launch ideas, raise families and fulfill dreams. We genuinely believe in community banking.

  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Lends in Michigan
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.

  • Community West Credit Union
  • 5801 Broadmoor Avenue SE, Kentwood, MI, 49512
  • Lends in Michigan
  • Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan.

    Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans

  • Grand River Bank
  • 4471 Wilson Ave SW, Grandville, MI, 49418
  • Lends in Michigan
  • Founded by twenty-three West Michigan business and professional leaders and supported by nearly 750 initial investors, Grand River Bank opened for business on April 30, 2009. From the outset, our mission has been to build a bank that provides an exceptional experience to its customers, a rewarding environment for its team members

  • AAC Credit Union
  • 177 Wilson Avenue NW, Grand Rapids, MI, 49534
  • Lends in Michigan
  • AAC Credit Union was built in the furniture industry; a heritage of which we are most proud. Over the years we have grown to include other industries and West Michigan at large. We owe much of our success to loyal members and the hardworking passion passed down from our founders.

  • Union Bank
  • 933 Fourth Ave, Lake Odessa, MI, 48849
  • Lends in Michigan
  • Union Bank is a truly local, right-sized, and proudly independent bank with roots deep in West and Central Michigan's soil. For nearly a century we've worked alongside truly local and proudly independent West and Central Michigan businesses, the people who own them, and the people who work at them.

  • Highpoint Community Bank
  • 150 West Court Street, Hastings, MI, 49058
  • Lends in Michigan
  • Highpoint Community Bank was founded as Hastings City Bank in 1886 when 35 Hastings investors provided the initial capital of $50,000. At the time, we served the town and community of Hastings with its economy driven mostly by sawmills. As our bank grew through the years, we expanded into Middleville, Caledonia, Nashville, Bellevue and beyond.

  • Michigan One Community Credit Union
  • 510 S Dexter Street, Ionia, MI, 48846
  • Lends in Michigan
  • Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here.

  • Macatawa Bank
  • 10753 Macatawa Drive, Holland, MI, 49424
  • Lends in Michigan
  • We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.

  • Community First Federal Credit Union
  • 9637 N Greenville Rd, Lakeview, MI, 48850
  • Lends in Michigan
  • Community First Federal Credit Union was founded in Lakeview, Michigan in 1985. We opened our second branch in Howard City, Michigan in 2009. The third branch, located in Trufant, Michigan, opened in 2012. In 2018, we opened our fourth branch in Morley, Michigan.We are a part of Xtend, a share branching network.