Land loan lenders for Royal-Oak, MI AI 2026!

Explore and compare among 268 land loan lenders operating in Royal-Oak, MI.

The typical cost per acre of land in MI is $44,930. The loan-to-value (LTV) ratio for undeveloped land spans from 17.42% to 62.33%, while the estimated LTV for loans on developed land in MIName ranges from 36.93% to 76.05%.

The real value and loan LTV of any land depend on its location, size, topography, zoning, and any entitlements associated with it.

Find out about your land loan options and available rates by contacting the leading land loan lender in Royal-Oak, MI.

Compare loan offers from 100 lenders

The exceptional land loan calculator

To meet all your hard money lending needs, Lendersa® AI technology swiftly matches your loan request with numerous direct hard money lenders. Explore the best land loan rates today to finance any type of vacant land or land with construction in MI.

Land loans and their value

Refraining from unnecessary inquiries helps maintain your credit score. Obtain preapproval for your land loan without providing your social security number or any sensitive financial information.

Construction loans and blanket loans are essential components of vacant land lending; you may qualify for 100% LTV (Loan-to-Value) financing if you pledge additional property as security with a blanket loan.

Looking for hard money lending nearby?

Locating a private investor through a local hard money broker greatly increases your chances of obtaining a loan. Land loans in Royal-Oak, MI are best arranged by local lenders who are familiar with the area. A short distance between the hard money investor and the property boosts approval odds and accelerates the funding process.

Leverage the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 48067, 48073, 48068.



  • Sunflower Bank Mortgage Lending
  • 8117 Preston Road, Suite 220, Dallas, TX, 75225
  • Lends in Michigan
  • Sunflower Bank Mortgage Lending

    Home loans made personal

    Sunflower Bank Mortgage Lending helps homebuyers and homeowners navigate mortgage lending with clear guidance and responsive support. Ready to take the next step? Contact John Olson: [email protected] | 214-563-0171.


  • Swigart and Company Capital Finance Group
  • 1966 Freedom Dr, Clearwater, FL, 33755
  • Lends in Michigan
  • I have 21 yrs experience in the space with 18 yrs specializing in Renovation/Construction Lending with more than 3000 renovation and construction fundings in my career. I'm VP of Renovation and Construction Lending for a mortgage bank, and also have my own commercial loan brokerage company. I have in depth experience with an extensive record of suc

  • LoanLocker
  • 401 E Jackson St, Tampa, FL, 33602
  • Lends in Michigan
  • Introducing LoanLocker: where speed meets flexibility in private lending. We specialize in funding both residential and commercial projects swiftly and efficiently. Ideal for investors and developers, our custom solutions are designed to meet diverse needs. With expert guidance and personalized services, LoanLocker ensures your projects are funded

  • LoanLocker
  • 401 E Jackson St, Tampa, FL, 33602
  • Lends in Michigan
  • Experience the speed and reliability of LoanLocker, a leading direct lender based in Tampa. Specializing in nationwide residential and commercial bridge loans, we offer tailored lending solutions including DSCR and ground-up construction for residential needs, along with mobile home and multifamily living assets for commercial ventures. Discover sw

  • Phoenix Capital Hard Money
  • 7901 4th St N STE 300, Saint Petersburg, FL, 33702
  • Lends in Michigan
  • Phoenix Capital connects real estate investors with private capital for fix-and-flip, BRRRR, and new construction projects. As an independent brokerage, we specialize in matching investors with direct lenders offering up to 90% purchase and 100% rehab financing, with closings typically completed in 10–15 days.

  • blclending
  • 1602 Maybrook ct, Arlington, TX, 76014
  • Lends in Michigan
  • Empowering Homeownership with BL LENDER

    BL LENDER, your gateway to seamless home financing solutions, specializes in providing customized lending services. Our expert team, reachable at (877) 774-4240, is devoted to crafting financing packages that fit your unique needs, turning the dream of homeownership into reality. Let BL LENDER guide your j

  • Versair Private Money
  • 1455 90th Ave, Vero Beach, FL, 32966
  • Lends in Michigan
  • We provide loans as low as $50k to as high as $50m at a max LTV of 80%. No FICO minimums. Residential and Multifamily properties, but will work with Commercial properties as well. We currently offer 6-24 Month Bridge Loans and Fix-N-Flip Loans. Both Experienced and New investors are okay.

  • Andy Lunsford Mortgages LLC
  • PO Box 25482, Sarasota, FL, 34277
  • Lends in Michigan
  • "Empowering Your Growth When Everyday Counts"  

    Since 2020, Lunsford Funding Solutions has served as a vital bridge for Funding.  We specialize in rapid-response funding providing customized financial products. Whether you are looking to purchase or refinance a residential or commercial property.  At Lunsford, we don't just provide a loan; we provide the liquidity that gets you funded.   

  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • Lends in Michigan
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti