Lenders using AI on vacant land in Apple-Valley, MN 2026!

Browse and compare among 274 land loan lenders available in Apple-Valley, MN.

In MN, the average cost per acre is $51,575. The LTV for undeveloped land spans from 17.78% to 66.37%, while for already developed land in MNName, the estimated LTV can range between 37.21% and 76.35%.

The real value and loan LTV for any land are influenced by its location, size, topography, zoning, and any entitlements it might have.

Contact the top land loan lender in Apple-Valley, MN to discover your land loan options and current rates.

Review loan offers from 100 lenders

The extraordinary land loan calculator

To make sure all your hard money lending requirements are fulfilled, Lendersa® AI technology swiftly connects your loan request with numerous direct hard money lenders. Now, you can find the most favorable land loan rates for funding any type of vacant land or land with construction in MN.

Land loans and their worth

Preclude unnecessary inquiries that could decrease your credit score. Attain preapproval for your land loan without needing your social security number or any sensitive financial data.

Blanket loans and construction loans are key aspects of vacant land lending; you may secure 100% LTV (Loan to Value) financing by pledging additional property as security (blanket loan).

Proximity to hard money lending sources?

Identifying a private investor via a local hard money broker greatly augments your chances of securing a loan. Land loans in Apple-Valley, MN, are often best managed by local lenders who understand the area. A short distance between the hard money investor and the property increases loan approval likelihood and accelerates the funding process.

Leverage the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 55124.



Apple-Valley Land Loan Lenders

  • American Land & Capital LLC
  • 16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
  • Lends in Minnesota
  • AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest.

    AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc

  • KPT Mortgage Advisors LLC
  • 2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
  • Lends in Minnesota
  • Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact

  • Drake Bank
  • 60 East Plato Blvd, Suite 100, Saint Paul, MN, 55107
  • Lends in Minnesota
  • Drake Bank is a purpose-driven independent bank in St. Paul. We were founded in 2002 by a group of successful local entrepreneurs committed to helping others succeed for the shared prosperity of their community. Our 70+ founders invested their own money to fund the first business loans, and many are still shareholders today.

  • Affinity Plus Federal Credit Union
  • 175 West Lafayette Frontage Rd, Saint Paul, MN, 55107
  • Lends in Minnesota
  • Affinity Plus is a not-for-profit member-owned cooperative. We improve the lives of our members through meaningful banking, exceptional experiences, and trusted relationships. We are honest and trustworthy. We are open to new ideas and feedback. We learn from our mistakes. We adapt as the world changes, and work evolves by leveraging technology,

  • Steven Brand
  • 7700 Hudson Rd, Suite 500, Woodbury, MN, 55125
  • Lends in Minnesota
  • As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. ​If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.

  • Edge Home Finance Corporation
  • 5868 Baker Road, Minnetonka, MN, 55345
  • Lends in Minnesota
  • Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.

  • Minnesota Catholic Credit Union
  • 400 E Little Canada Road E, Little Canada, MN, 55117
  • Lends in Minnesota
  • MN Catholic Credit Union has been serving members of our Catholic community since 1946 with excellent personalized service & making financial products both affordable & accessible. This credit union is the combination of 2 Catholic credit unions with rich histories. In 2011, St John’s of Little Canada Credit Union acquired MN Catholic Credit Union.

  • Bank of Maple Plain
  • 4980 Highway 12, Maple Plain, MN, 55359
  • Lends in Minnesota
  • Bank of Maple Plain, one of Minnesota's longest standing institutions, is just that kind of bank. Since 1905, they've been providing customers like you with excellent banking service. Open a checking or savings account here for safe and secure banking. We offer a wide array of products and services for consumers as well as business customers.

  • Moose's Money
  • 202 N Cedar Ave Suite 1, Owatonna, MN, 55060
  • Lends in Minnesota
  • Moose's Money is a private lender for business-purpose, non-owner-occupied investment real estate. We fund fix and flip, DSCR, bridge, BRRRR, new construction, and small multifamily nationwide, first lien only, entity borrowers. Loans from $50K to $3M. We fund most deals directly and place out-of-box deals through our lender network. Real equity and cash reserves required. Fast quotes and closings, every fee in writing upfront. No runaround.

  • Sherburne State Bank
  • 12500 Sherburne Ave SE, Becker, MN, 55308
  • Lends in Minnesota
  • We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.