Land Loan Lenders for St.-Paul, MN in 2026

Explore and contrast among 271 land loan lenders offering services in St.-Paul, MN.

The typical price for an acre of land in MN is $41,527. The LTV for undeveloped land ranges from 17.24% to 60.26%, and for developed land in MNName, the estimated LTV lies between 36.78% and 75.89%.

The true value and loan-to-value ratio of any land are influenced by its location, dimensions, topography, zoning, and any entitlements attached.

Discover your land loan options and potential rates by reaching out to the top land loan provider in St.-Paul, MN.

Review offers from 100 lenders

The unparalleled land loan calculator

Lendersa® AI technology is designed to fulfill all your hard money lending requirements by promptly connecting your loan request with hundreds of direct hard money lenders. Discover the leading land loan rates today for funding any kind of vacant land or projects involving land plus construction in MN.

About land loans and their value

Reducing unnecessary inquiries is beneficial for maintaining your credit score. Achieve preapproval for your land loan without disclosing your social security number or sensitive financial information.

Construction and blanket loans are essential aspects of vacant land financing; you might qualify for 100% LTV by using additional property as security (blanket loan).

Need hard money lending locally?

Securing a private investor through a local hard money broker significantly enhances your chances of getting a loan. Land loans in St.-Paul, MN are best coordinated by local lenders who know the community well. The shorter the distance between the hard money investor and the property, the better the loan approval odds and the quicker the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 55114.



St.-Paul Land Loan Lenders

  • KPT Mortgage Advisors LLC
  • 2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
  • Lends in Minnesota
  • Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact

  • Minnesota Catholic Credit Union
  • 400 E Little Canada Road E, Little Canada, MN, 55117
  • Lends in Minnesota
  • MN Catholic Credit Union has been serving members of our Catholic community since 1946 with excellent personalized service & making financial products both affordable & accessible. This credit union is the combination of 2 Catholic credit unions with rich histories. In 2011, St John’s of Little Canada Credit Union acquired MN Catholic Credit Union.

  • Landmark Lenders
  • 202 N Cedar Ave, Owatanna, MN, 55101
  • Lends in Minnesota
  • Landmark Lenders

    Private & Non QM Lending for Investors

    Landmark Lenders supports real estate investors with straightforward lending and fast, friendly communication. Contact James Knight at (763) 301-9898, james.knight@landmarklenders.net, or www.landmarklenders.net to start, request your term sheet today!

  • Drake Bank
  • 60 East Plato Blvd, Suite 100, Saint Paul, MN, 55107
  • Lends in Minnesota
  • Drake Bank is a purpose-driven independent bank in St. Paul. We were founded in 2002 by a group of successful local entrepreneurs committed to helping others succeed for the shared prosperity of their community. Our 70+ founders invested their own money to fund the first business loans, and many are still shareholders today.

  • Affinity Plus Federal Credit Union
  • 175 West Lafayette Frontage Rd, Saint Paul, MN, 55107
  • Lends in Minnesota
  • Affinity Plus is a not-for-profit member-owned cooperative. We improve the lives of our members through meaningful banking, exceptional experiences, and trusted relationships. We are honest and trustworthy. We are open to new ideas and feedback. We learn from our mistakes. We adapt as the world changes, and work evolves by leveraging technology,

  • Steven Brand
  • 7700 Hudson Rd, Suite 500, Woodbury, MN, 55125
  • Lends in Minnesota
  • As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. ​If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.

  • Edge Home Finance Corporation
  • 5868 Baker Road, Minnetonka, MN, 55345
  • Lends in Minnesota
  • Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.

  • American Land & Capital LLC
  • 16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
  • Lends in Minnesota
  • AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest.

    AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc

  • Bank of Maple Plain
  • 4980 Highway 12, Maple Plain, MN, 55359
  • Lends in Minnesota
  • Bank of Maple Plain, one of Minnesota's longest standing institutions, is just that kind of bank. Since 1905, they've been providing customers like you with excellent banking service. Open a checking or savings account here for safe and secure banking. We offer a wide array of products and services for consumers as well as business customers.

  • Minnco Credit Union
  • 236 2nd Avenue SW, Cambridge, MN, 55008
  • Lends in Minnesota
  • Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.