Lenders using AI on vacant land in Kirkwood, MO 2025!

Explore and compare among 234 land loan lenders active in Kirkwood, MO.

In MO, the average cost for an acre of land is $62,912. For undeveloped land, the LTV ranges from 18.39% to 73.27%, whereas the estimated LTV for loans on developed land in MOName falls between 37.70% and 76.87%.

The actual value and loan-to-value ratio of any land depend on factors such as location, size, topography, zoning, and any entitlements.

To discover your land loan options and rates, get in touch with the top land loan lenders in Kirkwood, MO.

Compare loan offers from 100 lenders

The magical land loan calculator

Lendersa® leverages AI technology to promptly match your loan request with numerous direct hard money lenders, ensuring all your lending needs are met. You can find the best land loan rates today for any vacant land or land combined with construction in MO.

Understanding land loans and property value

To maintain your credit score, it’s advisable to avoid unnecessary inquiries. You can be pre-approved for a land loan without having to provide your social security number or other sensitive financial data.

Construction loans and blanket loans play critical roles in vacant land financing. You may qualify for 100% LTV if you pledge additional property as security under a blanket loan agreement.

Hard money lending nearby?

Finding a private investor through a local hard money broker greatly enhances your chances for obtaining a loan. In Kirkwood, MO, land loans are best organized by local lenders who know the area well. Proximity between the investor and the property improves approval odds and expedites the funding process.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans within zip codes 63122.



  • Rosedale Federal Savings & Loan Association
  • 6810 York Road, Baltimore, MD, 21212
  • Rosedale Federal has deep roots in the Baltimore area and we’re proud to be part of the communities we serve. Our purpose remains the same: to help our neighbors with everyday finances and affordable home loans. The bank is still a mutual association, owned by its depositors, not a group of investors and shareholders.
  • Navigator Private Capital
  • 1910 Towne Centre. Blvd Suite 250, Annapolis, MD, 21401
  • Offering a better alternative to hard money, Navigator Private Capital, LLC (NavCap) has reimagined private real estate lending—making it accessible to real estate investors at all experience levels. As private money lenders, we fund short- and long-term low-risk development projects nearly nationwide including fix-and-flip, DSCR, bridge, and new c
  • WIN WIN CAPITAL FUNDING
  • 24300 Wilderness Oak Suite 330, San Antonio, TX, 78260
  • Up to 100% Leverage on fix & flip 1-4 unit properties in non judicial states, no credit or appraisal/experience requirements. We also offer up to 90% on commercial properties, and 100% CLTV as well with seller carry 2nds. Rates from the 9's and up on bridge and 5's & up on perm products. All property types nationwide, owner occupied as well. G
  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service.
  • Broadmark Realty Capital Inc.
  • 501 S Cherry St, Suite 1100, Denver, CO, 80246
  • Broadmark Realty Capital Inc offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
  • FinLend, LLC
  • 1603 Capitol Avenue, Suite 310 A660, Cheyenne, WY, 82001
  • FINLEND Capital® is a nationwide, private direct lender. Established in 2019, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. FINLEND
  • Champion Funding LLC
  • 7402 S Upham St, LITTLETON, CO, 80128
  • Business loans are one of the most versatile forms of business financing available to owners on the market today. Champion Funding LLC can help you build the right loan product and get funding for your business to meet your unique business needs, for your next Investment property
  • Dynamic Alternative Finace
  • 4845 Pearl East Circle Suite 101, Boulder, CO, 80301
  • The search for commercial real estate is one of the biggest challenges many businesses face when expanding or starting anew. At Dynamic Alternative Finance, we offer tailored commercial property loan solutions to help you secure the financing you need. With our innovative approach to sourcing financing options, we’ve helped numerous businesses obta