Vacant Land Loan Lenders Chapel-Hill, NC AI search of 2025!

Choose and compare from 241 land loan lenders available in Chapel-Hill, NC.

The average cost for an acre of land in NC is $79,952. The loan-to-value (LTV) ratio for undeveloped land typically falls between 19.31% and 83.63%. For loans on land that is already developed in NCName, the LTV is estimated to be anywhere from 38.43% to 77.65%.

The true value and loan LTV for any parcel of land depend on factors such as its location, size, topography, zoning, and any entitlements associated with the property.

Explore your land loan options and compare rates by reaching out to the leading land loan lender in Chapel-Hill, NC.

Compare loan offers from 100 lenders

The magic land loan calculator

To ensure all your hard money lending requirements are fulfilled, Lendersa® AI technology promptly matches your loan request with numerous direct hard money lenders. Discover the best land loan rates today to finance any kind of vacant land or land including construction in NC.

Land loans and their valuation

Reducing unnecessary inquiries helps maintain your credit score. Obtain preapproval for your land loan without needing your social security number or any sensitive financial information.

Construction and blanket loans are integral to vacant land lending; you might qualify for full 100% LTV (Loan-to-value) financing by pledging additional property as security (blanket loan).

Local hard money lending?

Finding a private investor through a local hard money broker significantly boosts your chances of securing a loan. Land loans in Chapel-Hill, NC are ideally arranged by local lenders who know the area well. A short distance between the hard money investor and the property improves loan approval odds and accelerates the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 27516, 27514, 27517, 27515, 27599.



  • NSS Lending, LLC
  • 310 S Boyd, Winter Garden, FL, 34787
  • Call it what you want, hard money, private or asset-based real estate loans. NSS Lending can help seasoned and inexperienced US and foreign real estate investors obtain financing for the purchase or refinance of non-owner occupied turnkey rental property and owner and non-owner commercial property.
  • Belsky Mortgage LLC
  • 24406 Summer Wind Ct, Lutz, FL, 33559
  • A well diversified mortgage broker who works in both the residential and commercial real estate. A large network of lending resources for nearly any deal. Fully licensed for primary residential homes in FL, NC, OH, and TX. Private and Commercial Investment lending in 48 states. Reach out to see what we can do for you today!
  • Versair Private Money
  • 1455 90th Ave, Vero Beach, FL, 32966
  • We provide loans as low as $50k to as high as $50m at a max LTV of 80%. No FICO minimums. Residential and Multifamily properties, but will work with Commercial properties as well. We currently offer 6-24 Month Bridge Loans and Fix-N-Flip Loans. Both Experienced and New investors are okay.
  • Elevated Financial
  • 8270 Woodland Center Boulevard, Tampa, FL, 34685
  • We are a Direct Hard Money Lender! We are experts at funding creative deals that other lenders wont! We fund residential and commercial deals. We offer 100% financing for residential fix and flip loans and can close quick! No appraisals required on most loans. Call us today for a loan quote!
  • LoanFlight Lending, LLC
  • 4343 Anchor Plaza Pkwy Ste 170, Tampa, FL, 33634
  • "LoanFlight Lending is licensed by the U.S. Department of Housing and Urban Development as a Title II Mortgagee and a FHA approved licensed mortgage lender. Here at LoanFlight Lending, a privately held mortgage lender, we excel at the forefront of technology driven mortgage marketing and origination. Using vast national experience,"
  • LoanLocker
  • 401 E Jackson St, Tampa, FL, 33602
  • Experience the speed and reliability of LoanLocker, a leading direct lender based in Tampa. Specializing in nationwide residential and commercial bridge loans, we offer tailored lending solutions including DSCR and ground-up construction for residential needs, along with mobile home and multifamily living assets for commercial ventures. Discover sw
  • Swigart and Company Capital Finance Group
  • 1966 Freedom Dr, Clearwater, FL, 33755
  • I have 21 yrs experience in the space with 18 yrs specializing in Renovation/Construction Lending with more than 3000 renovation and construction fundings in my career. I'm VP of Renovation and Construction Lending for a mortgage bank, and also have my own commercial loan brokerage company. I have in depth experience with an extensive record of suc
  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.
  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti
  • Amiachi Property Advisers
  • 4625 S. Calumet, Chicago, IL, IL, 60653
  • Elevate your real estate journey with Amiachi Property Advisers. Led by Melissa Pitts, we offer tailored property solutions that redefine client satisfaction. With a commitment to integrity and excellence, trust us to guide you through every investment decision. Choose Amiachi for unmatched expertise and personal dedication, turning your real estat