Land loan lenders for Hickory, NC AI 2026!

Choose and compare offers from among 282 land loan lenders serving Hickory, NC.

The average cost of an acre of land in NC is $33,723. The loan-to-value (LTV) for undeveloped land falls between 16.82% and 55.51%. For loans on land that is already developed in NCName, the estimated LTV ranges from 36.45% to 75.54%.

The exact worth and loan LTV of land rely on its location, size, topography, zoning, and any entitlements it may have.

Discover your land loan possibilities and compare land loan rates by getting in touch with the leading land loan lender in Hickory, NC.

Compare loan offers from 100 lenders

The magical land loan calculator

To fulfill all your hard money lending needs, Lendersa® AI technology instantly connects your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any type of vacant land or land with construction in NC.

Land loans and their valuation

Reducing unnecessary inquiries helps maintain your credit score. You can get preapproval for your land loan without needing your social security number or any sensitive financial details.

Construction loans and blanket loans are crucial elements of vacant land lending; you can qualify for up to 100% LTV (Loan-to-value) financing by pledging additional property as collateral (blanket loan).

Hard money lending near you?

Your chances of obtaining a loan significantly increase when you locate a private investor through a local hard money broker. Land loans in Hickory, NC are best arranged by local lenders who know the community well. Short proximity between the hard money investor and the property boosts approval chances and expedites the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 28601.



Hickory Land Loan Lenders

  • Peoples Bank
  • 420 West A Street, Newton, NC, 28658
  • Lends in North Carolina
  • Here at Peoples Bank, we're passionate about helping people. We strive to be exceptional and inspire others to be exceptional too. It's a promise we make to our neighbors, families, local businesses and community.

    When you're passionate about people like we are, you start to see the extraordinary in everyone.

  • Carolina Farm Credit
  • 146 Victory Lane, Statesville, NC, 28625
  • Lends in North Carolina
  • Carolina Farm Credit is a stockholder-owned cooperative providing financing to full and part-time farmers and agricultural-related businesses and also provides financing for the construction and purchase of homes in 54 counties through 29 branch offices. Other financial services available are life insurance, appraisal services, leasing programs

  • Rain City Capital
  • 1020, Charlotte, NC, 28206
  • Lends in North Carolina
  • We understand the demands of the real estate market and pride ourselves on being a trusted partner with a proven track record of helping our clients succeed. With Rain City Capital, you can trust that you’ll have a financial partner who is as committed to your success as you are.

  • Charlotte Metro Credit Union
  • 718 Central Avenue, Charlotte, NC, 28204
  • Lends in North Carolina
  • At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members!

    What you really want to know is can we handle your banking needs? Of course! We're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services.

  • Black Swan Lending
  • Lochlain Drive, Charlotte, NC, 28209
  • Lends in North Carolina
  • Started by Austin Hegele. Black Swan Lending is a commercial loan brokerage. An asset-based, non-QM, private and hard money lender. We offer refinance loans, ground up construction loans, long-term rental and short-term loans, rental loans, fix and flip loans, bridge loans, transactional loans, and multifamily loans. We have developed incredible pa

  • Home Realty and Mortgage
  • 1620 Martin Luther King Jr Ave, Suite 101, Salisbury, NC, 28144
  • Lends in North Carolina
  • Home Realty and Mortgage, a real estate and mortgage brokerage firm located in Salisbury, North Carolina, is best known for providing exceptional real estate and mortgage services since 2002. Home Realty and Mortgage is built on Dedication, Communication, Determination, and Trust.

  • Cardinal Financial
  • 3701 Arco Corporate Drive, Suite 200,, Charlotte, NC, 28273
  • Lends in North Carolina
  • At Cardinal Financial, we know mortgage lending is more than just loans—it's about helping people achieve their homeownership dreams. With a focus on listening, understanding your unique story, and customizing solutions, I provide a seamless experience from start to finish. Let’s work together to find the perfect loan and make your dreams a reality

  • REI Investment Capital LLC
  • 7014 Garden Terrace Ct, Charlotte, NC, 28210
  • Lends in North Carolina
  • Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.

  • Finance of America Commercial
  • 6230 Fairview Road, Suite 300, Charlotte, NC, 28210
  • Lends in North Carolina
  • Finance of America Commercial provides single and portfolio rental term loans, Bridge loans, and fix-and-flip exposure limit loans to residential real estate investors across the country, helping borrowers overcome traditional financing hurdles and build long-term wealth through real estate investment.

  • Mortgages by Scott
  • 14120 Ballantyne Corporate Place STE 350 OFC 310, Charlotte, NC, 28277
  • Lends in North Carolina
  • Mortgages by Scott serves clients in NC,SC,FL and VA. We specialize in concierge level mortgage service, same day pre-approvals, and quick closings. Our motto is Listening is the key to good lending, as we know one size does not fit all. Whether you are a first time homebuyer, buying your dream home, we are here to help.