Land loan lenders in Smithfield, North Carolina [2026with AI]

The typical cost for an acre of land in NC is $29,197. The LTV (Loan-to-Value) ratio for undeveloped land lies between 16.57% and 52.76%, while for developed land in NCName, the estimated LTV ranges from 36.25% to 75.33%.

The true value and loan LTV of any parcel depend on its location, dimensions, topography, zoning, and any granted entitlements.

Contact the premier land loan lender in Smithfield, NC to explore your loan options and potential rates.

The extraordinary land loan calculator

To ensure all your hard money lending needs are fulfilled, Lendersa® AI technology will promptly match your loan request with a broad array of direct hard money lenders. Discover the best land loan rates today to finance any vacant land or land including construction in NC.

Land loans and their value

Limiting unnecessary inquiries can help maintain your credit score. Secure preapproval for your land loan without revealing your social security number or any sensitive financial information.

Construction and blanket loans are integral to vacant land lending. You may qualify for 100% LTV financing by pledging additional property as security (blanket loan).

Is local hard money lending accessible to you?

Finding a private investor through a local hard money broker greatly improves your chances of obtaining a loan. Land loans in Smithfield, NC are best arranged by local lenders who know the area. Close proximity between the lender and the property increases approval chances and expedites the funding process.

Employ the Lendersa® land loan calculator to discover vacant land loan lenders in zip codes 27577.

Smithfield Land Loan Lenders
(919) 736-0885 Lender's profile and map First Carolina People's Credit Union 201 East Ash Street, Goldsboro, NC, 27530 Lends in North Carolina First Carolina People’s Credit Union was formed in 1950 and chartered in 1952 under the name of Goldsboro Postal Credit Union to provide postal employees and their families with high quality services, to promote the wise use of their financial resources and complement their diverse lifestyles. Membership is a family affair.
(866) 871-7926 Lender's profile and map First Federal Bank NC 200 East Divine St, Dunn, NC, 28334 Lends in North Carolina First Federal Bank headquartered in Dunn, North Carolina is a community bank with 6 locations in eastern North Carolina. First Federal provides corporations, businesses and consumers with a full range of innovative banking and financial solutions. Our services and products include commercial.
9195101108 Lender's profile and map Certified Home Loans 805 Spring Forest Road, Raleigh, NC, 27609 Lends in North Carolina Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.
6315233934 Lender's profile and map Commercial Loans Made Easy LLC 9804 Longford Dr, Raleigh, NC, 27615 Lends in North Carolina
4438455336 Lender's profile and map Hard Money Henry 8801 Fast Park Drive, Raleigh, NC, 27617 Lends in North Carolina Why Choose Hard Money Henry? Your Trusted Lending Partner Hard Money Henry helps real estate investors secure fast, flexible funding. With a reputation for reliability and personalized service, Henry Tabeling ensures your investment goals are met. Contact us today for straightforward loan solutions tailored to your needs!
(919) 684-6704 Lender's profile and map Duke Credit Union 2200 West Main Street, Suite L100, Durham, NC, 27705 Lends in North Carolina Duke University Federal Credit Union has been serving the Duke community since 1968. A not-for-profit financial cooperative serving employees and students of Duke University and Duke Health. (Duke Alumni and Retirees are also eligible to join. Duke Credit Union is managed and operated by Duke Employees
(910) 577-7333 Lender's profile and map Marine Federal Credit Union 4180 Western Boulevard, Jacksonville, NC, 28546 Lends in North Carolina It starts with commitment. The foundation of all great relationships. We started this credit union for the Marines. To match the loyalty and commitment with which they serve us. And for over 60 years, we’ve been here. For the Marines and their community. Here for the long haul.
(252) 537-8061 Lender's profile and map Roanoke Rapids Savings Bank 325 Becker Drive, Roanoke Rapids, NC, 27870 Lends in North Carolina Roanoke Rapids Savings Bank is a mutual chartered bank. Our strength comes from our ability to focus on the banking needs of our customers, and not those of stockholders. The Bank was founded in 1914 as Roanoke Rapids Building and Loan with an office in downtown Roanoke Rapids. We are DEDICATED to our work and the clients we help each day.
(336) 852-5572 Lender's profile and map First Carolina Mortgage 102 Dolley Madison Road, Greensboro, NC, 27410 Lends in North Carolina At First Carolina Mortgage, we have been proudly serving the Greensboro, Triad, North Carolina area since 1990. We strive to render professional service in a friendly atmosphere. Our loan officers have the skills and experience to meet your lending needs. Customer satisfaction will always be our top priority.
(800) 822-0382 Lender's profile and map Truliant Federal Credit Union 893 North Liberty Street, Suite A, Winston Salem, NC, 27101 Lends in North Carolina Truliant Federal Credit Union was chartered in 1952 to serve the employees of Western Electric and was known as Radio Shops Credit Union. It began serving about 2, 000 members and offered credit union services in Winston-Salem, Greensboro and Burlington. Today, Truliant serves over 280, 000 members with more than 30 locations.