Lenders using AI on vacant land in Buffalo, NY 2025!

Select and compare among 251 land loan lenders available in Buffalo, NY.

The average cost of an acre of land in NY is $18,830. The LTV for undeveloped land ranges from 16.01% to 46.45%, and the estimated LTV for loans on already developed land in NYName varies between 35.81% and 74.86%.

The genuine value and loan LTV of any land rely on factors like its location, size, topography, zoning, and any existing entitlements.

Explore your land loan possibilities and rates by getting in touch with the premier land loan provider in Buffalo, NY.

Compare loan offers from 100 lenders

The magical land loan calculator

To ensure all your hard money lending requirements are covered, Lendersa® AI technology promptly aligns your loan request with many direct hard money lenders. Discover the best land loan rates available today to finance any kind of vacant land or land plus construction in NY.

Land loans and land evaluation

Minimizing unnecessary inquiries can help protect your credit score. Secure preapproval for your land loan without needing to provide your social security number or any sensitive financial information.

Blanket loans and construction loans are essential elements of vacant land lending, and you could qualify for 100% LTV (Loan to Value) financing by pledging additional property as collateral (blanket loan).

Is there hard money lending nearby?

Finding a private investor through a local hard money broker significantly increases your chances of obtaining a loan. Land loans in Buffalo, NY are best managed by local lenders who understand the area well. Close proximity between the hard money investor and the property boosts the likelihood of loan approval and accelerates the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders within zip codes 14208, 14209, 14202, 14203, 14201, 14206, 14207, 14204, 14220, 14222, 14218, 14211, 14210, 14213, 14212, 14215, 14214, 14216, 14205, 14233, 14240, 14263, 14264, 14267, 14269, 14270, 14272, 14273, 14276, 14280.



  • MoFin Lending
  • 79 Madison Avenue, 9th Floor, New York, NY, 10016
  • MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.
  • Flatiron Realty Capital
  • 60 Madison Ave, #1001, New York, NY, 10010
  • Flatiron Realty Capital was founded in 2018 as a privately funded real estate portfolio lender that offers alternative sources of financing to real estate developers and investors. Specializing in bridge loans, construction/rehabilitation financing, and 30-year rental investment products, Flatiron provides holistic solutions to satisfy the short-te
  • New York Tribeca Group
  • 40 Wall Street, 43rd Floor, New York, NY, 10005
  • "With our financing programs, business owners have maximum limits determined based on their cashflow and they have access to more funds even before their existing positions are fully paid off. We provide same-day renewals and early pay off discounts for reduced interest. We Provide Fast Business Funding to Companies in Many Industries."
  • InstaLend Corporation
  • 222 Broadway, 19th floor, New York, NY, 10038
  • InstaLend is a tech-enabled lender for real estate loans providing fast, affordable and convenient capital to residential real estate developers. As a non-bank real estate lender, we provide 12-24 month short-term loans on single-family and small multifamily properties for acquisition and rehab. We also provide 30 year long term loans on stabil
  • DMV Residential Funding; LLC
  • 12401 Braddock Road, Fairfax, VA, 22030
  • At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.
  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as defined by 12 CFR 1026.3(a)(1) of Regulation Z.
  • Bridge Lending Group
  • 2900 Westchester Avenue, Purchase, NY, 10577
  • Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue, Suite 405, Purchase New York 10577. We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages. We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding 50
  • Bridge Lending Group
  • 2900 Westchester Avenue, Purchase, NY, 10577
  • Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue, Suite 405, Purchase New York 10577. We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages. We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding
  • AMERIMUTUAL MORTGAGE
  • 18-33 41st Street, 2nd Floor, Astoria, NY, 11105
  • AMERIMUTUAL has been successful in revolutionizing the industry one mortgage at a time. Our company values are grounded in the principles of honesty and fair dealing. For you, this means responsible lending with reasonable fees and you can enjoy a worry-free lending experience from a local Astoria, NY business you can trust.
  • Brooklyn Funding Group Ltd.
  • 33 35th St A404, Brooklyn, NY, 11232
  • Brooklyn Funding Group makes short-term lending simple and stress-free. Our experienced team ensures a smooth process, turning your real estate goals into reality. We offer fast financing for 1-4 unit properties with up to 90% LTC, up to 75% ARV, and rates starting at just 7.7%. Whether it’s a fix-and-flip or an investment opportunity, we’re here t
  • Quentin Realty Capital
  • 43 9th st, Brooklyn, NY, 11215
  • Quentin Realty Capital A Direct Private Lender You Can Trust ​ With our low interest rates & fees, we are the ideal choice for real estate investors nationwide seeking to minimize loan costs and maximize their capital gain. Our professional team has transformed the loan process to a smooth and straightforward experience. 10 day closings!
  • http://www.blueskyfundingusa.com
  • 887 Myrtle Avenue, Brooklyn, New York, NY, 11206
  • Blue Sky Capital Funding is a distinguished provider of financial solutions, specializing in offering tailored funding options to meet the diverse needs of businesses. Founded with the mission to support growth and facilitate financial stability, Blue Sky Capital Funding has established itself as a trusted partner in the capital markets.