Land loan lenders for Centereach, NY AI 2025!

Explore and compare options from 256 land loan lenders available in Centereach, NY.

The standard cost for an acre of land in NY is $69,260. For undeveloped land, the loan-to-value ratio (LTV) lies between 18.73% and 77.13%, while for loans on already developed land in NYName, the estimated LTV ranges from 37.97% to 77.16%.

The true value and the LTV of any land are determined by its location, size, topography, zoning, and any entitlements connected to the land.

Discover your options for land loans and available rates by contacting the top land loan lender in Centereach, NY.

View loan offers from 100 lenders

The Magic Land Loan Calculator

Using Lendersa® AI technology, your hard money lending needs are addressed by instantly matching your loan request with numerous direct hard money lenders. You can now find the best land loan rates today to finance any vacant land or land construction in NY.

Land Loans and Their Impact on Value

To maintain your credit score, avoid unnecessary inquiries. Get preapproved for a land loan without needing to share your social security number or sensitive financial details.

Construction loans and blanket loans form a crucial part of financing for vacant land. You may qualify for up to 100% LTV financing by using additional property as collateral, which is known as a blanket loan.

Looking for Hard Money Lending Nearby?

Finding a private investor through a local hard money broker significantly boosts your chance of obtaining a loan. Land loans in Centereach, NY, can be most effectively arranged through local lenders familiar with the area. A shorter distance between the hard money lender and the property improves approval likelihood and accelerates the funding process.

Leverage the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 11720.



  • Frias Financial
  • 1700 South Dixie Highway Suite 106, Boca Raton, FL, 33432
  • We have cultivated strong relationships with Hedge Funds, Pension Funds, Life Insurance Companies, Private Lenders, Regional and National Banks, International Institutions and Wall Street Bankers to provide our borrowers a wide array of programs to meet their financial needs worldwide.
  • Criton Capital, LLC
  • 601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
  • Short Term Bridge Loans for Commercial and Investment Grade Properties. • No deep dive underwriting • $500,000+ loan sizes preferred • 12-36 month terms • Most commercial RE assets accepted; special use case-by-case • No rural or vast land properties • No junk fees • Quick close • Broker friendly
  • TPN Lending
  • 1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
  • Empowered Real Estate Investment by TPN Lending TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac
  • Atlas Financial Group
  • 990 los olas blvd, Fort Lauderdale, FL, 33301
  • We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve
  • Phoenix Funded
  • 4466 Ficus Street, Hollywood, FL, 33021
  • Your One Stop Funding Solution – Real Estate, Commercial & Business Funding Nationwide! Phoenix Funded provides real estate investors, commercial property buyers, and business owners with tailored financing solutions nationwide. Whether you're funding a Fix & Flip, Rental, New Construction, Commercial Acquisition, or Business Expansion, we offer
  • Palermo Financial Group
  • 19790 W Dixie Hwy #1010, Miami, FL, 33180
  • Florida-based hard money lender with 25+ years of experience. We seek to make loans between $100,000 - $3,000,000 on investment properties and can typically produce a term sheet within 24 hours. We pride ourselves in taking a common sense approach to underwriting, focusing on the underlying value of the subject property and making all financing dec
  • Doster Capital Group
  • 1110 Brickell Ave, Miami, FL, 33131
  • Execution is everything! Doster Capital Group offers quick, reliable and flexible lending solutions for businesses and real estate investors. As a boutique investment platform, our lending committee is made up of senior management, which reviews each loan request prior to issuing a term sheet. Once a loan is approved, our borrowers receive accessib
  • Lambda Funding
  • 66 West Flagler Street – Suite 900, Miami, FL, 33130
  • QUICK APPROVALS. AGGRESSIVE RATES. FAST CLOSINGS. Lambda Funding was founded by investors, for investors. We are experts at recognizing your needs and helping you scale your business through both private and hard money options. Our programs offer our investors the flexibility to support and grow any investment strategy.
  • GoKapital
  • 2150 Coral Way, Suite 1, Miami, FL, 33145
  • GoKapital was formed in 2013 to address one of the biggest obstacles facing small and medium-sized companies – finding the necessary capital to grow and maintain their business. With a majority of banks cutting back on lending and imposing tougher requirements, running a business has become unnecessarily more difficult.