Lenders using AI on vacant land in Commack, NY 2026!

Choose from among 281 land loan lenders offering services in Commack, NY, and compare their offerings.

The typical cost for an acre of land in NY is $98,973. The loan-to-value ratio (LTV) for undeveloped land spans from 20.33% to 95.20%, while the estimated LTV for loans on developed land in NYName varies between 39.24% and 78.51%.

The precise value and loan LTV of land are influenced by its location, dimensions, terrain, zoning, and any granted entitlements.

Learn about your land loan options and the available rates by contacting the top land loan lender in Commack, NY.

Compare loan deals from 100 lenders

The Remarkable Land Loan Calculator

Employing Lendersa® AI technology ensures all your hard money lending needs are efficiently met by matching your loan request with a wide array of direct hard money lenders. Find the best land loan rates today to finance any vacant land or land construction project in NY.

Understanding Land Loans and Value

By minimizing unnecessary inquiries, you preserve your credit score. Obtain preapproval for your land loan without needing to disclose your social security number or sensitive financial information.

Construction loans and blanket loans are essential in vacant land financing; you might qualify for 100% LTV financing by providing additional property as collateral (a blanket loan).

Looking for Nearby Hard Money Lending?

Working with a private investor found via a local hard money broker greatly increases your chances of acquiring a loan. In Commack, NY, land loans are ideally arranged by local lenders acquainted with the area. The proximity between the hard money lender and the property improves approval rates and expedites the funding process.

Use the Lendersa® land loan calculator to help locate vacant land loan lenders within the zip codes 11725, 11731.



  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • Lends in New York
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre

  • BEST RATE CAPITAL INC
  • 975 W. Jericho Turnpike, Suite 3, Smithtown, NY, 11787
  • Lends in New York
  • BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest. Established in 2006.

  • ION Capital Solutions
  • 30 Lakeside Drive, NY, NY, 11721
  • Lends in New York
  • Ion Capital Solutions is here to help when the banks say no! We can provide funding options for Real Estate Investors, Wholesalers, and Business Owners. We offer only the most competitive interest rates and terms available through our Nationwide Lender Network, and we offer virtually every alternative solution in the marketplace.

  • JMS Global Group
  • 290 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • For 1-4 Unit Investment Properties/ bridge loans , Hotel , International, Purchase refinance , all 50 states and international .Flexible Loan Terms, Underwriting in house , Loans Designed to close quickly on real estate purchases or to leverage equity on owned RE. Real Estate Bridge Loans.
    JMS Global is the choice of top REIs across the country,

  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus

  • Mortgage Advantage
  • 201 Old Country Road, Suite 200, Melville, NY, 11747
  • Lends in New York
  • Mortgage Advantage, a member of the Advantage Group, is a leading mortgage brokerage committed to delivering personalized mortgage solutions. Formed in 1996 and headquartered in Melville, NY, Mortgage Advantage is licensed to originate loans in New York, New Jersey, Connecticut and Florida.

  • First Rehab Lending
  • 71 Gazza Blvd, Farmingdale, NY, 11735
  • Lends in New York
  • First Rehab Lending is nationwide, direct private lender providing short-term loans to facilitate the acquisition and rehabilitation of non-owner occupied residential real estate for experienced investors. We understand that for investors to be successful in this industry, they rely heavily on their lender to provide timely and efficient services.

  • Adroc Capital
  • 625 RXR Plaza, Uniondale, NY, 11556
  • Lends in New York
  • ### Welcome to Adroc Capital

    #### Your Partner in Financial Growth
    ADROC Capital, specializes in HUD-insured and bridge-to-HUD financing for multifamily and healthcare nationwide. We execute FHA programs for new construction, rehab, and affordable housing, while offering bridge loans to ensure a smooth path to HUD debt. With 70+ loans totaling