Land loan lenders for Dunkirk, NY AI 2026!

Find and compare among 303 land loan lenders operating in Dunkirk, NY.

The average price for an acre of land in NY is $13,445. The loan-to-value (LTV) ratio for undeveloped land ranges from 15.72% to 43.18%. For loans on already developed land in NYName, the LTV could be anywhere between 35.58% and 74.61%.

The actual worth and LTV of any land are influenced by factors such as its location, size, topography, zoning, and any entitlements it has received.

Explore your land loan options and check land loan rates by contacting the top land loan lender in Dunkirk, NY.

Review loan offers from 100 lenders

The exceptional land loan calculator

Lendersa® AI technology ensures that all your hard money lending requirements are met by instantly matching your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any type of vacant land or land combined with construction in NY.

Land loans and valuation

Avoiding unnecessary inquiries can help maintain your credit score. Secure preapproval for your land loan without needing to provide your social security number or any sensitive financial details.

Construction loans and blanket loans are integral to vacant land lending; you may qualify for 100% LTV financing by using additional property as security (blanket loan).

Looking for hard money lending nearby?

Engaging with a private investor through a local hard money broker can greatly enhance your chances of obtaining a loan. Land loans in Dunkirk, NY are often best managed by local lenders who know the area well. A short distance between the hard money investor and the property improves the likelihood of loan approval and speeds up the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 14048.



Dunkirk Land Loan Lenders

  • BIZCAPFUND INC.
  • 111 Tonowanda street, Buffalo, NY, 14207
  • Lends in New York
  • Commercial Loan Specialists looking to connect with Real Estate Investors to provide a superior service for any of your Lending, Investment or Funding needs. For any Commercial Real Estate or Business Purpose Loans, or to ask about our Real Estate Birddog Service that caters to off-market properties, give us a call. Be sure to visit our socials to

  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • Lends in New York
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.

  • Genesee Valley Federal Credit Union
  • 4621 Millennium Drive, Geneseo, NY, 14454
  • Lends in New York
  • At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).

  • Tompkins Lending
  • 115 Liberty Pole Way, Rochester, NY, 14604
  • Lends in New York
  • Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.

  • Reliant Community Federal Credit Union
  • 10 Benton Pl., Sodus, NY, 14551
  • Lends in New York
  • Reliant Credit Union is a member-owned and member-driven full-service financial institution with nine branches across Monroe, Ontario, & Wayne Counties in New York. We're committed to making a difference in the communities we serve by improving our members'​ financial lives and exemplifying the credit union philosophy of "people helping people

  • Elmira Savings Bank
  • 333 E Water St, Elmira, NY, 14901
  • Lends in New York
  • Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.

  • Cayuga Lake National Bank
  • 165 Cayuga Street, Union Springs, NY, 13160
  • Lends in New York
  • Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.

  • CFCU Community Credit Union
  • 1030-1050 Craft Road, Ithaca, NY, 14850
  • Lends in New York
  • Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.

Also lends in New York

  • PNC Bank
  • The Tower at PNC Plaza 300 5th Avenue, Pittsburgh, PA, 15222
  • Find the Lending Solution that Meets Your Needs.
    PNC has been lending for over 100 years. We can help find the right product for you.
    Finding the right home can be a complicated journey. We have tools to make sure you're finding a home that is within your budget and meets your needs.

  • Defeo Capital Consulting LLC
  • 1251 Gallupe Dr, Pittsburgh, PA, 15226
  • We're the best in our field, and it's all thanks to the incredible relationships we've formed with our clients. Unlike our competitors, we're invested in developing a personal connection with each and every one of our customers, by providing quality service and being available to you 24/7.