Land loan lenders for Manhattan, NY AI 2026!

Browse and contrast options among 281 land loan lenders available in Manhattan, NY.

In NY, the average cost for an acre of land amounts to $60,000. The LTV for undeveloped land is set between 18.23% and 71.50%, while the estimated LTV for loans on developed plots in NYName can range from 37.57% to 76.74%.

The land's value and its loan LTV are influenced by factors such as location, size, topography, zoning, and any existing entitlements.

To find the best land loan rates and options, consult the top land loan lenders in Manhattan, NY.

Compare loan offers from 100 lenders

The fantastic land loan calculator

To cater to all your hard money lending requirements, Lendersa® employs AI technology to rapidly pair your request with hundreds of direct hard money lenders. Today, you can explore the most favorable land loan rates to finance any vacant land or land with construction in NY.

Land loans and their valuation

Avoiding unnecessary credit inquiries can protect your credit score. Secure preapproval for your land loan without having to disclose your social security number or any sensitive financial information.

Construction and blanket loans are crucial in the realm of vacant land lending; you might be eligible for 100% LTV financing by pledging additional property as security (blanket loan).

Curious about hard money lending nearby?

Using a local hard money broker to find a private investor can greatly increase your chances of obtaining a loan. Land loans in Manhattan, NY are most effectively managed by local lenders who are acquainted with the area. Proximity between the hard money lender and the property significantly boosts loan approval chances and quickens the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 10026, 10027, 10030, 10037, 10039, 10001, 10011, 10018, 10019, 10020, 10036, 10029, 10035, 10010, 10016, 10017, 10022, 10012, 10013, 10014, 10004, 10005, 10006, 10007, 10038, 10280, 10002, 10003, 10009, 10021, 10028, 10044, 10065, 10075, 10128, 10023, 10024, 10025, 10031, 10032, 10033, 10034, 10040.



  • Capital Investors Direct
  • 1201 Seven Locks Road Suite 360, Rockville, MD, 20854
  • Lends in New York
  • Capital Investors Direct (CID), a Rockville, Maryland-based leader, offers streamlined commercial real estate financing nationwide. We specialize in hassle-free loans, with fast closing, low-interest rates starting at 5%, and a simple application process. Our custom loan structures and versatile financing options cater to all project sizes, equippi

  • DMV Residential Funding; LLC
  • 12401 Braddock Road, Fairfax, VA, 22030
  • Lends in New York
  • At DMV Residential Financing, we are passionate about making the dream of homeownership a reality. Founded by seasoned loan officers, we know that buying or refinancing a home is one of life’s biggest milestones—and it should be a smooth and rewarding experience. We strive to deliver the highest levels of service to help you reach your goals.

  • Reliant Community Federal Credit Union
  • 10 Benton Pl., Sodus, NY, 14551
  • Lends in New York
  • Reliant Credit Union is a member-owned and member-driven full-service financial institution with nine branches across Monroe, Ontario, & Wayne Counties in New York. We're committed to making a difference in the communities we serve by improving our members'​ financial lives and exemplifying the credit union philosophy of "people helping people

  • Genesee Valley Federal Credit Union
  • 4621 Millennium Drive, Geneseo, NY, 14454
  • Lends in New York
  • At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).

  • T.Brooks & Associates
  • 327 mullin st, Watertown, NY, 13601
  • Lends in New York
  • T.Brooks & Associates: Elevating Business Innovation
    I get you fast funding when banks say no. As your hard money broker, I connect you directly with private lenders who move quick, offer flexible terms, and close deals others can’t. My job is simple—get you the money you need to secure your property and profit.

  • Tompkins Lending
  • 115 Liberty Pole Way, Rochester, NY, 14604
  • Lends in New York
  • Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.

  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • Lends in New York
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.

  • St. Lawrence Federal Credit Union
  • 800 Commerce Park Drive, Ogdensburg, NY, 13669
  • Lends in New York
  • Our mission is to be a trusted provider of financial services while building lasting relationships with our members, employees, and community.Since our beginning in 1954 as the St. Lawrence State Hospital Employees Federal Credit Union, we have focused on making a positive impact on people’s lives.We are committed to honesty

  • BIZCAPFUND INC.
  • 111 Tonowanda street, Buffalo, NY, 14207
  • Lends in New York
  • Commercial Loan Specialists looking to connect with Real Estate Investors to provide a superior service for any of your Lending, Investment or Funding needs. For any Commercial Real Estate or Business Purpose Loans, or to ask about our Real Estate Birddog Service that caters to off-market properties, give us a call. Be sure to visit our socials to

  • Coastal Key Acquisitions
  • 440 Monticello Ave, Norfolk, VA, 23510
  • Lends in New York
  • Coastal Key Acquisitions connects borrowers with the right capital source — fast. We specialize in hard money, bridge, and commercial loans nationwide. As a veteran-owned firm based in Hampton Roads, VA, we bring integrity and deal expertise to every transaction. Residential, commercial, and land deals welcome. Let’s close.