Complete List of Vacant Land Lenders for Oswego, NY with AI help!

Review and compare offerings from 261 land loan lenders operating in Oswego, NY.

In NY, the average cost for an acre of land is $17,605. The loan-to-value ratio (LTV) for undeveloped land spans from 15.95% to 45.71%, whereas for already developed land in NYName, the estimated LTV ranges from 35.75% to 74.80%.

The true value and LTV of land loans are influenced by various factors, including location, size, terrain, zoning laws, and any entitlements that have been granted.

Get in touch with the leading land loan lender in Oswego, NY, to explore your land loan possibilities and rates.

Evaluate loan offers from 100 lenders

The Magical Land Loan Calculator

With Lendersa® AI technology, your loan request is swiftly matched with a vast network of direct hard money lenders to satisfy all your hard money lending needs. Discover optimal land loan rates today to finance any vacant land or land development project in NY.

Land Loans and Property Value

By avoiding unnecessary inquiries, you can protect your credit score. Obtain preapproval for your land loan without the need to provide your social security number or sensitive financial details.

Construction and blanket loans are integral to vacant land lending; you might be eligible for up to 100% LTV financing by using additional property as security, known as a blanket loan.

Looking for Hard Money Lending Nearby?

Finding a private investor through a local hard money broker significantly increases your chances of securing a loan. In Oswego, NY, arranging land loans through local lenders familiar with the community is often most effective. A closer distance between the hard money investor and the property improves loan approval prospects and expedites the funding process.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans in the zip codes 13126.



  • GoKapital
  • 2150 Coral Way, Suite 1, Miami, FL, 33145
  • GoKapital provides a variety of real estate financing programs in all 50 states, including: hard money fix and flip loans (up to 100% of rehab funds), 30 year rental investment property loans, commercial mortgages, with closings in 2-4 weeks and minimal paperwork. Our LTVs range from 60% to 85% with terms from 1 to 30 years. We issue pre-approvals
  • GoKapital Mortgage
  • 2150 Coral Way Suite 1A, Miami, FL, 33145
  • GoKapital, Inc. offers business loans and real estate financing to entrepreneurs and investors nationwide. Whether you're looking for working capital to expand your business, purchase equipment, or hire more employees, we can help. We offer 24 hour loan approvals, a quick funding process, and work with all business types.
  • Layton Mortgage
  • 11912 Golden Bell Ln, Frisco, TX, 75035
  • Layton Mortgage We work hard to give you a great mortgage experience. Whether you’re a first-time homebuyer, investor, ready to refinance or exploring your mortgage options, we’re here to provide you our 100% support, two-way communication and a partnership built on trust. Every home is a milestone, and every mortgage is a cornerstone. With a numb
  • Longhorn Investments
  • 17103 Preston Road Suite 250, Dallas, TX, 75248
  • Longhorn Investments was formed in 2008 and is a direct private lender offering short term acquisition and renovation capital to real estate investors for both residential and commercial assets. We operate in major metropolitan areas throughout TX, IN, AL, AR, NM, GA, MO, OH, TN, and NC.
  • Black Tie Lending LLC
  • 6300 Samuel Blvd Suite 105, Dallas, TX, 75228
  • Black Tie Lending caters solely to residential real estate investors that buy, fix, and flip single family houses. Our innovative hard money loan products were designed for real estate investors that require fast and efficient access to money for deals that makes sense. Great HML Terms 90% LTV on Purchase and 100% of Repair Funds. Low interest ra
  • blclending
  • 1602 Maybrook ct, Arlington, TX, 76014
  • Empowering Homeownership with BL LENDER BL LENDER, your gateway to seamless home financing solutions, specializes in providing customized lending services. Our expert team, reachable at (877) 774-4240, is devoted to crafting financing packages that fit your unique needs, turning the dream of homeownership into reality. Let BL LENDER guide your j
  • AMUSA COMMERCIAL CAPITAL
  • 201 Commerce St, Suite 1445, Fort Worth, TX, 76102
  • At AMUSA Commercial Capital. We Represent Direct Lenders in many of our programs and also represent gateways for several Trusts and Hedge Funds, furthermore; we have established direct lending relationships with over 100 large commercial nationwide lenders, and Wall Street money, with access to billions of dollars of private capital
  • Nexa Mortgage LLC
  • N/A, Magnolia, TX, 77355
  • Transform your home buying dreams into reality. We offer personalized mortgage solutions tailored to meet all financial needs. Whether you're a first-time buyer or looking to refinance, our expert team, led by industry professional Michelle Lee Zamora, ensures seamless transactions. Contact us at 346-816-1900 or [email protected] for unpara
  • Direct Commercial Funding Inc
  • 440 Louisiana Street, 9th Floor, Houston, TX, 77002
  • Direct Commercial Funding Inc. works around the clock 24/7 to provide fast commercial financing for an array of commercial loan request. Some of our products include commercial mixed use development loans, hospitality financing, apartment loans, commercial land acquisition & construction and more
  • LJC Financial LLC
  • #B 4123 Purdue, Houston, TX, 77005
  • Asset based lender serving clients since 2007. We provide competitive financing for acquisitions, fix ‘n flips, cash-out refinancing, long term rental properties and ground up construction with terms up to 36 months. We offer programs for borrower’s with or without bad credit. Minimum loan amount: $75,000. Maximum: $2,000,000.