Lenders using AI on vacant land in Oswego, NY 2026!

Review and compare offerings from 281 land loan lenders operating in Oswego, NY.

In NY, the average cost for an acre of land is $17,605. The loan-to-value ratio (LTV) for undeveloped land spans from 15.95% to 45.71%, whereas for already developed land in NYName, the estimated LTV ranges from 35.75% to 74.80%.

The true value and LTV of land loans are influenced by various factors, including location, size, terrain, zoning laws, and any entitlements that have been granted.

Get in touch with the leading land loan lender in Oswego, NY, to explore your land loan possibilities and rates.

Evaluate loan offers from 100 lenders

The Magical Land Loan Calculator

With Lendersa® AI technology, your loan request is swiftly matched with a vast network of direct hard money lenders to satisfy all your hard money lending needs. Discover optimal land loan rates today to finance any vacant land or land development project in NY.

Land Loans and Property Value

By avoiding unnecessary inquiries, you can protect your credit score. Obtain preapproval for your land loan without the need to provide your social security number or sensitive financial details.

Construction and blanket loans are integral to vacant land lending; you might be eligible for up to 100% LTV financing by using additional property as security, known as a blanket loan.

Looking for Hard Money Lending Nearby?

Finding a private investor through a local hard money broker significantly increases your chances of securing a loan. In Oswego, NY, arranging land loans through local lenders familiar with the community is often most effective. A closer distance between the hard money investor and the property improves loan approval prospects and expedites the funding process.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans in the zip codes 13126.



  • Archway Funding
  • 1875 Century Park East, Suite #900, Los Angeles, CA, 90067
  • Lends in New York
  • Archway Capital is an alternative investment manager that provides short-term, bridge financing secured by commercial and residential real estate nationwide. Archway and it's affiliated funds have over 600MM in AUM. Archway offers quick, reliable and flexible lending solutions to help real estate sponsors meet their investment objectives.

  • RCN Capital
  • 3415 S. Sepulveda Blvd. Ste 580, Los Angeles, CA, 90034
  • Lends in New York
  • RCN Capital®, LLC is a national, direct private lender. We provide short-term commercial loans ranging from $50k to $2.5M+ to fund the purchase and rehab of non-owner occupied residential and commercial properties, provide bridge loans, and provide real estate-backed lines of credit.

  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Lends in New York
  • Sunset Equity Funding is a nationwide direct private money and hard money lenders based in Los Angeles, CA. We offer competitive commercial financing programs for real estate investors. Loans range from $100K – $50M million in size and we are able to fund in 48 hours or less. We expedite the loan cycle, so you can continue to scale your business.

  • Wilshire Fund
  • 2934 1/2 N Beverly Gln 163, Bel Air, CA, 90077
  • Lends in New York
  • Wilshire Fund, Inc, has been offering private lending solutions serving nationwide, specializing in investments properties both residential and commercial loans. Our dedicated staff has years of combined real estate experience in the loans and Real Estate consulting.

    Call us directly (424) 281-4880

  • Wilshire Quinn Capital
  • 11601 Wilshire Blvd., Suite 500, Los Angeles, CA, 90025
  • Lends in New York
  • Since 2004, Wilshire Quinn Capital Inc. has been a leader in the capital markets. It is a direct portfolio lender that originates bridge loans secured by real estate located primarily in California. Today Wilshire Quinn Capital serves as the Fund’s managing partner, actively working to provide fast, reliable funding for our borrowers and consiste

  • iBorrow
  • 12100 Wilshire Boulevard, Suite 520, LOS ANGELES, CA, 90025
  • Lends in New York
  • iBorrow is a direct lender that provides short term bridge financing of up to $25 million to commercial property owners at fixed interest rates on a non-recourse basis. iBorrow has completed more than $350 million worth of transactions and lends on all property types throughout the United States.

  • Dominion Mortgage
  • 1990 S. Bundy Drive, Suite 640, Los Angeles, CA, 90025
  • Lends in New York
  • Dominion Mortgage Corporation is a privately held real estate mortgage lender that finances income-producing commercial and healthcare properties nationwide. Founded in 1977 in West Los Angeles, California, Dominion was formed to provide time-sensitive, fair and creative underwriting solutions to fund your mortgage loan.

  • ATC Managers, LLC
  • 900 Old River Rd, Bakersfield, CA, 93311
  • Lends in New York
  • ATC Managers, LLC is a nation-wide direct private lender based in Bakersfield, CA. We specialize in time-sensitive and value-added deals underserved by banks and other traditional capital sources, as well as provide opportunity and rescue capital.

    Whether you need to close fast, have a distressed asset, or need a non-recourse loan, ATC Managers

  • Real Estate Dreams & Investments
  • 1525 Aviation Blvd. Ste 448, Redondo Beach, CA, 90278
  • Lends in New York
  • We Provide Great customer-driven care. We aim to put our customers first in finding loan programs that are geared to help them solve their mortgage needs. The internet allows customers to search extensively for loan programs that fit their family needs. Here at Real Estate Dreams & Investments, we do this for you, saving you time and energy.

  • Wela Financing
  • 843 4th street, Santa Monica, CA, 90403
  • Lends in New York
  • Founded by Olga Elmanovich, a highly experienced private lender, Olga is a trusted name in the field of hard money lending. With over 20 years of expertise in the industry, she has been providing flexible and reliable financial solutions to individuals and businesses in need.