Land loan lenders for Oyster-Bay, NY AI 2026!

Examine and compare options among 281 land loan lenders available in Oyster-Bay, NY.

The typical cost for an acre of land in NY is $105,885. The loan-to-value (LTV) ratio for undeveloped land varies from 20.71% to 99.41%, while for developed lands, it may range from 39.54% to 78.83%.

The real worth and loan LTV for any land depend on its location, size, topographical features, zoning, and any existing entitlements applied to it.

Explore your land loan options and find competitive rates by contacting the leading land loan provider in Oyster-Bay, NY.

Review offers from 100 lenders

The advanced land loan calculator

To cater to all your hard money lending needs, Lendersa®'s AI technology effectively aligns your loan request with hundreds of direct hard money lenders. Discover optimal land loan rates today for financing any vacant land or land plus construction project in NY.

Land loans and property valuation

Avoid unnecessary credit inquiries to maintain your credit score. Obtain pre-approval for your land loan without needing to disclose your social security number or sensitive financial data.

Vacant land lending can involve construction and blanket loans; you might qualify for 100% LTV (Loan to Value) financing by offering additional property as collateral (blanket loan).

Looking for hard money lending nearby?

Connecting with a private investor through a local hard money broker significantly increases your chances of securing a loan. Land loans in Oyster-Bay, NY are best managed by local lenders familiar with the community. Keeping the investor close to the property enhances approval likelihood and accelerates the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in zip codes 11547, 11545, 11548, 11762, 11804, 11709, 11714, 11568, 11560, 11791, 11797, 11771, 11579, 11753, 11758, 11765, 11803, 11801, 11735, 11732, 11737, 11773, 11802, 11815, 11853.



  • TrustAFi LLC
  • Rockville Centre, Rockville Centre, NY, 11570
  • Lends in New York
  • With over 25 years of combined experience in the financial industry, our team can provide you with the resources and the education you need to grow your business. Will you use the capital to purchase additional inventory? Do you need cash to cover payroll? Do you want to expand into a new space? We have a solution that fits all of your needs. We wi

  • Houlihan & O'Malley
  • 133 Parkway Road, Bronxville, NY, 10708
  • Lends in New York
  • Joe Houlihan started his Real Estate career in 1984 as an appraiser, running Houlihan & O’Malley’s ‘Residential’ appraisal division. He interacted with Realtors on a regular basis and felt a natural attraction to real estate sales. In 1998, Joe founded the Residential Sales Group at Houlihan & O’Malley with the dream of creating a boutique real est

  • JMS Global Group
  • 290 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • For 1-4 Unit Investment Properties/ bridge loans , Hotel , International, Purchase refinance , all 50 states and international .Flexible Loan Terms, Underwriting in house , Loans Designed to close quickly on real estate purchases or to leverage equity on owned RE. Real Estate Bridge Loans.
    JMS Global is the choice of top REIs across the country,

  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus

  • Mortgage Advantage
  • 201 Old Country Road, Suite 200, Melville, NY, 11747
  • Lends in New York
  • Mortgage Advantage, a member of the Advantage Group, is a leading mortgage brokerage committed to delivering personalized mortgage solutions. Formed in 1996 and headquartered in Melville, NY, Mortgage Advantage is licensed to originate loans in New York, New Jersey, Connecticut and Florida.

  • First Rehab Lending
  • 71 Gazza Blvd, Farmingdale, NY, 11735
  • Lends in New York
  • First Rehab Lending is nationwide, direct private lender providing short-term loans to facilitate the acquisition and rehabilitation of non-owner occupied residential real estate for experienced investors. We understand that for investors to be successful in this industry, they rely heavily on their lender to provide timely and efficient services.

  • Commercial Capital Advisors Inc
  • 6344 Saunders St, NY 11374, Rego Park, NY, 11374
  • Lends in New York
  • At Commercial Capital Advisors Inc, we treat each customer as an individual, not a number. We understand that real estate ventures require quick and flexible financing solutions. With years of experience and a commitment to excellence, we have become a trusted partner for those seeking efficient and personalized lending services.
    Loan Options we

  • AMERIMUTUAL MORTGAGE
  • 18-33 41st Street, 2nd Floor, Astoria, NY, 11105
  • Lends in New York
  • AMERIMUTUAL has been successful in revolutionizing the industry one mortgage at a time. Our company values are grounded in the principles of honesty and fair dealing. For you, this means responsible lending with reasonable fees and you can enjoy a worry-free lending experience from a local Astoria, NY business you can trust.