Lenders using AI on vacant land in Spring-Valley, NY 2025!

Examine and contrast listings from 257 land loan providers operating in Spring-Valley, NY.

The average land price per acre in NY is $58,085. The loan-to-value ratio (LTV) for undeveloped land varies between 18.13% and 70.33%, while for loans on developed land in NYName, the LTV estimate ranges from 37.49% to 76.65%.

The actual value and LTV for a land loan depend on its location, size, terrain, zoning regulations, and any existing entitlements.

Explore your land loan possibilities and the available rates by getting in touch with the top land loan provider in Spring-Valley, NY.

Explore loan offers from 100 lenders

The Magical Land Loan Calculator

Through its AI technology, Lendersa® swiftly links your loan request with numerous direct hard money lenders to address all your lending needs. Start exploring optimal land loan rates today to finance any variety of vacant land or land development projects in NY.

Understanding Land Loans and Their Value

By avoiding unnecessary inquiries, you can safeguard your credit score. Achieve pre-approval for your land loan without needing to provide your social security number or sensitive financial details.

Construction loans and blanket loans are essential aspects of financing vacant land; you may be eligible for 100% LTV financing by pledging additional property as collateral, known as a blanket loan.

Seeking Hard Money Lending Locally?

Your chances of securing a loan increase significantly when you connect with a private investor through a local hard money broker. In Spring-Valley, NY, land loans are best organized through local lenders familiar with the neighborhood. The proximity of the hard money lender to the property enhances the likelihood of loan approval and speeds up the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 10952, 10977.



  • Defeo Capital Consulting LLC
  • 1251 Gallupe Dr, Pittsburgh, PA, 15226
  • We're the best in our field, and it's all thanks to the incredible relationships we've formed with our clients. Unlike our competitors, we're invested in developing a personal connection with each and every one of our customers, by providing quality service and being available to you 24/7.
  • Elevation One Group
  • 15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230
  • At Elevation One Group, we have a simple goal - helping people solve their money problems. We listen carefully to your story so that we develop the best options for you. We understand that your time is valuable, so we have developed a streamlined application process that can have you funded in as little as a week.
  • Dozcon Investment Group LLC.
  • 4105 Regency Dr., Indian Trail, NC, 28079
  • Dozcon Investment Group is a premier Residential Lender for Non-Owner-Occupied Investment Properties offering transparent and stress-free Funding We offer financing solutions for fix & flip real estate investors As a Lender for Real Estate Investors we do most of the leg-work for you while you build up your Real Estate Portfolio and cash-flo
  • Black Swan Lending
  • Lochlain Drive, Charlotte, NC, 28209
  • Started by Austin Hegele. Black Swan Lending is a commercial loan brokerage. An asset-based, non-QM, private and hard money lender. We offer refinance loans, ground up construction loans, long-term rental and short-term loans, rental loans, fix and flip loans, bridge loans, transactional loans, and multifamily loans. We have developed incredible pa
  • REI Investment Capital LLC
  • 7014 Garden Terrace Ct, Charlotte, NC, 28210
  • Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.
  • Finance of America Commercial
  • 6230 Fairview Road, Suite 300, Charlotte, NC, 28210
  • Finance of America Commercial provides single and portfolio rental term loans, Bridge loans, and fix-and-flip exposure limit loans to residential real estate investors across the country, helping borrowers overcome traditional financing hurdles and build long-term wealth through real estate investment.
  • Cardinal Financial
  • 3701 Arco Corporate Drive, Suite 200,, Charlotte, NC, 28273
  • At Cardinal Financial, we know mortgage lending is more than just loans—it's about helping people achieve their homeownership dreams. With a focus on listening, understanding your unique story, and customizing solutions, I provide a seamless experience from start to finish. Let’s work together to find the perfect loan and make your dreams a reality
  • Funding Resources, LLC.
  • 630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.