Vacant Land lenders in Athens, Ohio [2026with AI]

Explore and compare amongst 285 land loan providers in Athens, OH to find the best option for you.

In OH, the typical cost per acre of land is $38,325. The loan-to-value (LTV) ratio for undeveloped land ranges from 17.07% to 58.31%, whereas for developed land loans in OHName, it falls between 36.64% and 75.75%.

The true value and loan LTV of land are contingent upon factors such as location, size, topography, zoning, and any entitlements involved with the land.

Discover various land loan options and current rates by consulting a leading land loan lender in Athens, OH.

The magic land loan calculator

With Lendersa® AI technology, your loan request is immediately aligned with numerous direct hard money lenders to meet all your needs. Discover the best land loan rates available today to finance any type of vacant land or land plus construction projects in OH.

Land loans and assessing land value

To protect your credit score, avoid making unnecessary inquiries. Secure preapproval for a land loan without revealing your social security number or other sensitive information.

Construction and blanket loans are integral to vacant land financing; you may qualify for up to 100% LTV (Loan to Value) financing by pledging additional property as collateral (blanket loan).

Is hard money lending nearby?

Finding a private investor through a local hard money broker significantly boosts your chances of securing a loan. In Athens, OH, land loans are most effectively arranged by local lenders who understand the neighborhood. Proximity between the investment property and the hard money investor enhances approval chances and accelerates funding.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 45701.

Athens Land Loan Lenders
(740) 597-2800 Lender's profile and map OUCU Financial 944 East State Street, Athens, OH, 45701 Lends in Ohio Ohio University Credit Union has been open since 1955. It's the 18th largest credit union in Ohio with assets totaling $476.96 Million and providing banking services to more than 26, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans
(740) 596-2525 Lender's profile and map Vinton County National Bank - VCNB 112 West Main St., Mc Arthur, OH, 45651 Lends in Ohio At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.
(740) 653-3863 Lender's profile and map Fairfield Federal Savings and Loan Association of Lancaster 111 East Main Street, Lancaster, OH, 43130 Lends in Ohio Fairfield Federal Savings & Loan Association is your Fairfield County community bank specializing in Home Mortgage Loans. We've been serving the Lancaster community since 1895. Fairfield Federal is a Member of the FDIC and is an Equal Housing Lender. Stop in and see us today! We are banking that revolves around you
(740) 732-5678 Lender's profile and map Community Savings 425 Main Street, Caldwell, OH, 43724 Lends in Ohio Community Savings is a community-oriented financial institution that provides customized loan and deposit services for personal and small business needs. Keeping technology at the forefront, Community Savings has never been more accessible than now. Community Savings is committed to reinvesting funds locally.
6149487168 Lender's profile and map Capital City Funding 1581 N High St, Columbus, OH, 43207 Lends in Ohio At Capital City Funding, we transform real estate ambitions into reality by facilitating swift, adaptable financing solutions tailored to your needs. Skip the traditional banks and partner with us to leverage our extensive network of private and institutional lenders. Whether you're acquiring your first property or expanding a lucrative portfolio,
(866) 654-5363 Lender's profile and map The Mortgage Concierge 6840 Caine Road, Columbus, OH, 43235 Lends in Ohio Concierge Mortgage is a full service mortgage provider focusing on the individual needs of our clients. We provide an array of customized financing solutions for residential & commercial purchases and refinances. We utilize tools & resources outside of the standard banking industry to achieve premium financing solutions above the industry standard.
(330) 674-9015 Lender's profile and map The Commercial and Savings Bank 91 North Clay Street, Millersburg, OH, 44654 Lends in Ohio With The Commercial & Savings Bank (CSB), you gain more than convenient access to products and services that promote your financial health; you’re also invited into a network of relationships – among customers, employees, and shareholders – that contribute to the well-being and satisfaction of a community and its residents.
(330) 698-2631 Lender's profile and map The Apple Creek Banking Company 3 West Main Street, Apple Creek, OH, 44606 Lends in Ohio The Apple Creek Banking Company opened its doors on February 1, 1904. Since then, we have grown $200 million in assets and six branches serving Wayne, Stark, Summit, and surrounding counties. We are owned by local shareholders, many of which are 3rd and 4th generation shareholders
(330) 866-9392 Lender's profile and map The Bank of Magnolia Company 122 North Main Street, Magnolia, OH, 44643 Lends in Ohio In 1899 the three sons of William H. Greer opened the doors of a bank at 122 North Main Street in Magnolia. The original name was William H. Greer’s Sons, but in 1910 the bank was incorporated as The Bank of Magnolia Company. The Bank of Magnolia has grown over the past century, currently operating offices in Magnolia, East Sparta and Canton.
Also lends in Ohio
(800) 776-0541 Lender's profile and map City National Bank 25 Gatewater Road, Cross Lanes, WV, 25356 City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company