Land loan lenders for Wadsworth, OH AI 2025!

Browse and assess options among 235 land loan providers serving Wadsworth, OH.

The average price per acre in OH is $34,235. For undeveloped land, the loan-to-value (LTV) ratio lies between 16.85% and 55.82%. In the case of developed land in OHName, the estimated LTV ranges from 36.47% to 75.56%.

The actual value and LTV for any piece of land depend on its location, size, topography, zoning, and any existing entitlements.

Find your land loan options and the most current rates by reaching out to the leading land loan lender in Wadsworth, OH.

Explore loan offers from 100 lenders

The magic land loan calculator

With Lendersa® AI technology, your loan request is swiftly matched with hundreds of direct hard money lenders to fulfill all your lending needs. Discover the most competitive land loan rates today to finance vacant land or land plus construction in OH.

Understanding land loans and their value

Avoid unnecessary inquiries to protect your credit score. You can obtain preapproval for your land loan without disclosing your social security number or other sensitive information.

Construction loans and blanket loans are integral to vacant land financing; you might qualify for 100% LTV (Loan to Value) financing by pledging additional property as security under a blanket loan.

Is there hard money lending near you?

Connecting with a private investor through a local hard money broker can significantly enhance your chances of securing a loan. Land loans in Wadsworth, OH are best arranged by lenders familiar with the local community. Reduced distance between the investor and the property improves approval chances and expedites the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 44281, 44282.



  • Columbus First Bank
  • 2 N. Broadway, Lebanon, OH, 45036
  • Serving customers and communities in Southwest and Central Ohio since 1877, LCNB National Bank has a long tradition and respected reputation for building strong relationships with our customers and the communities in which we support and do business. Whether it is personal or business banking, lending services, trust or investment services you need
  • The Famers State Bank (New Madison, OH)
  • 101 S. Main St., New Madison, OH, 45346
  • The Farmers State Bank is a Community Bank for Community People. We offer competitive deposit products for individuals and businesses. Our loan products include loans for the purchase or refinance of your personal residence; ones to purchase the vehicle of your choice; and home equity loans for the improvement of your residence.
  • Somerville Bank
  • 197 South Main, Somerville, OH, 45064
  • Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.
  • Guardian Savings Bank
  • 6100 West Chester Road, West Chester, OH, 45069
  • Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.
  • First Bank Richmond, National Association
  • 20 North 9th Street, Richmond, IN, 47374
  • First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.
  • Build Realty
  • 9468 Towne Square Ave Blue Ash, Cincinnati, OH, 45242
  • Build Realty is in the business of helping real estate investors of all experience levels maximize their return on investment while minimizing their risks. Specialties:- real estate, investing, Real estate investment strategic planning, property renovation, development, Hard money, Construction management, and Bridge financing
  • City National Bank
  • 25 Gatewater Road, Cross Lanes, WV, 25356
  • City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company
  • Cinfed Credit Union
  • 4801 Kennedy Avenue, Cincinnati, OH, 45209
  • Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.
  • Zipfel Capital
  • 3440 Edwards Rd, Cincinnati, OH, 45208
  • We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender. Michael Zipfel, the founder and President of Zipfel Mortgage Group
  • BIZCAPFUND INC.
  • 111 Tonowanda street, Buffalo, NY, 14207
  • Commercial Loan Specialists looking to connect with Real Estate Investors to provide a superior service for any of your Lending, Investment or Funding needs. For any Commercial Real Estate or Business Purpose Loans, or to ask about our Real Estate Birddog Service that caters to off-market properties, give us a call. Be sure to visit our socials to