Land loan lenders for Lake-Oswego, OR AI 2026!

Browse and evaluate options among 274 land loan lenders operating in Lake-Oswego, OR.

The typical cost of an acre of land in OR is $127,032. The LTV (Loan-to-Value) ratio for undeveloped land ranges from 21.85% to 112.27%. For loans on developed land in ORName, the estimated LTV varies between 40.44% and 79.79%.

The actual value and LTV of any land depend on its location, size, topography, zoning, and any existing entitlements.

Contact the leading land loan provider in Lake-Oswego, OR to explore your options and evaluate current land loan rates.

Compare loan offers from 100 lenders

The reliable land loan calculator

Lendersa® uses AI technology to efficiently match your loan request with a wide array of direct hard money lenders, fulfilling all your lending requirements. Discover the top land loan rates today for any vacant land or land with construction in OR.

Understanding land loans and value

Cutting down on unnecessary inquiries can help maintain your credit score. Secure preapproval for a land loan without needing to disclose your social security number or sensitive financial information.

Construction loans and blanket loans are essentials of vacant land lending; you could qualify for up to 100% LTV financing if you pledge additional property as collateral (blanket loan).

Hard money lending in your region?

Using a local hard money broker to find a private investor can significantly improve your loan prospects. Land loans in Lake-Oswego, OR are best arranged by local lenders familiar with the neighborhood. Close proximity between the investor and the property enhances approval odds and expedites the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within the zip codes 97034.



Lake-Oswego Land Loan Lenders

  • Community Financial Corporation
  • 412 A Ave, Suite 150, Lake Oswego, OR, 97034
  • Lends in Oregon
  • Community Financial Corporation offers lending solutions for short-term construction and lot/land acquisition and development for builders in Oregon and Southwest Washington.

    We take pride in our reassuring, low-key approach to help you find the best loan for your needs. Community Financial makes local decisions regarding loan approvals.

  • Merchants Mortgage
  • 5200 SW Meadows Road, Ste 150, Lake Oswego, OR, 97035
  • Lends in Oregon
  • MMTC offers quick closings (3-5 days in many cases), practical underwriting for investors, and lends on a variety of property types and conditions. We can close in entities or an individual’s name, and advance repair draws rather than reimbursing clients. Up to 90% of purchase price plus 90% of repairs. We also offer other creative products not co

  • IGR Mortgage Services
  • 52 Galen St, Lake Oswego, OR, 97035
  • Lends in Oregon
  • IGR Mortgage Services is one of the most experienced providers of hard money loans on the West Coast. Our hard money lending services have helped real estate investors, builders, business owners and all types of property owners for over 30 years. Many of our loan programs are now offered in states across the country.

  • Schmidt Home Loans
  • 4700 S Macadam Avenue, Portland, OR, 97239
  • Lends in Oregon
  • Kevin Schmidt has been in the mortgage business since 1993. A native Oregonian, Kevin grew up in Southern Oregon and graduated from the University of Oregon where he received his Bachelor’s Degree in Finance and Marketing. Kevin prides himself on providing the expertise needed in today’s environment, excellent service,

  • The Lindley Team, Mortgage Lenders
  • thelindleyteam1@gmail.com, Portland, OR, 97223
  • Lends in Oregon
  • In a divorce, we are often more focused on curing the problem at hand, i.e., distributing real property and assets, that we forget there is life after divorce. The biggest challenge is the lack of knowledge, understanding, and preparedness of how the various pieces of the divorce puzzle fit together and overlap where the real property is involved.

  • Pacific NW Federal Credit Union
  • 12005 NE Erin Way, Portland, OR, 97220
  • Lends in Oregon
  • PNWFCU is a friendly credit union on a mission to be Your Financial Partner for Life. Since 1942, we’ve been putting people before profits, looking for ways to give back to our members & serve our community. Persons who live, work, worship or attend school in & businesses & other legal entities located in these counties are eligible to join PNWFCU.

  • Sunset Science Park Federal Credit Union
  • 1100 NW Murray Road, Suite 200, Portland, OR, 97229
  • Lends in Oregon
  • Sunset Science Park Federal Credit Union (SSPFCU) was chartered in 1960 by 8 people from Electro Scientific Industries (ESI). In 1977 the credit union’s field of membership was expanded to allow all employees located on Science Park Drive to join. Sunset Credit Union is governed by a Volunteer Board of Directors.

  • Clackamas County Bank
  • 38975 Proctor Blvd., Sandy, OR, 97055
  • Lends in Oregon
  • To be a locally owned, independent community bank, dedicated to delivering high-quality personalized banking services to our customers and to our communities while maintaining a sound, profitable investment for our shareholders. We are a full-service bank in the Sandy, Welches, Boring & Gresham area.

  • Wauna Credit Union
  • 101 SE Truehaak Street, Clatskanie, OR, 97016
  • Lends in Oregon
  • At Wauna Credit Union we live our mission to provide opportunities for our members to build their financial well-being. We offer a full array of financial services - Checking & Savings Accounts, Personal Loans, Mortgages, Home Equity Loans, Business Services and Lending, IRAs and investment services.

  • Oregon State Credit Union
  • 4800 SW Research Way, Corvallis, OR, 97333
  • Lends in Oregon
  • Oregon State Credit Union, a state-chartered credit union. Since 1954 the credit union has been a member-owned, not-for-profit financial services institution. Earnings are returned to members in the form of competitive financial offerings, more service and convenience. We exist for the benefit of our member-owners, and not to profit from them.