Lenders Financing Vacant Land in Harrisburg, PA in 2026

Evaluate and choose among 291 land loan lenders available in Harrisburg, PA.

In PA, the average cost per acre of land is $16,237. The Loan-to-Value (LTV) for undeveloped land spans from 15.88% to 44.88%. In the case of developed land in PAName, the estimated LTV falls anywhere between 35.70% and 74.74%.

The actual value and loan-to-value ratio of any land depends on its location, size, topography, zoning, and any entitlements applied to the land.

Discover your options for land loans and assess loan rates by reaching out to a leading land loan lender in Harrisburg, PA.

Review loan offers from 100 different lenders

The innovative land loan calculator

Lendersa® AI technology efficiently aligns your loan requests with numerous direct hard money lenders to ensure all your hard money lending requirements are met. Explore leading land loan rates today to finance any type of vacant or construction land in PA.

Understanding land loans and valuations

Avoid superfluous inquiries to safeguard your credit score. Obtain preapproval for your land loan without needing to provide your social security number or other sensitive financial information.

Construction loans and blanket loans are crucial elements of vacant land lending; you may qualify for full 100% LTV (Loan-to-Value) financing if you agree to offer additional property as security (blanket loan).

Looking for hard money lending in your area?

Finding a private investor through a local hard money broker greatly enhances your chances of securing a loan. Arranging land loans in Harrisburg, PA is best handled by local lenders familiar with the neighborhood. A shorter distance between the hard money investor and the property improves approval odds and accelerates the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within the zip codes 17101.



Harrisburg Land Loan Lenders

  • AgChoice Farm Credit
  • 300 Winding Creek Blvd, Mechanicsburg, PA, 17050
  • Lends in Pennsylvania
  • AgChoice Farm Credit is an Agricultural Credit Association. Through 10 branch offices, it provides financial services to over 10, 000 customers in 52 counties in central, western and northern Pennsylvania as well as four counties in West Virginia. To learn more about AgChoice Farm Credit and its financial programs, visit www.agchoice.com

  • Ephrata National Bank
  • 31 E. Main St, Ephrata, PA, 17522
  • Lends in Pennsylvania
  • Ephrata National Bank has remained an independent community Bank of undisputed integrity, serving the communities in which we do business. We offer state-of-the-art financial products and services of high quality and value at an affordable price while providing unsurpassed personal service.

  • Patriot Federal Credit Union
  • 800 Wayne Ave, Chambersburg, PA, 17201
  • Lends in Pennsylvania
  • Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.

  • Members 1st Federal Credit Union
  • 516 East Lancaster Avenue, Reading, PA, 19607
  • Lends in Pennsylvania
  • Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.

  • Fleetwood Bank
  • 2 W Main St, Fleetwood, PA, 19522
  • Lends in Pennsylvania
  • Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.

  • First Columbia Bank & Trust Co.
  • 232 East Street, Bloomsburg, PA, 17815
  • Lends in Pennsylvania
  • First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.

  • The Muncy Bank and Trust Company
  • 2 N Main Street, Muncy, PA, 17756
  • Lends in Pennsylvania
  • The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy's most successful store owners, could see the need to maintain two banks in the community. One of Muncy's two banks had recently ceased to exist.

  • The Victory Bank
  • 548 North Lewis Road, Limerick, PA, 19468
  • Lends in Pennsylvania
  • The Victory Bank was built from scratch by a team of experienced and passionate bankers and is owned and managed by several hundred local shareholders. We are not part of a financial conglomerate and we are not obsessed with growing into the biggest bank around. Our values-based company was started with the core mission

  • Univest Home Loans
  • 4600 Broadway, Allentown, PA, 18104
  • Lends in Pennsylvania
  • Univest Home Loans is a division of Univest Bank and Trust Co. As a wholly-owned subsidiary of Univest Financial Corporation (UVSP) which was founded in 1876, the Corporation and its subsidiaries provide a full range of financial solutions for individuals, businesses, municipalities and nonprofit organizations throughout the Mid-Atlantic Region.

Also lends in Pennsylvania

  • Fairway Asset Corporation
  • 15400 Calhoun Drive, Suite 120, Rockville, MD, 20855
  • Fairway Asset Corporation has a mission to provide the best mortgage broker and lender services in an honest, professional manner that reflects the highest industry standards. We provide customized mortgage solutions for clients by utilizing experienced know-how and professional knowledge to satisfy each client’s specific goals, needs, and risk.