Lenders using AI on vacant land in Spartanburg, SC 2025!

Explore and review options from 249 land loan lenders in Spartanburg, SC.

In SC, the average cost per acre is $24,893. The loan-to-value ratio (LTV) for undeveloped land varies from 16.34% to 50.14%, and for loans on developed land in SCName, the LTV is estimated to range between 36.07% and 75.13%.

The genuine value and loan-to-value ratio of land relies on its location, size, topography, zoning, and any entitlements it carries.

Get in touch with the top land loan lender in Spartanburg, SC to learn about your land loan options and interest rates.

Examine loan offerings from 100 lenders

The Magical Land Loan Calculator

Utilizing AI technology, Lendersa® will instantly match your loan application with numerous direct hard money lenders, ensuring all your hard money lending needs are fulfilled. Discover the best land loan rates today for financing any kind of vacant land or land plus construction in SC.

Land Loans and Their Value

Reducing unnecessary inquiries helps maintain your credit score. Obtain pre-approval for your land loan without needing to provide your social security number or sensitive financial details.

Within vacant land lending, construction loans and blanket loans are prevalent; you might qualify for full 100% LTV financing if you agree to use additional property as security (blanket loan).

Seeking Hard Money Lending Nearby?

Connecting with a private investor by using a local hard money broker can greatly increase your chances of receiving a loan. Arranging land loans in Spartanburg, SC is best managed by local lenders familiar with the area. A shorter distance between the hard money investor and the property improves loan approval chances and accelerates the funding process.

Use the Lendersa® land loan calculator to locate vacant land lenders within zip codes 29302, 29301, 29307, 29306, 29304, 29319.



  • Damen Capital Fund
  • 8 The Green, Dover, DE, 19901
  • ### Vacant Land Financing with Damen Capital Fund #### Expertise-Driven Leadership Damen Capital Fund is a direct lender specializing in 7 day closings on vacant land. #### Personalized Approach We prioritize tailor-made solutions to meet unique investor needs. ### Join Us Experience insightful guidance and secure your financial futu
  • Belsky Mortgage LLC
  • 24406 Summer Wind Ct, Lutz, FL, 33559
  • A well diversified mortgage broker who works in both the residential and commercial real estate. A large network of lending resources for nearly any deal. Fully licensed for primary residential homes in FL, NC, OH, and TX. Private and Commercial Investment lending in 48 states. Reach out to see what we can do for you today!
  • Elevated Financial
  • 8270 Woodland Center Boulevard, Tampa, FL, 34685
  • We are a Direct Hard Money Lender! We are experts at funding creative deals that other lenders wont! We fund residential and commercial deals. We offer 100% financing for residential fix and flip loans and can close quick! No appraisals required on most loans. Call us today for a loan quote!
  • Swigart and Company Capital Finance Group
  • 1966 Freedom Dr, Clearwater, FL, 33755
  • I have 21 yrs experience in the space with 18 yrs specializing in Renovation/Construction Lending with more than 3000 renovation and construction fundings in my career. I'm VP of Renovation and Construction Lending for a mortgage bank, and also have my own commercial loan brokerage company. I have in depth experience with an extensive record of suc
  • LoanLocker
  • 401 E Jackson St, Tampa, FL, 33602
  • Experience the speed and reliability of LoanLocker, a leading direct lender based in Tampa. Specializing in nationwide residential and commercial bridge loans, we offer tailored lending solutions including DSCR and ground-up construction for residential needs, along with mobile home and multifamily living assets for commercial ventures. Discover sw
  • Phoenix Capital Hard Money
  • 7901 4th St N STE 300, Saint Petersburg, FL, 33702
  • Phoenix Capital connects real estate investors with private capital for fix-and-flip, BRRRR, and new construction projects. As an independent brokerage, we specialize in matching investors with direct lenders offering up to 90% purchase and 100% rehab financing, with closings typically completed in 10–15 days.
  • Rehab Financial Group
  • 1062 Lancaster Avenue, #15c, Bryn Mawr, PA, 19010
  • Loaning 100% of purchase & 100% of rehab on 1-4 unit properties (including mixed-use props) in 18 states for 650+ FICO borrowers (even inexperienced). When the property is purchased via a wholesaler, we Lend 100% of the wholesaler assignment fee as long as the A to B contract price and the assignment fee doesn't exceed the AS IS value. Also lending
  • Versair Private Money
  • 1455 90th Ave, Vero Beach, FL, 32966
  • We provide loans as low as $50k to as high as $50m at a max LTV of 80%. No FICO minimums. Residential and Multifamily properties, but will work with Commercial properties as well. We currently offer 6-24 Month Bridge Loans and Fix-N-Flip Loans. Both Experienced and New investors are okay.
  • Commercial Lenders of America
  • 21 S 11th St 4th Fl, Philadelphia, PA, 19107
  • In-House Appraisal & Legal: Forget delays! Our in-house team handles all the appraisal and legal work, ensuring a smooth, swift process No Junk Fees, No Surprises: What we promise is what you get. Enjoy complete transparency with no hidden charges. Best Interest Rates & Low Points: Maximize your profits with our competitive rates and low points.
  • Bluebird Lending
  • 29 Bala Avenue, Bala Cynwyd, PA, 19004
  • Unlock real estate potential with Bluebird Lending, the leading business purpose lender for residential investors. We offer a blend of competitive rates, high leverage, and dedicated service, supporting developers, builders, and investors in acquiring, enhancing, and refinancing 1-4 family properties. Partner with us to transform your investment vi
  • Nation One Mortgage Corporation
  • 701 Route 73 North, Suite 2, Marlton, NJ, 08053
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.