Lenders using AI on vacant land in Carrollton, TX 2026!

Choose and compare among 397 lenders offering land loans in Carrollton, TX.

In TX, the typical cost for an acre of land is $47,625. The Loan-to-Value (LTV) ratio for undeveloped land ranges from 17.57% to 63.97%, whereas for developed land in TXName, the LTV can range from 37.04% to 76.17%.

The true value and the loan-to-value ratio for any land are influenced by its location, dimensions, topographical features, zoning classifications, and any entitlements.

Learn about your land loan possibilities and rate options by reaching out to the top land loan lender in Carrollton, TX.

Review loan offers from 100 different lenders

The incredible land loan calculator

To meet every aspect of your hard money lending requirements, Lendersa® leverages AI technology to quickly align your loan needs with numerous direct hard money lenders. Discover the optimal land loan rates available today for financing any vacant land or land accompanied by construction in TX.

Examining land loans and value

Limiting unnecessary credit inquiries will help maintain your score. Achieve preapproval for your land loan without having to provide your social security number or any sensitive financial information.

Construction and blanket loans are integral components of vacant land lending; you might qualify for 100% LTV (Loan-to-Value) financing if you agree to use additional property as collateral (blanket loan).

Finding hard money lending in your area?

By finding a private investor via a local hard money broker, you significantly increase your chances of obtaining a loan. Local lenders acquainted with the community are often the best choice for arranging land loans in Carrollton, TX. A closer proximity between the hard money investor and the property boosts the likelihood of loan approval and expedites the funding timeline.

Utilize the Lendersa® land loan calculator to search for vacant land loan providers within the zip codes 75007, 75006, 75010, 75011.



  • Texas Advantage Community Bank, National Association
  • 1701 Fairway Plaza, Suite 18, Alvin, TX, 77511
  • Lends in Texas
  • We are a true community bank. The bank is staffed with well known and experienced local talent. We make decisions locally and deliver our products and services faster and more efficiently than the big banks can. Texas Advantage is about the strength of its people. Our SBA loan specialists are ready to help you

  • 5Point credit union
  • 3700 Skyline Drive, Nederland, TX, 77627
  • Lends in Texas
  • In 1935, 5Point was born as a credit union intended to support the men and women who worked for The Texas Company. What started as a small community endeavor with 57 members and $247 in total savings has grown in ways its founders could not have imagined. Today, 5Point is one of the largest independent not-for-profit financial institutions.

  • First State Bank of Texas
  • 4039 Ih 10 East, Orange, TX, 77630
  • Lends in Texas
  • First State Bank opened its doors on August 12, 1914. The bank was chartered and operated as Live Oak County State Bank until May 23, 1932, when the current name was adopted. Previous stockholders include John Nance Garner, former Vice President of The United States. The first branch opened on November 28, 2016 in Beaumont

  • Sabine Federal Credit Union
  • 1939 Strickland Drive, Orange, TX, 77630
  • Lends in Texas
  • Sabine Federal Credit Union was established in 1948. We are currently serving the financial needs of Hardin, Jasper, Jefferson, Newton, Orange & Tyler Counties with checking accounts auto loans, home mortgage loans, & more.Credit Union was established in 1948. We are currently serving the financial needs of Hardin Jasper, Jefferson, Newton, Orange.

  • Neches Federal Credit Union
  • 676 Magnolia Avenue, Port Neches, TX, 77651
  • Lends in Texas
  • Neches Federal Credit Union has a deep history with roots that have been serving members of Southeast Texas since the early 1940’s. Just as the Neches River connects and links our neighboring cities, Neches FCU is the heartbeat of financial service, touching and strengthening our community.

  • Castroville State Bank
  • 502 Paris Street, Castroville, TX, 78009
  • Lends in Texas
  • Castroville State Bank was originally founded by a group of local citizens who recognized the need for a banking facility in Castroville. After traveling to Austin to meet with officials of the Texas Banking Commission, the delegation received approval to begin state banking operations on January 14, 1959.

  • Wellspring Credit Union
  • 150 E Roundbunch Road, Bridge City, TX, 77611
  • Lends in Texas
  • At Wellspring Credit Union, we strive to create an experience you will remember. Our goal is to provide members with exceptional financial service each and every time they visit. Wellspring Credit Union is a not-for-profit financial cooperative. This means when you become a member of the credit union, you become a shareholder.

  • First National Bank of Lake Jackson
  • 122 W Way St, Lake Jackson, TX, 77566
  • Lends in Texas
  • The First National Bank of Lake Jackson received its charter from the Comptroller of the Currency on September 20, 1963 and opened for business on September 26, 1963. The bank opened with two officers, three employees and twelve directors. By 1976, the bank had outgrown its original location at the corner of Parking Way and That Way

  • First Source Capital Mortgage, Inc.
  • 3223 S Loop 289, Suite 150, Lubbock, TX, 79423
  • Lends in Texas
  • We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.

  • Matagorda County Credit Union
  • 3700 Avenue F, Bay City, TX, 77414
  • Lends in Texas
  • Matagorda County Credit Union is member-owned and exists to promote financial security through savings, lending, financial education and other financial services. The membership will have available sound, cost-effective services which reflect their changing needs. We will support our membership and the community in which we live.