Lenders using AI on vacant land in Pearland, TX 2026!

Choose and compare from among 401 land loan providers operating in Pearland, TX.

In TX, the average cost for an acre of land is $48,773. The loan-to-value ratio (LTV) for undeveloped land ranges from 17.63% to 64.67%, whereas for already developed land in TXName, it lies between 37.09% and 76.22%.

The precise value and loan-to-value ratio of any piece of land are influenced by factors such as its location, dimensions, landscape, zoning regulations, and any existing entitlements.

To explore your land loan options and interest rates, reach out to the leading land loan lender in the region of Pearland, TX.

Browse loan offers from 100 lenders

The Ultimate Land Loan Calculator

To fulfill all your hard money lending requirements, Lendersa® AI technology swiftly aligns your loan application with numerous direct hard money lenders. You can uncover the best land loan rates available today to finance any vacant land or land combined with construction in TX.

Land Loans and Land Value Considerations

Minimizing unnecessary credit inquiries will help maintain your credit score. Get pre-approved for your land loan without needing to disclose your social security number or sensitive financial details.

Construction and blanket loans are essential elements of vacant land financing; you might qualify for up to 100% LTV financing if you agree to provide additional property as collateral (blanket loan).

Is Hard Money Lending Available Nearby?

Identifying a private investor via a local hard money broker significantly boosts your loan approval chances; land loans in Pearland, TX are best arranged through local lenders who know the neighborhood well. Proximity between the hard money investor and the property improves loan approval probability and hastens the funding process.

Employ the Lendersa® land loan calculator to discover vacant land loan lenders in zip codes 77047.



  • Texas State Bank
  • 2201 Sherwood Way, San Angelo, TX, 76901
  • Lends in Texas
  • Texas State Bank is located in San Angelo, TX, United States and is part of the Depository Credit Intermediation Industry. Texas State Bank has 15 total employees across all of its locations and generates $14.15 million in sales (USD). (Employees figure is modelled). There are 5 companies in the Texas State Bank corporate family.

  • Dream Funder LLC
  • 3900 Lakeland Dr Suite 200, Flowood, MS, 39232
  • Lends in Texas
  • Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.

  • First Source Capital Mortgage, Inc.
  • 3223 S Loop 289, Suite 150, Lubbock, TX, 79423
  • Lends in Texas
  • We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.

  • City Bank Mortgage
  • 6524 82nd Street, Suite 120, Lubbock, TX, 79424
  • Lends in Texas
  • City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.

  • HubCityLending
  • 7407 93rd St, Lubbock, TX, 79424
  • Lends in Texas
  • HubCity Lending is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.

  • Spruill Global Funding LLC
  • 6263 Poplar Avenue, Suite 201, Memphis, TN, 38119
  • Lends in Texas
  • Spruill Global Funding LLC is dedicated to help business owners find the right loan products for commercial finance, refinancing your existing real estate, purchases, equipment purchasing, merchant cash advances and we offer an array of other products. We service the local Memphis, Cordova, Collierville areas.

  • Pamela Madore Mortgage
  • 3955 South Soncy, Amarillo, TX, 79119
  • Lends in Texas
  • Pamela Madore has had more than 30 years experience in the Real Estate and Mortgage Industry. Pamela Madore is a Keller Williams Global Property Specialist and is able to market your property throughout the world. She has lived in Maine, Florida and now Texas and has experience is the sales of recreational property, multi-family properties.

  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • Lends in Texas
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ

  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Lends in Texas
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne