Land loan lenders for Prosper, TX AI 2026!

Evaluate and compare over 407 land loan lenders available in Prosper, TX.

In TX, the typical cost for one acre of land is $90,645. The Loan-to-Value (LTV) ratio for undeveloped land ranges from 19.89% to 90.14%, while for developed land in TXName, it is expected to be between 38.88% and 78.13%.

The actual land value and its LTV depend on factors such as location, dimensions, terrain, zoning, and any existing entitlements.

Explore your options for land loans and ascertain loan rates by connecting with the top land loan lender in Prosper, TX.

Review loan offers from 100 lenders

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With Lendersa®'s AI technology, your hard money lending needs are promptly matched with numerous direct lenders. Today, discover optimal land loan rates to support any type of vacant land or construction in TX.

Understanding land loans and property values

By reducing unnecessary inquiries, you can maintain your credit score. Obtain preapproval for your land loan without providing your social security number or other sensitive data.

Construction and blanket loans are essential components of financing for vacant land; 100% Loan-to-Value (LTV) financing might be obtainable if you pledge additional property as security (a blanket loan).

Searching for hard money lending near you?

Your chances of acquiring a loan increase significantly when you connect with a private investor via a local hard money broker. In Prosper, TX, local lenders acquainted with the area are most suited to arrange land loans. Close proximity between the investor and the property boosts approval chances and accelerates the funding process.

Utilize the Lendersa® land loan calculator to discover vacant land lenders within zip codes 75078.



  • First National Bank of Granbury
  • 101 E Bridge St, Granbury, TX, 76048
  • Lends in Texas
  • First National Bank was chartered in 1887 by Texas Pioneers Dan Cogdell, John Traylor, E.A. Hannaford, Jess Baker and James H. Doyle.

    While the early years of the Bank’s existence were economically prosperous for the area, the Great Depression and droughts of the 1930’s would soon have a negative impact on the community.

  • City National Bank TX
  • 1465 West Second Avenue, Corsicana, TX, 75110
  • Lends in Texas
  • City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.

  • Cypress Bank
  • 120 S. Greer, Pittsburg, TX, 75686
  • Lends in Texas
  • Cypress Bank officially began operation October 3, 1977. Beginning with capital of $500, 000 and three full time employees. We now post assets of $200, 000, 000 and capital of $21, 500, 000 and employ 75 employees at our five locations. Our growth is reflective of the growth and prosperity of the Northeast Texas region.

  • Platinum Eagle Mortgage
  • 11980 St Hwy 64 E ste B, Tyler, TX, 75707
  • Lends in Texas
  • Unlock homeownership with Platinum Eagle Mortgage! With expertise in home purchase and refinancing, we simplify the lending process. Whether you're planning your first purchase or refinancing, Hillary Bryand provides expert guidance from start to finish. Dedicated to exceptional service, contact Hillary at 9035205141 or email Hillary.bryand@pemloan

  • First National Bank of Bosque County
  • 418 Avenue C, Valley Mills, TX, 76689
  • Lends in Texas
  • First National Bank of Bosque County was organized in 1896, and received its National Charter in 1908.The main office of the Bank has been in the same location in Valley Mills since that time. We have a desire for the people, businesses, schools, and organizations in our communities to prosper.

  • Telco Plus Credit Union
  • 423 Gilmer Road, Longview, TX, 75604
  • Lends in Texas
  • East Texas Telco Credit Union was organized June 26, 1951, as a state-chartered credit union in a Longview home. The credit union served employees of Southwestern Bell Telephone Company in Longview. As the credit union grew, the location was moved to where the credit union now sits, and another branch in Tyler was added in 1996.

  • Austin Bank
  • 200 E Commerce, Jacksonville, TX, 75766
  • Lends in Texas
  • Austin Bank has been serving East Texas since 1900. While we have grown to serve more locations and adapted new technology, our dedication to serving you, our customers, has remained the same since. If you would like to learn more about who we are at Austin Bank, we invite you to click on any of the links below so you can see

  • Texas Bank and Trust
  • 300 E Whaley, Longview, TX, 75601
  • Lends in Texas
  • Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize.

    We pride ourselves on providing technologically advanced products and competitive pricing

  • Community National Bank and Trust of Texas
  • 906 North Buffalo Avenue, Buffalo, TX, 75831
  • Lends in Texas
  • Since 1964, Community National Bank & Trust has been dedicated to helping individual and business customers succeed. The mission statement of Community National is to be the bank of choice by providing exceptional service to our customers and a fair return to our shareholders. Our goal is always to serve the best interests of our communities.

  • First National Bank Albany/Breckenridge
  • 100 S. Main, Albany, TX, 76430
  • Lends in Texas
  • First National Bank Albany/Breckenridge has a long, storied history stretching back over 135 years. The bank was first organized in 1883 as The First National Bank of Albany. It was a country bank founded because of the need to have access to local banking. The bank evolved as the local area gradually developed from frontier to settlement.

  • Texell Credit Union
  • PO Box 983, Temple, TX, 76503
  • Lends in Texas
  • Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it