Lenders using AI on vacant land in Richardson, TX 2026!

Explore and compare among 397 land loan lenders offering services in Richardson, TX.

In TX, the typical cost for an acre of land is $54,808. The loan-to-value (LTV) ratio for undeveloped sites ranges from 17.95% to 68.34%, while for fully developed land in TXName, it is estimated to be between 37.35% and 76.50%.

The true value and loan LTV for any land are determined by its location, dimensions, terrain, zoning laws, and any existing entitlements.

To learn about your land loan options and interest rates, get in touch with the premier land loan lender in Richardson, TX.

Review loan offers from 100 lenders

The Magical Land Loan Calculator

To ensure all your hard money lending needs are met, Lendersa® AI technology rapidly aligns your loan request with countless direct hard money lenders. Uncover the best land loan rates today for your vacant land or land including construction projects in TX.

Understanding Land Loans and Value

By evading unnecessary credit inquiries, you can preserve your credit score. Obtain pre-approval for your land loan without needing to provide your social security number or other sensitive financial data.

Construction loans and blanket loans are integral to vacant land financing; you might qualify for a 100% LTV (Loan to value) loan by agreeing to use additional property as collateral (blanket loan).

Is Hard Money Lending Accessible Nearby?

Finding a private investor through a local hard money broker can significantly improve your loan approval chances; arranging land loans in Richardson, TX is best handled by local lenders with neighborhood expertise. Proximity between the hard money investor and the property increases your chances of loan approval and accelerates the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land lenders in the zip codes 75081, 75080, 75082, 75045, 75083, 75085.



  • Commercial Loan Direct
  • 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342
  • Lends in Texas
  • Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.

  • FinLend, LLC
  • 1603 Capitol Avenue, Suite 310 A660, Cheyenne, WY, 82001
  • Lends in Texas
  • FINLEND Capital® is a nationwide, private direct lender. Established in 2019, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. FINLEND

  • Devlin Development Worldwide
  • 430 Windstone Trail, Alpharetta, GA, 30004
  • Lends in Texas
  • Devlin Development Worldwide: Financing Your Property Investment Dreams

    Devlin Development Worldwide facilitates nationwide hard money Loans to investors that are looking to purchase, rehab, fix and flip, fix and hold, residential and commercial properties from $50k to $20M.
    Contact us today to help close on your investment property.

  • Payclass
  • 515 West 41st Street # 1002, Sioux Falls, SD, 57105
  • Lends in Texas
  • We accelerate the flow of money in the B2B (business-to-business) world.

    We built Payclass with one focus — help our customers get their funds faster, or even instantly.

    Payclass's platform finds the most economic and efficient capital source to fulfill business needs -- short or long-term loans, real estate financing, letters of credit, equi

  • Shore Up Financial Services LLC
  • 2047 Lawrenceville-Suwanee Rd Ste E, Suwanee, GA, 30024
  • Lends in Texas
  • Shore Up Financial Services was created for investors by investors and, as such, we understand the challenges faced and lending needs of investors. We structure financing for investors who appreciate a high level of service with direct answers, solid communication, and a confidence in that if it can be done, it will get done! "You work the miracle

  • Wimberly Funding LLC
  • 101 North Monroe St, Tallahassee Fla 32301, Tallahassee, FL, 32301
  • Lends in Texas
  • Wimberly Funding LLC: Your Trusted Financial Partner

    Providing reliable financial solutions, Wimberly Funding LLC leads the industry with a commitment to excellence. Founded by Jimmy Wimbley, they specialize in personalized financial consulting. Their proven track record ensures tailored strategies that fuel growth. Contact them via consultwimbl

  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Lends in Texas
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.

  • Amiachi Property Advisers
  • 4625 S. Calumet, Chicago, IL, IL, 60653
  • Lends in Texas
  • Elevate your real estate journey with Amiachi Property Advisers. Led by Melissa Pitts, we offer tailored property solutions that redefine client satisfaction. With a commitment to integrity and excellence, trust us to guide you through every investment decision. Choose Amiachi for unmatched expertise and personal dedication, turning your real estat

  • Renovo Financial
  • 222 W Adams St #1980, Chicago, IL, 60606
  • Lends in Texas
  • Founded in 2011, Renovo is the premier provider of financial and strategic support for real estate investors and property rehabbers who invest in and rehab single-family and small multi-family properties. Renovo powers the growth of its customers’ businesses and the communities they serve by providing timely capital, responsive customer service, an

  • Lima One Capital
  • 201 East McBee Avenue, Greenville, SC, 29601
  • Lends in Texas
  • Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.