Lenders using AI on vacant land in Richardson, TX 2026!

Explore and compare among 412 land loan lenders offering services in Richardson, TX.

In TX, the typical cost for an acre of land is $54,808. The loan-to-value (LTV) ratio for undeveloped sites ranges from 17.95% to 68.34%, while for fully developed land in TXName, it is estimated to be between 37.35% and 76.50%.

The true value and loan LTV for any land are determined by its location, dimensions, terrain, zoning laws, and any existing entitlements.

To learn about your land loan options and interest rates, get in touch with the premier land loan lender in Richardson, TX.

Review loan offers from 100 lenders

The Magical Land Loan Calculator

To ensure all your hard money lending needs are met, Lendersa® AI technology rapidly aligns your loan request with countless direct hard money lenders. Uncover the best land loan rates today for your vacant land or land including construction projects in TX.

Understanding Land Loans and Value

By evading unnecessary credit inquiries, you can preserve your credit score. Obtain pre-approval for your land loan without needing to provide your social security number or other sensitive financial data.

Construction loans and blanket loans are integral to vacant land financing; you might qualify for a 100% LTV (Loan to value) loan by agreeing to use additional property as collateral (blanket loan).

Is Hard Money Lending Accessible Nearby?

Finding a private investor through a local hard money broker can significantly improve your loan approval chances; arranging land loans in Richardson, TX is best handled by local lenders with neighborhood expertise. Proximity between the hard money investor and the property increases your chances of loan approval and accelerates the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land lenders in the zip codes 75081.



Richardson Land Loan Lenders

  • United Texas Bank
  • 13101 Preston Rd 100, Dallas, TX, 75240
  • Lends in Texas
  • United Texas Bank, originally formed by Board Chairman Jeffrey Beck in 1986, is a locally owned, full-service, FDIC-insured boutique commercial bank, based in Dallas, Texas. We specialize in delivering customized business and personal banking services to our clients and their companies both locally and throughout the nation.

  • Commercial Mortgage Broker
  • Dallas, Texas, Dallas, TX, 75238
  • Lends in Texas
  • At Commercial Mortgage Broker, led by John Stewart, we specialize in connecting businesses with the perfect financing solutions to drive growth and success. With a commitment to personalized service, we tailor our offerings to meet your unique needs. Trust us to unlock opportunities and navigate the complex landscape of commercial lending, ensuring

  • Longhorn Investments
  • 17103 Preston Road Suite 250, Dallas, TX, 75248
  • Lends in Texas
  • Longhorn Investments was formed in 2008 and is a direct private lender offering short term acquisition and renovation capital to real estate investors for both residential and commercial assets. We operate in major metropolitan areas throughout TX, IN, AL, AR, NM, GA, MO, OH, TN, and NC.

  • North Dallas Bank & Trust Co.
  • 12900 Preston Road, Dallas, TX, 75230
  • Lends in Texas
  • We offer a full range of modern lending services, deposit products and wealth management services that can be tailored to meet virtually any need. With a history of consistent profitability, stable ownership and commitment to our communities, NDBT is proud to be recognized as one of DFW’s largest and most respected independent banks.

  • DFW Investor Lending, LLC
  • 16801 Addison Rd #410, Addison, TX, 75001
  • Lends in Texas
  • DFW Investor Lending, LLC aims to provide great service and uses RealSatisfied to gather performance feedback and ratings from customers to ensure they do just that. RealSatisfied ratings are based on survey responses received from customers of agents that participate in the RealSatisfied service.

  • Sunflower Bank Mortgage Lending
  • 8117 Preston Road, Suite 220, Dallas, TX, 75225
  • Lends in Texas
  • Sunflower Bank Mortgage Lending

    Home loans made personal

    Sunflower Bank Mortgage Lending helps homebuyers and homeowners navigate mortgage lending with clear guidance and responsive support. Ready to take the next step? Contact John Olson: john.olson@sunflowerbank.com | 214-563-0171.


  • Crebrid
  • 4800 Dexter Dr, Plano, TX, 75093
  • Lends in Texas
  • Crebrid is a Texas based, tech-driven hard money lender with rates starting at 7.73% for flips and can close within 2 days with a full file submission. We pride ourselves with our customer service, speed and ease. Reach out to get started! I, Kamren, will be your loan officer 469.460.0115 kallen@crebrid.com.

  • First Lending
  • 4888 Dexter Drive, Suite 100, Plano, TX, 75093
  • Lends in Texas
  • We are committed to help borrowers understand their options for real estate financing and making solid financial decisions. In the past 15 years, we helped tens of thousands of our customers to finance their home with favorable terms and low costs. We offer wide range of programs for all customers

  • Black Tie Lending LLC
  • 6300 Samuel Blvd Suite 105, Dallas, TX, 75228
  • Lends in Texas
  • Black Tie Lending caters solely to residential real estate investors that buy, fix, and flip single family houses. Our innovative hard money loan products were designed for real estate investors that require fast and efficient access to money for deals that makes sense.
    Great HML Terms 90% LTV on Purchase and 100% of Repair Funds. Low interest ra

  • American Bank, National Association
  • 2707 West Northwest Highway, Dallas, TX, 75220
  • Lends in Texas
  • Since opening our doors in 1974, our customers have always been our top priority and every individual is treated with respect and dignity. At American Bank, we make every attempt to help individuals and businesses make thoughtful, sound financial decisions in order to accomplish their goals and dreams.