Complete List of Vacant Land Lenders for Richardson, TX with AI help!

Explore and compare among 373 land loan lenders offering services in Richardson, TX.

In TX, the typical cost for an acre of land is $54,808. The loan-to-value (LTV) ratio for undeveloped sites ranges from 17.95% to 68.34%, while for fully developed land in TXName, it is estimated to be between 37.35% and 76.50%.

The true value and loan LTV for any land are determined by its location, dimensions, terrain, zoning laws, and any existing entitlements.

To learn about your land loan options and interest rates, get in touch with the premier land loan lender in Richardson, TX.

Review loan offers from 100 lenders

The Magical Land Loan Calculator

To ensure all your hard money lending needs are met, Lendersa® AI technology rapidly aligns your loan request with countless direct hard money lenders. Uncover the best land loan rates today for your vacant land or land including construction projects in TX.

Understanding Land Loans and Value

By evading unnecessary credit inquiries, you can preserve your credit score. Obtain pre-approval for your land loan without needing to provide your social security number or other sensitive financial data.

Construction loans and blanket loans are integral to vacant land financing; you might qualify for a 100% LTV (Loan to value) loan by agreeing to use additional property as collateral (blanket loan).

Is Hard Money Lending Accessible Nearby?

Finding a private investor through a local hard money broker can significantly improve your loan approval chances; arranging land loans in Richardson, TX is best handled by local lenders with neighborhood expertise. Proximity between the hard money investor and the property increases your chances of loan approval and accelerates the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land lenders in the zip codes 75081, 75080, 75082, 75045, 75083, 75085.



  • Texas State Bank
  • 2201 Sherwood Way, San Angelo, TX, 76901
  • Texas State Bank is located in San Angelo, TX, United States and is part of the Depository Credit Intermediation Industry. Texas State Bank has 15 total employees across all of its locations and generates $14.15 million in sales (USD). (Employees figure is modelled). There are 5 companies in the Texas State Bank corporate family.
  • Beacon Federal Credit Union
  • 2812 N. Alexander Drive, Baytown, TX, 77520
  • It all started for us in March 1949 when we were chartered as DuPont La Porte Federal Credit Union. By 2005, we were officially Beacon Federal Credit Union. But what has never changed is our commitment to providing courteous, efficient and sound financial services for our members, now and into the future.
  • Sage Capital Bank
  • 1606 North Sarah DeWitt Dr, Gonzales, TX, 78629
  • Sage Capital Bank, headquartered in Gonzales, Texas, is an independent community bank dedicated to the customers and communities we serve. We are committed to helping Texas businesses and families prosper. At Sage, it is our mission to provide superior personalized customer service.
  • DuGood Federal Credit Union
  • 7505 Eastex Freeway, Beaumont, TX, 77708
  • We are committed to helping individuals reach their financial goals. From starting a savings or checking, planning for college or retirement, financing affordable loans to buying or renovating a home. Our members’ needs are important to us and we’re here to help. Our credit union believes in the philosophy of “People Helping People” .
  • Gulf Coast Educators Federal Credit Union
  • 3943 Fairway Plaza, Pasadena, TX, 77505
  • We are a member owned financial cooperative whose passion is serving Texas educators and their families to provide more money, time & peace of mind. We are a credit union dedicated to serving the financial needs of school employees and their families in the state of Texas. We offer a full line of financial services tailored.
  • Texas Bay Credit Union
  • 12611 Fuqua Street, Houston, TX, 77034
  • Texas Bay Credit Union was established on May 12, 1936, with the sole purpose of providing the resources needed for members to be in the best financial standing possible. We are here to make sure the road to your dreams is smooth and easily traveled. From wherever you are in that journey now, we provide a clear path to your financial dreams.
  • WIN WIN CAPITAL FUNDING
  • 24300 Wilderness Oak Suite 330, San Antonio, TX, 78260
  • Up to 100% Leverage on fix & flip 1-4 unit properties in non judicial states, no credit or appraisal/experience requirements. We also offer up to 90% on commercial properties, and 100% CLTV as well with seller carry 2nds. Rates from the 9's and up on bridge and 5's & up on perm products. All property types nationwide, owner occupied as well. G
  • Guadalupe Bank
  • 1309 Bandera Hwy, Kerrville, TX, 78028
  • Guadalupe Bank was built by locals, for locals. We pride ourselves on the fact that our decisions are made locally by people who live in our community, value relationships with our customers, and genuinely understand local needs. We have a commitment to every single customer and to the people and small business owners in our community.
  • REI Lending Network, LLC.
  • 3918 ABBEYWOOD DR, Pearland, TX, 77584
  • Maximize and create the endless possibilities of real estate investing with our trusted network of private money lenders and flexible commercial bridge loans. Nationwide reach, tailored solutions, and rapid access to unlimited capital to fund your next deal – We're your reliable partner in achieving financial success through real estate.
  • Trans Texas Southwest Credit Union
  • 3401 Loop 306, San Angelo, TX, 76904
  • The mission of Trans Texas Southwest Credit Union is to provide quality financial services to our members through the offering of deposit accounts to meet investment needs and to insure the availability of a competitive lending program handled in a cooperative spirit. Trans Texas Southwest Credit Union Chartered in 1954.