Complete List of Vacant Land Lenders for Waco, TX with AI help!

Explore and compare among 412 land loan lenders available in Waco, TX.

The average cost per acre of land in TX is $24,422. The loan-to-value (LTV) ratio for undeveloped land ranges between 16.32% and 49.86%. For developed land, the estimated LTV varies from 36.05% to 75.11%.

The true value and LTV of any land parcel depend on its location, size, topography, zoning, and any existing entitlements.

To learn about land loan options and rates, reach out to a top land loan lender in Waco, TX.

Compare loan offers from 100 lenders

The Magic Land Loan Calculator

Lendersa® AI technology matches your loan request with hundreds of direct hard money lenders, meeting all your lending needs. Discover the best land loan rates today for funding any vacant land or land plus construction in TX.

Understanding Land Loans and Values

Avoid excessive inquiries to maintain your credit score. Secure preapproval for your land loan without needing to reveal your social security number or sensitive financial details.

Construction and blanket loans are integral to vacant land financing. You could qualify for up to 100% LTV (Loan-to-Value) financing by pledging additional property as security (blanket loan).

Is Hard Money Lending Available Nearby?

Partnering with a private investor through a local hard money broker significantly increases your chances of obtaining a loan. Local lenders familiar with Waco, TX are ideal for arranging land loans, as proximity between the investor and the property generally enhances approval odds and expedites funding.

Use the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 76798.



Waco Land Loan Lenders

  • First National Bank of Bosque County
  • 418 Avenue C, Valley Mills, TX, 76689
  • Lends in Texas
  • First National Bank of Bosque County was organized in 1896, and received its National Charter in 1908.The main office of the Bank has been in the same location in Valley Mills since that time. We have a desire for the people, businesses, schools, and organizations in our communities to prosper.

  • Texell Credit Union
  • PO Box 983, Temple, TX, 76503
  • Lends in Texas
  • Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it

  • Extraco Banks
  • 2000 N. Main, Belton, TX, 76513
  • Lends in Texas
  • Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,

  • City National Bank TX
  • 1465 West Second Avenue, Corsicana, TX, 75110
  • Lends in Texas
  • City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.

  • Classic Bank, National Association
  • 102 North Houston, Cameron, TX, 76520
  • Lends in Texas
  • Our Mission is to Building lifelong relationships by exceeding expectations. First National Bank was one of the first banks in the state to be granted a National Charter (Monty Humble, "A History of Banks in Cameron".The Texas Historian, September 1970, p. 8). In 1889 First National Bank of Cameron Opens Doors.

  • Rockdale Federal Credit Union
  • 1821 W Cameron Avenue, Rockdale, TX, 76567
  • Lends in Texas
  • Rockdale FCU is a multi-service financial co-operative formally organized on January 20th, 1970. The approval of organization certificate was completed and administered by oath from Mr. Cal Phelps, Bureau of Federal Credit Union Examiner to C. E. Magee Jr, Ben Ford, J. D. Maines, Nolin Werchan, Clyde L. Paceley, Thomas E. Alford.

  • Community National Bank and Trust of Texas
  • 906 North Buffalo Avenue, Buffalo, TX, 75831
  • Lends in Texas
  • Since 1964, Community National Bank & Trust has been dedicated to helping individual and business customers succeed. The mission statement of Community National is to be the bank of choice by providing exceptional service to our customers and a fair return to our shareholders. Our goal is always to serve the best interests of our communities.

  • First National Bank of Granbury
  • 101 E Bridge St, Granbury, TX, 76048
  • Lends in Texas
  • First National Bank was chartered in 1887 by Texas Pioneers Dan Cogdell, John Traylor, E.A. Hannaford, Jess Baker and James H. Doyle.

    While the early years of the Bank’s existence were economically prosperous for the area, the Great Depression and droughts of the 1930’s would soon have a negative impact on the community.

  • DFW Hard Money
  • 6001 W I-20 Frontage Rd, Suite 200, Arlington, TX, 76017
  • Lends in Texas
  • DFW Hard Money is a unique hard money lender in the Texas, Oklahoma, Colorado, Missouri, Kansas, and Georgia markets. The founders come from a successful background in rental portfolio ownership, the fix-and-flip space, wholesale shops, and real estate brokerage. Streamlining the process, DFW Hard Money operates with a close team of professionals.

  • Capital Farm Credit
  • 3000 Briarcrest Dr, Bryan, TX, 77802
  • Lends in Texas
  • Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses. We are a proud member of the nationwide Farm Credit System which provides financing to meet the needs of rural America.