Land loan lenders for Waco, TX AI 2025!

Select and comapre among 361 land loan lenders in lending in Waco, TX.

The average price for an acre of land in TX is $24,422 the LTV for undeveloped land is between 16.32% to 49.86%, and estimated LTV for on loan for already developed land in Texas is anywhere between 36.05% and 75.11%

The actual value and loan LTV of any land depends on its location, size, topography, zoning, and any entitlement that has been done to the land.

Find out your land loan options and land loan rates by contacting the best land loan lender in the State of Waco, TX

Compare loan offers from 100 lenders

The magic land loan calculator

To ensure all of your hard money lending needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of direct hard money lenders. You can now discover the best land loan rates today to fund any kind of vacant land or land plus constuction in TX.

Land loans and land value

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan loan without the need to see your social security number or any sensitive financial information.

Construction loans and blanket loans are part and parcel of vacant land lending; you may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additionl property as securiity (blanket loan).

Hard money lending near you?

When you locate a private investor through a local hard money broker, your odds of getting a loan increase exponentially; Land loans in Waco, TX could best be arrange by local lenders familiar with the neighborhood. A short distance between the hard money investor and the property enhances the loan approval odds and speeds up the funding process.

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 76798, 76710, 76711, 76712, 76708, 76701, 76707, 76706, 76704, 76702, 76703, 76714, 76797, 76799.



  • Asset Lending TX
  • PO Box 1652, Buda, TX, 78610
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Walker County Federal Credit Union
  • 1802 Normal Park Drive, Huntsville, TX, 77340
  • WCFCU’s mission is to enrich its members' quality of life by providing high quality, fairly-priced financial services and to remain driven by member needs We are eager to serve you and your family members. When you join the Credit Union, you enjoy the many advantages of doing business with a people oriented
  • Austin Bank
  • 200 E Commerce, Jacksonville, TX, 75766
  • Austin Bank has been serving East Texas since 1900. While we have grown to serve more locations and adapted new technology, our dedication to serving you, our customers, has remained the same since. If you would like to learn more about who we are at Austin Bank, we invite you to click on any of the links below so you can see
  • Mid-Tex Federal Credit Union
  • 3808 Highway 377 South, Brownwood, TX, 76801
  • Our credit union is your best place to borrow because you can borrow from the credit union for any worthwhile purpose at low rates. You'll find that loans are easier to obtain and also cost less. You are dealing with people you know. Loans are made to our members to meet a financial emergency, to finance cars, for appliances or home repairs.
  • Industry State Bank
  • 16886 Fordtran Blvd, Industry, TX, 78944
  • Industry State Bank was founded as an institution involved in the progress of the town of Industry, Texas and the surrounding area. On February 9, 1911, a group of interested citizens took the initiative to begin the process of forming a bank in Industry. Its first name was the First Guaranty State Bank of Industry, and 100 shares of capital stock.
  • Layton Mortgage
  • 11912 Golden Bell Ln, Frisco, TX, 75035
  • Layton Mortgage We work hard to give you a great mortgage experience. Whether you’re a first-time homebuyer, investor, ready to refinance or exploring your mortgage options, we’re here to provide you our 100% support, two-way communication and a partnership built on trust. Every home is a milestone, and every mortgage is a cornerstone. With a numb
  • Global Integrity Finance
  • 321 N Central Expressway, Suite 360, McKinney, TX, 75070
  • Global Integrity Finance specializes in investor financing. If an investor or broker, we want to grow with you while funding the projects. Our loan products specific to long/short term rentals and fix-n-flips. Reach out to us today to with your loan scenario and become approved today.
  • Versi-Fi Capital
  • 189 Jackson River Loop, Kyle, TX, 78640
  • We were house flippers before lenders, we know what you do and why you do it! Reach out and see how we can work together for years to come! If you have questions, email me at [email protected]! Or call me at 512-659-6344! Looking forward to a long lasting relationship!
  • Montgomery Mortgage Texas
  • 11230 FM 830 Rd, Willis, TX, 77318
  • Established in 1998, Montgomery Mortgage is a Texas-based mortgage company located in Willis, TX, just north of Houston, Conroe and The Woodlands. Our goal is to simply offer the very best terms accompanied by extraordinary customer service. We maintain an A+ exemplary rating with the Better Business Bureau
  • Angelina Federal Employees Credit Union
  • 900 Pershing Avenue, Lufkin, TX, 75904
  • Angelina Federal Employees Credit Union has been open since 1952. The credit union has assets totaling $38.3 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings loans.
  • Security State Bank & Trust
  • 201 West Main Street, Fredericksburg, TX, 78624
  • Security State Bank & Trust was born in the heart of Fredericksburg, Texas. In 1941, a group of local businessmen saw a need for a new bank to better serve the community’s needs. We officially opened for business in the former Buckhorn Saloon building at 201 West Main Street where we still reside.
  • Elite Mortgage Services
  • 1247 JDJ, New Braunfels, TX, 78132
  • Natalie Thompson is a mortgage expert with extensive experience in helping clients achieve their dreams through mortgage financing. She has been in the industry since 2001 and takes pride in guiding her clients through the complexities of the mortgage process with education and patience.