Land loan lenders for Watauga, TX AI 2026!

Examine and differentiate between 407 land loan providers offering services in Watauga, TX.

In TX, the typical land price per acre is $27,087. The Loan-to-Value (LTV) for undeveloped land varies from 16.46% to 51.48%, while the LTV for loans on already developed land in TXName ranges from 36.16% to 75.23%.

The real estate value and LTV for any plot are influenced by factors such as its location, size, topography, zoning laws, and any existing entitlements.

Learn about your options for land loans and discover the available rates by reaching out to the premier land loan provider in Watauga, TX.

Review offers from 100 lenders

The remarkable land loan calculator

Lendersa®'s AI technology promptly addresses all your hard money lending needs by matching your loan request with a multitude of direct lenders. Explore great land loan rates today to finance any type of vacant land or land with construction in TX.

Understanding land loans and their value

By avoiding unnecessary checks, you can keep your credit score intact. Obtain preapproval for your land loan without requiring your social security number or sensitive personal details.

Construction and blanket loans are integral to financing vacant land; you may qualify for 100% Loan-to-Value (LTV) financing by offering additional property as collateral (a blanket loan).

Find hard money lending near you

Your chances for loan approval grow significantly when you find a private investor through a nearby hard money broker. In Watauga, TX, local lenders familiar with the area are best suited to manage land loans. Closer proximity between the investor and the property can improve approval chances and quicken the funding process.

Use Lendersa®'s land loan calculator to identify vacant land loan creditors in the zip codes 76148.



  • Texas Bank and Trust
  • 300 E Whaley, Longview, TX, 75601
  • Lends in Texas
  • Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize.

    We pride ourselves on providing technologically advanced products and competitive pricing

  • Rockdale Federal Credit Union
  • 1821 W Cameron Avenue, Rockdale, TX, 76567
  • Lends in Texas
  • Rockdale FCU is a multi-service financial co-operative formally organized on January 20th, 1970. The approval of organization certificate was completed and administered by oath from Mr. Cal Phelps, Bureau of Federal Credit Union Examiner to C. E. Magee Jr, Ben Ford, J. D. Maines, Nolin Werchan, Clyde L. Paceley, Thomas E. Alford.

  • First State Bank of Burnet
  • 136 East Washington Street, Burnet, TX, 78611
  • Lends in Texas
  • The mission of First State Bank of Burnet is to make a profit for its shareholders while serving the financial needs of our communities, businesses, & citizens. First State Bank of Burnet is a responsible citizen & a business leader of our communities, and we will not knowingly take actions that are adverse to the best interest of our communities.

  • First Abilene Federal Credit Union
  • 3324 Catclaw Drive, Abilene, TX, 79606
  • Lends in Texas
  • First Abilene Federal Credit Union is a co-operatively owned financial institution committed to financially empowering our membership through a full range of competitively priced, efficiently delivered financial services, education, and counseling. We value our community and member relationships and strive to develop them through professional perso

  • Capital Farm Credit
  • 3000 Briarcrest Dr, Bryan, TX, 77802
  • Lends in Texas
  • Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses. We are a proud member of the nationwide Farm Credit System which provides financing to meet the needs of rural America.

  • Arrowhead Bank
  • 108 West Sandstone Street, Llano, TX, 78643
  • Lends in Texas
  • Arrowhead Bank originally opened its doors for business as the Moore State Bank. In 1963, A.W. Moursund, a life-long Hill Country resident, attorney and judge purchased controlling interest in the Llano bank. At the time, the bank had deposits totaling nearly $4, 000, 000 and approximately $660, 000 in capital, surplus, and undivided profits.

  • Llano National Bank
  • 1001 Ford Street, Llano, TX, 78643
  • Lends in Texas
  • Llano National Bank is a locally owned community bank with its main office located in Llano, Texas at 1001 Ford Street. We have two full-service branch bank offices: the Buchanan Dam branch, located at the intersection of State Highway 29 and RR 1431, Buchanan Dam, Texas and the Hill Country National Bank branch, located at 1210 S. Water Street.

  • Community Service Credit Union
  • 250 FM 2821 Road West, Huntsville, TX, 77320
  • Lends in Texas
  • Community Service Credit Union has been open since 1954. The credit union has assets totaling $125.38 Million and provides banking services to more than 12, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Lake Travis Mortgages
  • 9737 Great Hills Trail, Suite 200 & 220, Austin, TX, 78759
  • Lends in Texas
  • At SNMC, our mission is to provide a variety of sustainable loan programs, great rates, and most importantly, trustworthy loan professionals to guide you through the process and make it as simple as possible. In the mortgage business since 1993, we currently operate 80 professional branch offices across the United States

  • Frontier Bank of Texas
  • 1213 Highway 290, Elgin, TX, 78621
  • Lends in Texas
  • Frontier Bank of Texas started in June of 2007 when five area leaders realized the need for a local, independent bank of Bastrop County. They came together and created a vision for a community bank that offers superb customer service, sophisticated financial products, and local leadership.

  • The First National Bank of Ballinger
  • 911 Hutchings, Ballinger, TX, 76821
  • Lends in Texas
  • A group of local and out-of-town men met in a train coach on the newly constructed Santa Fe tracks to form a bank. These men of vision could see that the new town must have a financial institution to take care of the future banking needs. From that meeting The First National Bank of Ballinger was born with total capital described at $50, 000.

  • Angelina Federal Employees Credit Union
  • 900 Pershing Avenue, Lufkin, TX, 75904
  • Lends in Texas
  • Angelina Federal Employees Credit Union has been open since 1952. The credit union has assets totaling $38.3 Million and provides banking services to more than 3, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings loans.