Land loan lenders for Oshkosh, WI AI 2025!

Browse and evaluate among 262 land loan lenders operating in Oshkosh, WI.

In WI, the typical cost for an acre of land is $24,988. The loan-to-value ratio (LTV) for undeveloped land typically varies from 16.35% to 50.20%, while for already developed land, it ranges between 36.07% and 75.14%.

The true market value and loan LTV of any piece of land depend on factors such as its location, dimensions, terrain, zoning, and any entitlements performed on it.

Discover available land loan possibilities and assess loan rates by getting in touch with the top land loan provider in Oshkosh, WI.

Review loan offers from 100 lenders

The Incredible Land Loan Calculator

With Lendersa® AI technology, all your hard money lending requirements are efficiently handled by instantly pairing your requests with numerous direct hard money lenders. You can identify the finest land loan rates today to support any vacant land or land plus construction in WI.

Land Loans and Their Valuation

To help protect your credit score, minimize unnecessary inquiries. Obtain pre-approval for your land loan without providing your social security number or sensitive financial information.

Blanket loans and construction loans are essential elements of vacant land lending. You could qualify for 100% LTV financing if you are willing to secure it with additional property (blanket loan).

Exploring Hard Money Lending Locally?

Finding a private investor via a local hard money broker significantly boosts your chances of securing a loan; Local lenders in Oshkosh, WI who are acquainted with the area are most suitable for arranging land loans. Keeping the proximity between the hard money investor and the property can improve loan approval likelihood and speed up the process.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 54985, 54904, 54901, 54902, 54903, 54906.



  • Union Federal Savings & Loan
  • 115 W Washington Ave, Madison, WI, 53703
  • Union Federal was once two different Associations with similar goals. Union Federal “Where People Are Important!” First Federal where customers were “First with us.” Both Associations have had long solid history before the boards of each Association found we could serve our customers best by coming together as one Association.
  • Bank of Prairie du Sac
  • 555 Park Avenue, Prairie Du Sac, WI, 53578
  • Bank of Prairie du Sac operates under a charter granted to the Peoples State Bank on March 22, 1916. The original bank was located at the corner of Galena and Water Street in Prairie du Sac. In January 1932, the Peoples State Bank and the Prairie Sauk Bank merged to form Bank of Prairie du Sac.
  • UW Credit Union
  • 3500 University Ave, Madison, WI, 53705
  • UW Credit Union prides itself on being a financial institution that makes a positive difference with our members and within our communities. Because humanity resides at the heart of everything we do, we've dedicated ourselves to putting our members’ best interest first. Our members know they can count on us to do the right thing—each and every day.
  • Capitol Bank
  • 710 N High Point Rd, Madison, WI, 53717
  • We are proud of the partnerships we have established with organizations, businesses and individuals in the Madison and Verona communities. Our philosophy of community support is demonstrated at the corporate level, as well as in the time and energy our employees devote to our community each year.
  • Oak Bank
  • 5951 McKee Road, Suite 100, Madison, WI, 53719
  • Oak Bank has become a good friend to Fitchburg and the surrounding communities. The annual Pumpkin Give-Away has already become a Dane County institution, having donated thousands of dollars to local charities. Oak Bank has become immersed in the Fitchburg community by involving itself with numerous events, projects.
  • State Bank of Cross Plains
  • 108 North Main Street, Verona, WI, 53593
  • State Bank of Cross Plains is the largest independent community bank serving Dane, Green, and Rock County, Wisconsin. We offer a full range of personal and business financial services, including consumer, real estate, and business lending, as well as wealth management and financial advisory services.
  • Athens Area Credit Union
  • 112 Alfred Street, Athens, WI, 54411
  • Formed in May of 1959, the credit union was originally known as “Athens CO-OP Credit Union.” The first board meeting was held June 30, 1959, at the Athens Community Hall. There were 23 members. As a part of the Athens CO-OP, the credit union was established to grant loans to aid the local community with their farm supplies and equipment purchases.
  • Educators Credit Union
  • 1326 Willow Road, Sturtevant, WI, 53177
  • Educators Credit Union was founded by teachers in 1937 so members could borrow and save money at fair and reasonable interest rates. Today, Educators members are students, government workers, healthcare employees, small business owners and many other community members. Educators started out operating under the guiding principle of “Not for Profit.
  • Blackhawk Community Credit Union
  • 2640 West Court Street, Janesville, WI, 53548
  • Blackhawk Community Credit Union is a member-owned financial services organization. Our mission is to empower our members to reach their financial goals. We will do this by holding the highest standards for service while operating in an ethical and financially sound manner and providing our employees with a rewarding career.
  • Richland County Bank
  • 195 West Court Street, Richland Center, WI, 53581
  • The Richland County Bank Team provides financial services to our customer base daily, to ensure each customer is treated correctly the first time. The Richland County Bank has been serving Richland Center and the surrounding community since 1881, which makes it one of Richland Center’s oldest business institutions.
  • Black River Country Bank
  • 221 Main Street, Black River Falls, WI, 54615
  • Black River Country Bank has been a long time member our community since we started as the Bank of Melrose back in 1907! While much has changed in over 115 years of business. Our integrity, safety & soundness, community commitment, inclusion of others, and customer-centered approach has never wavered.
  • Co-op Credit Union
  • 100 E. Main Street, Black River Falls, WI, 54615
  • Co-op Credit Union is a financially-strong, full-service credit union. We serve just over 19, 000 members at our 6 office locations & have more than $305 million in assets. Here at CCU, our mission is, "Serving our members, where they are, through all stages of life. Our Mission is to Serving our members, where they are, through all stages of life.