Vacant Land Loan Lenders Oshkosh, WI AI search of 2026!

Browse and evaluate among 305 land loan lenders operating in Oshkosh, WI.

In WI, the typical cost for an acre of land is $24,988. The loan-to-value ratio (LTV) for undeveloped land typically varies from 16.35% to 50.20%, while for already developed land, it ranges between 36.07% and 75.14%.

The true market value and loan LTV of any piece of land depend on factors such as its location, dimensions, terrain, zoning, and any entitlements performed on it.

Discover available land loan possibilities and assess loan rates by getting in touch with the top land loan provider in Oshkosh, WI.

Review loan offers from 100 lenders

The Incredible Land Loan Calculator

With Lendersa® AI technology, all your hard money lending requirements are efficiently handled by instantly pairing your requests with numerous direct hard money lenders. You can identify the finest land loan rates today to support any vacant land or land plus construction in WI.

Land Loans and Their Valuation

To help protect your credit score, minimize unnecessary inquiries. Obtain pre-approval for your land loan without providing your social security number or sensitive financial information.

Blanket loans and construction loans are essential elements of vacant land lending. You could qualify for 100% LTV financing if you are willing to secure it with additional property (blanket loan).

Exploring Hard Money Lending Locally?

Finding a private investor via a local hard money broker significantly boosts your chances of securing a loan; Local lenders in Oshkosh, WI who are acquainted with the area are most suitable for arranging land loans. Keeping the proximity between the hard money investor and the property can improve loan approval likelihood and speed up the process.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 54985.



Oshkosh Land Loan Lenders

  • West Pointe Bank
  • 1750 Witzel Avenue, Oshkosh, WI, 54901
  • Lends in Wisconsin
  • West Pointe Bank is Oshkosh's oldest locally owned, independent, full-service bank. West Pointe opened its doors on April 22, 1996 & has been in the community for over 26 years. All together our employees have over 500 years of diversified banking experience in our community & can provide you with the highest level of personalized customer service.

  • Thrivent Federal Credit Union
  • PO Box 8920, Appleton, WI, 54912
  • Lends in Wisconsin
  • Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, is a member-owned, not-for-profit financial cooperative with locations in Appleton, WI and Minneapolis, MN, serving members throughout the United States over the phone, digital channels, and shared branches.

  • National Exchange Bank & Trust
  • 130 South Main St, Fond Du Lac, WI, 54936
  • Lends in Wisconsin
  • National Exchange Bank & Trust has proudly served Southeastern Wisconsin since 1933. We are an independent, family-owned financial institution that has been held in high regard as one of the highest rated financial institutions in the Midwest for many years. Our performance is supported by a strong balance sheet, prudent asset management.

  • Unison Credit Union
  • 1616 Crooks Avenue, Kaukauna, WI, 54130
  • Lends in Wisconsin
  • Unison CU proudly provides the people and businesses of Northeast Wisconsin with exceptional banking services & trusted financial guidance. Whether you need assistance with personal or business finance, auto, boat, motorcycle, ATV, or RV loans, or big-ticket financial products like mortgages, our Member Advisors have the expertise to guide you.

  • Premier Financial Credit Union.
  • 2017 Main Street, New Holstein, WI, 53061
  • Lends in Wisconsin
  • Premier Financial Credit Union is a full-service community credit union, with offices located in New Holstein, Kiel and Chilton. PFCU serves anyone who lives or works in Calumet, Sheboygan, Manitowoc, Fond du lac and Outagamie counties and their families. and also To serve our members in a safe, secure, and convenient environment

  • Fond du Lac Credit Union
  • 91 N Pioneer Road, Fond Du Lac, WI, 54935
  • Lends in Wisconsin
  • Fond du Lac Credit Union is committed to providing our members the best financial solutions possible. We strive to be the most responsive and value-providing financial institution for the communities we serve. Fond du Lac Credit Union is open for membership to anyone that lives or works in Fond du Lac or Dodge County.

  • The Farmers & Merchants Bank
  • 123 W Huron St., Berlin, WI, 54923
  • Lends in Wisconsin
  • We are a full-service, community bank that supports its customers like family with industry-leading tools and technology backed by a smart, compassionate family of leaders. Our unique family leadership structure gives us the ability to offer flexible banking in an equally unique way--like family.

  • The Farmers State Bank of Waupaca
  • 112 West Fulton Street, Waupaca, WI, 54981
  • Lends in Wisconsin
  • The Farmers State Bank of Waupaca was founded in 1911 by a board of directors and is one of the oldest financial institutions in the Waupaca. Its purpose is to give our customers the most modern banking services, in an environment of friendliness and fairness.

    To maximize our return to shareholders, while making sound decisions today

  • Premier Community Bank
  • 108 Railroad Avenue, Bear Creek, WI, 54922
  • Lends in Wisconsin
  • Our vision is how the world looks when the issues important to us are completely, perfectly addressed. Premier’s integrated financial solutions unlock the potential of our trusted partners’ dreams. Our team’s success is ultimately rooted in listening and our willingness to serve.

  • Cleveland State Bank WI
  • 1250 West Washington Avenue, Cleveland, WI, 53015
  • Lends in Wisconsin
  • We pride ourselves on being a community bank that offers the capabilities of a big bank while staying dedicated to the well-being of our clients. We value giving back to our community by focusing on the needs of local organizations, businesses and families. Our Vision is Building financial foundations for successful client relationships.