Lenders using AI on vacant land in Racine, WI 2025!

Search and compare among 260 land loan lenders available in Racine, WI.

The standard price for an acre of land in WI stands at $21,702. The loan-to-value ratio (LTV) for undeveloped land ranges from 16.17% to 48.20%, while for loans on developed land in WIName, the LTV is estimated to fall between 35.93% and 74.99%.

The real value and loan LTV of any land depend on factors such as location, size, topography, zoning, and any entitlements done to the land.

Determine your land loan options and rates by contacting the premier land loan lender in Racine, WI.

Review loan proposals from 100 lenders

Explore the magical land loan calculator

Lendersa® uses AI technology to swiftly connect your loan request with numerous direct hard money lenders, ensuring your every hard money lending need is satisfied. Discover the optimal land loan rates today to fund any sort of vacant land or land plus construction in WI.

Land loans and assessing land value

Reducing unnecessary inquiries will help maintain your credit score. Get preapproved for your land loan without needing to disclose your social security number or any sensitive financial information.

Construction loans and blanket loans are integral to vacant land lending; you could qualify for 100% LTV (Loan to Value) financing by pledging additional property as collateral (blanket loan).

Is hard money lending available nearby?

Identifying a private investor through a local hard money broker could significantly improve your chances of obtaining a loan. Land loans in Racine, WI are optimally arranged by local lenders who are familiar with the area. A short distance between the investor and the property enhances the likelihood of approval and accelerates the funding process.

Leverage the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 53405, 53404, 53406, 53403, 53402, 53401, 53407, 53408.



  • Educators Credit Union
  • 1326 Willow Road, Sturtevant, WI, 53177
  • Educators Credit Union was founded by teachers in 1937 so members could borrow and save money at fair and reasonable interest rates. Today, Educators members are students, government workers, healthcare employees, small business owners and many other community members. Educators started out operating under the guiding principle of “Not for Profit.
  • Pyramax Bank
  • 7001 W. Edgerton Ave, Greenfield, WI, 53220
  • PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha. Whether you're looking for a Home Loan, Home Equity Line or Loan, Business Loan, Free Checking, Mobile Banking,
  • Waukesha State Bank
  • 151 E. St. Paul Avenue, Waukesha, WI, 53187
  • Waukesha State Bank is one of the largest locally owned and independent Banks in Wisconsin. Since our modest beginning in 1944, we have been serving the financial needs of the community with a personalized, one-on-one approach to Banking, and an emphasis on customer service and community involvement.
  • First Federal Bank of Wisconsin
  • 1617 E Racine Ave, Waukesha, WI, 53186
  • At First Federal Bank our competitive advantage is our people; how we serve our customers and support our communities. We believe in conducting business with honesty and integrity. We know that trust, along with providing individualized service and financial expertise, builds long-term relationships.
  • Westbury Bank
  • N16W23250 Stone Ridge Dr, Suite 5, Waukesha, WI, 53188
  • Large banks offer a lot of products & services, but customers are usually lost in the shuffle. Smaller banks offer better customer service but fewer locations and limited products. We believe there should be a happy medium. That’s us. Our approach is pretty simple: we treat you like our neighbor and serve you better because we ARE your neighbo
  • The Port Washington State Bank
  • 206 North Franklin Street, Port Washington, WI, 53074
  • Clarence Hill & George Henry opened the doors to their new bank at 206 N. Franklin St. in Port Washington, Wisconsin on Sept. 11, 1899 less than a year after the Great Wisconsin Chair Factory Fire destroyed the town’s business district. From this modest start, PWSB has grown to more than $637 million in funds & loan assets under active managem
  • Blue Giant Finance LLC
  • 1629 N LINDER AVE, Chicago, IL, 60639
  • Blue Giant Finance LLC is a private base lending company. Established in 2022, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Blue Giant Finance Llc wants to connect with investors, business individuals, and real estate agents who can benefit from our funding.
  • Bank of Lake Mills
  • 136 E Madison Street, Lake Mills, WI, 53551
  • Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year. In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.