Complete List of Vacant Land Lenders for Racine, WI with AI help!

Search and compare among 298 land loan lenders available in Racine, WI.

The standard price for an acre of land in WI stands at $21,702. The loan-to-value ratio (LTV) for undeveloped land ranges from 16.17% to 48.20%, while for loans on developed land in WIName, the LTV is estimated to fall between 35.93% and 74.99%.

The real value and loan LTV of any land depend on factors such as location, size, topography, zoning, and any entitlements done to the land.

Determine your land loan options and rates by contacting the premier land loan lender in Racine, WI.

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Explore the magical land loan calculator

Lendersa® uses AI technology to swiftly connect your loan request with numerous direct hard money lenders, ensuring your every hard money lending need is satisfied. Discover the optimal land loan rates today to fund any sort of vacant land or land plus construction in WI.

Land loans and assessing land value

Reducing unnecessary inquiries will help maintain your credit score. Get preapproved for your land loan without needing to disclose your social security number or any sensitive financial information.

Construction loans and blanket loans are integral to vacant land lending; you could qualify for 100% LTV (Loan to Value) financing by pledging additional property as collateral (blanket loan).

Is hard money lending available nearby?

Identifying a private investor through a local hard money broker could significantly improve your chances of obtaining a loan. Land loans in Racine, WI are optimally arranged by local lenders who are familiar with the area. A short distance between the investor and the property enhances the likelihood of approval and accelerates the funding process.

Leverage the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 53405.



  • Ladysmith Federal Savings and Loan Association
  • 119 West 4th Street North, Ladysmith, WI, 54848
  • Lends in Wisconsin
  • Ladysmith Federal Savings and Loan Association first opened its doors in 1934. We began with a small staff of only one whose main charter as an association was to provide mortgages, savings accounts, certificates of deposit and share loans.Today, Ladysmith Federal is a thriving, full-service financial institution with a staff of 12 and an active Bo

  • WESTconsin Credit Union
  • 3333 Schneider Avenue SE, Menomonie, WI, 54751
  • Lends in Wisconsin
  • WESTconsin Credit Union is one of the region's strongest financial services providers. Our history takes us back to primarily serving the Menomonie area agricultural community, then operating as Menomonie Farmers Credit Union. We expanded in membership base over the next several years and merged with other small credit unions.

  • Hayward Community Credit Union
  • 15855 US Highway 63, Hayward, WI, 54843
  • Lends in Wisconsin
  • Hayward Community Credit Union provides full financial services at two branch locations in Hayward and Cable Wisconsin. Hayward Community Credit Union now serves nearly 7, 500 members in our 7 county membership field to include: Ashland, Barron, Bayfield, Douglas, Rusk, Sawyer and Washburn.

  • Shell Lake State Bank
  • 102 5th Avenue, Shell Lake, WI, 54871
  • Lends in Wisconsin
  • Shell Lake State Bank has been providing financial services to the residents and visitors of Northwest Wisconsin. Complete banking services are available at the Main Office in Shell Lake as well as the branch offices located in Spooner, Minong, Hayward and Stone Lake, WI. The Shell Lake State Bank.

  • Steven Brand
  • 7700 Hudson Rd, Suite 500, Woodbury, MN, 55125
  • Lends in Wisconsin
  • As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. ​If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.

  • American Land & Capital LLC
  • 16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
  • Lends in Wisconsin
  • AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest.

    AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc

  • Chippewa Valley Bank
  • 1508 Lake Shore Drive W, Ashland, WI, 54806
  • Lends in Wisconsin
  • Chippewa Valley Bank's roots go back to 1917, when it was first chartered by the State of Wisconsin in the small pioneer community of Winter. There was not much growth in the bank for many of the early years, with only basic banking products and services being offered. However, the bank was a pillar of strength for the small village.

  • KPT Mortgage Advisors LLC
  • 2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
  • Lends in Wisconsin
  • Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact