Vacant Land Loan Lenders Charleston, WV AI search of 2025!

Evaluate and choose from 209 land loan lenders in Charleston, WV.

The average cost per acre of land in WV is $28,273. For undeveloped land, the loan-to-value (LTV) ratio ranges from 16.52% to 52.20%, while for developed property in WVName, the estimated LTV spans from 36.21% to 75.29%.

The true value and loan LTV of any land depend on aspects such as its location, size, topography, zoning, and any entitlements it holds.

Identify your land loan options and rates by getting in touch with the top land loan lender in Charleston, WV.

Explore offers from 100 lenders

The enhanced land loan calculator

To meet all your hard money lending needs, Lendersa® AI technology rapidly matches your loan request with numerous direct hard money lenders. Explore the best land loan rates today to fund any vacant land or land with construction in WV.

Understanding land loans and evaluation

Avoid unnecessary inquiries to maintain a healthy credit score. Obtain preapproval for your land loan without having to disclose your social security number or other sensitive financial information.

Construction loans and blanket loans are essential aspects of vacant land lending; you might qualify for 100% LTV (Loan to Value) financing by pledging additional property as collateral (blanket loan).

Looking for hard money lending in your vicinity?

Securing a private investor through a local hard money broker significantly boosts your chances of getting a loan. Land loans in Charleston, WV are best processed by local lenders acquainted with the area. A shorter distance between the investor and the property increases loan approval chances and expedites the funding process.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 25305, 25304, 25303, 25302, 25301, 25311, 25312, 25314, 25317, 25321, 25322, 25323, 25324, 25325, 25326, 25327, 25328, 25329, 25330, 25331, 25332, 25333, 25334, 25335, 25336, 25337, 25338, 25339, 25350, 25364, 25375, 25387, 25392, 25396.



  • City National Bank
  • 25 Gatewater Road, Cross Lanes, WV, 25356
  • City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company
  • First Exchange Bank
  • 1 Heritage Way, Fairmont, WV, 26554
  • We at First Exchange Bank strive to provide financial solutions in real life. We understand that every individual has unique needs and, to that end, we provide a variety of services and experts to help you understand which are right for you. We are thrilled to have been serving our community since 1932.
  • The Grant County Bank
  • 3 North Main Street, Petersburg, WV, 26847
  • The Grant County Bank was chartered as a West Virginia state bank on August 6, 1902 and began operations on August 15 with its first office in Petersburg, WV. Our mission of providing financial services and products to families, small businesses and the agricultural community has served both our customers and the bank well over the years.
  • Hancock County Savings Bank
  • 351 Carolina Avenue, Chester, WV, 26034
  • The state-chartered Hancock County Building and Loan Association was founded on December 31, 1899; and it granted its first mortgage loan in the amount of $1, 000 in 1900. In 1934, the company obtained its federal banking charter and then converted to a federal mutual bank charter in 1991.
  • Defeo Capital Consulting LLC
  • 1251 Gallupe Dr, Pittsburgh, PA, 15226
  • We're the best in our field, and it's all thanks to the incredible relationships we've formed with our clients. Unlike our competitors, we're invested in developing a personal connection with each and every one of our customers, by providing quality service and being available to you 24/7.
  • PNC Bank
  • The Tower at PNC Plaza 300 5th Avenue, Pittsburgh, PA, 15222
  • Find the Lending Solution that Meets Your Needs. PNC has been lending for over 100 years. We can help find the right product for you. Finding the right home can be a complicated journey. We have tools to make sure you're finding a home that is within your budget and meets your needs.
  • CNB Bank, Inc
  • 101 South Washington Street, Berkeley Springs, WV, 25411
  • CNB Bank's success since 1934 has been a direct result of our unwavering commitment to providing exceptional service and products for our customers. We continue to be focused on building and maintaining long-term relationships with our customers and providing the financial services that will help keep our communities strong and growing.
  • Eastern Panhandle Fed CU
  • 36 GM Access Road, Martinsburg, WV, 25403
  • Eastern Panhandle Federal Credit Union was originally chartered in January of 1970 as the Eastern Auto Workers Federal Credit Union. The purpose was to serve the workers and families of the General Motors parts and distribution facility here in Martinsburg. We have evolved over the years and changed with the times
  • sovereign Capital Funding Llc
  • 34900 Clear Creek Dr North Ridgeville, North Ridgeville, OH, 44039
  • Sovereign Capital Funding LLC is your trusted partner in private lending. With over 20 years of expertise since 2003, we guarantee fast closings and seamless underwriting, making complex funding simple and efficient! Explore our premier services and discover dependable solutions today. Trust the right experience—choose Sovereign! Contact us at info