2023 Super Jumbo Loan Limits for Gulf-Shores, Baldwin County,Alabama

In the Gulf-Shores county of Baldwin, AL, obtaining a jumbo loan exceeding $647,200 necessitates a down payment of at least 10%. Lendersa® features an inclusive directory of portfolio and Non-QM lenders offering Jumbo loans capped at $3,000,000. For those with a high net worth, super jumbo loans up to $35,000,000 may be available.

The high balance loan limit for a single-family home is $647,200. For properties with two units, it increases to $828,700; for those with three units, it's $1,001,650; and for four-unit residences, the limit is $1,244,850.

Our Jumbo mortgage rate calculator helps you find current rates while determining necessary down payment, income, credit qualifications, reserves, and documents.

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Jumbo Loan Choices in Gulf-Shores, AL

Lendersa® aims to secure the ideal jumbo loan tailored to your individual financial profile and requirements. Start by choosing one of three paths to connect with compatible lenders and programs.

Use the Lendersa® Jumbo mortgage calculator to compare lenders for the best Jumbo refinance rates or to secure a Jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® draws data from numerous Jumbo lenders and quickly matches this information to your financial needs and conditions.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Farmers and Merchants Bank
  • 2 First Street North East, Lafayette, AL, 36862
  • Farmers and Merchants Bank was established in 1934 and continues to operate in the same location in which the bank first opened its’ doors. Through the years the bank has modernized its' facilities and services to better serve its’ customers and fit into the community. We are a locally owned community bank and serve Chambers County
  • Health Credit Union
  • 1400 6th Avenue South, Birmingham, AL, 35233
  • Health Credit Union was Chartered in 1955, to serve the employees of the Jefferson County Department of Health and their immediate families. Health Credit Union is a member of the Credit Union Services Center Network. Our members may use any CUSC office throughout the nation. As of January 2015, we have 1820 members & assets of over $20.6 million.
  • Federal Employees CU
  • 1509 4th Ave. South, Birmingham, AL, 35233
  • Members are the most important part of Federal Employees Credit Union. We are a non-profit financial institution that exists solely to service the financial needs of its members. Like most credit unions, we are governed by a Board of Directors and Supervisory Committee, which are democratically elected by the membership.
  • MCGOWIN-KING MORTGAGE
  • 2 Office Park Cir, Suite 103, Birmingham, AL, 35223
  • Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.
  • ASSURANCE FINANCIAL, LLC
  • 500 Office Park Dr, Suite 410, Birmingham, AL, 35223
  • Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time
  • Birmingham City Credit Union
  • 708 N 17th Street, Birmingham, AL, 35203
  • In 1956, a group of Birmingham city employees recognized the city’s dedicated workers needed affordable, reliable financial services. On the eighth floor of City Hall, they founded what is now known as Birmingham City Credit Union. Like all credit unions, Birmingham City Credit Union is owned by its members, and every member has equal voting power.
  • APCO Employees Credit Union
  • 750 17th Street North, Birmingham, AL, 35203
  • APCO Employees Credit Union is a not for profit, full service financial institution. The Credit Union was formed in 1953 for the purpose of promoting thrift and providing a source of low cost credit for its members. APCO is member owned and operated and its only reason for existence is to help its members do better financially.
  • Regions Bank
  • 1900 5th Ave N, Birmingham, AL, 35203
  • Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.