Find 2023 Jumbo and Super Jumbo Loan Limits for Ridgecrest, CA

Securing a Jumbo loan in Ridgecrest, within the county of Kern, CA, requires a down payment of at least 10% for any loan amount that surpasses $726,200. Lendersa® offers access to a wide range of portfolio lenders and Non-QM lenders who can organize Jumbo loans with limits reaching $3,000,000. Those with substantial financial means may be eligible for super jumbo loans going up to $35,000,000.

For conforming high-balance loans, the limits are defined as follows: $726,200 for single-family residences, $929,850 for two-unit dwellings, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit apartments.

Utilize our Jumbo mortgage rate calculator to view the latest rates and ascertain the required down payment, income, credit score, reserves, and documents necessary for qualification.

Explore loan offers from over 100 lenders

Available Jumbo Loan Opportunities in Ridgecrest, CA

Lendersa® is focused on finding the ideal jumbo loan tailored to your specific financial framework and objectives. Choose from one of three starting points to connect with the suitable lenders and jumbo loan offerings.

The Lendersa® Jumbo mortgage calculator aids in the comparison of various lenders, assisting you in identifying the best Jumbo refinance rates available today or acquiring a new Jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® efficiently gathers comprehensive loan program data from thousands of Jumbo lenders and quickly aligns it to your personal financial profile and needs, ensuring a precise match.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Ridgecrest Jumbo Loan Lenders

  • Desert Valleys FCU
  • 100 E. Ward Ave, Ridgecrest, CA, 93555
  • Lends in California
  • Desert Valleys Federal Credit Union received its Charter # 5366 on July 11, 1946. The Credit Union was originally established in the Searles Valley to provide the plant workers of American Potash Chemical Company a place to cash their payroll checks. In May of 1999 the Desert Valleys Federal Credit Union expanded its’ field of membership to include

  • AltaOne Federal Credit Union
  • 701 South China Lake Boulevard, Ridgecrest, CA, 93555
  • Lends in California
  • AltaOne members and employees enjoy a one-of-a-kind relationship with their credit union. Offering much more than personal and business financial products and services, we continually strive to be the community’s choice for an all-around member experience, strengthening ties with our local communities through events and outreach programs

  • Real Estate Loans and Homes
  • 27489 Silver Lakes Parkway, Helendale, CA, 92342
  • Lends in California
  • Real Estate Loans and Homes we offer a wide variety of loan programs starting from as low as 500 fico. Also Down Payment and Closing Cost Assistance Programs in CA. The USDA Rural zero down program from a minimum 580 fico in CA. The VA/CalVet are no down payment no closing costs programs. We have conventional home loans from a minimum.

  • Axiom Lending Group
  • 14175 Erie Rd, Apple Valley, CA, 92307
  • Lends in California
  • Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California. With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting se

  • Mountain West Financial
  • 43832 20th Street W, Lancaster, CA, 93534
  • Lends in California
  • Since 1990 Mountain West Financial has built a reputation of not just putting our clients in any loan, but putting them in a home loan that suits both their short and long term goals. We strive to earn the opportunity to become a lender for life. Our success over the past 30 years is derived from our goal of offering sustainable homeownership

  • Prudential Wholesale Lending
  • 42442 10th Street West, Suite B, Lancaster, CA, 93534
  • Lends in California
  • At Prudential Wholesale Lending® we offer our clients wholesale loan pricing on their loans which means competitive rates and better interest rate and closing costs. We also provide our clients with credit consulting to help them get the best loan program for them at the best rate.

  • Exit Diamond Realty
  • 44231 10th Street West, Lancaster, CA, 93534
  • Lends in California
  • Exit Realty International franchise is because I was impressed with the support they offer as well as the one of kind benefits they provide to agents such as continuing 10% sponsoring benefits, 7% retirement benefits, and a 5% beneficiary benefit. This is unmatched in our industry. Exit Realty also understands.

  • LENDCO
  • 17100 BEAR VALLEY RD SUITE B, #214, Victorville, CA, 92395
  • Lends in California
  • Hello and thank you for choosing LENDCO.
    Honesty, Caring, and Competence are our core values.
    Our owner Julio Hernandez has been a Real Estate Broker since 2002 and has vast As a Mortgage Broker, we do only one loan application and only one credit pull. We shop the top wholesale lenders in the country and offer some of the lowest rates.

  • Innovation Mortgage Group
  • 12600 Hesperia Road, Suite A, Victorville, CA, 92395
  • Lends in California
  • Our team of experienced and knowledgeable Loan Officers are ready to serve all of your home financing needs! We understand that purchasing a home is one of the biggest decisions you’ll make. That’s why we combine cutting-edge technology and innovative workflows with an unwavering commitment so you can be confident in your decision.

  • 203K Mortgage Lender
  • 17100 Bear Valley Rd, Suite B340, Victorville, CA, 92395
  • Lends in California
  • 203kMortgageLender.com is an FHA 203k Lender Directory. If you are looking for an FHA approved 203K lender then you've come to the right place. You'll find 203k renovation specialists throughout the U.S that are approved, experienced and have the knowledge to do FHA 203k Loans as well as other renovation loans