2023 Super Jumbo Loan Limits for Ridgecrest, Kern County,California

Jumbo loan limit above $726,200 requires a 10% minimum down payment in Ridgecrest county of Kern, California. Lendersa® lenders' list includes all the portfolio lenders and Non-QM lenders who can arrange Jumbo loans with a limit of $3,000,000. High net individuals could obtain super jumbo loans up to $35,000,000.

The conforming high balance loan on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our Jumbo mortgage rate calculator to see the current jumbo mortgage and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

Compare loan offers from 100 lenders

Jumbo loan options for Ridgecrest, CA

Lendersa® goal is to get you the best possible jumbo loan based on your particular financial situation and needs. Select one of three starting points that result in matching lenders and the jumbo loan programs.

Lendersa loan request and matching results

Lendersa® Jumbo mortgage calculator enables you to compare lenders to find out who has the best Jumbo refinance rate today or purchase a Jumbo loan for $1,500,000 to $25,000,000.

Lendersa® gets loan program data from thousands of Jumbo lenders and, in seconds, compares it against your unique financial profile and needs.

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • ONE STOP SHOP REALTY, INC.
  • 37042 Avenue 12, Madera, CA, 93636
  • At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Joseph R. Mercurio Real Estate and Mortgage
  • 505 Precious Hills Road, Bonsall, CA, 92003
  • Joseph R. Mercurio Real Estate and Mortgage is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.
  • North County Mortgage Corporation
  • 30978 Villa Toscana, Bonsall, CA, 92003
  • North County Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every client is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Tradition Financial
  • 5256 S. Mission Rd, Suite 130, Bonsall, CA, 92003
  • At Tradition Financial, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of mortgage options and best of all quality service and individual attention. We have been providing exceptional service and highly competitive rates since 2006.
  • Granite West Funding, LLC
  • 40879 CA-41, Suite 1A, Oakhurst, CA, 93644
  • "Granite West Funding as a locally-based Oakhurst mortgage company, we work with customers in and around Oakhurst as well as throughout the state of California. Our goal is to get you quickly and affordably into your dream home, and to make the entire lending experience speedy, friendly and easy."
  • Joey Machado, REALTOR®
  • 722 E Main St, Suite 105, Santa Maria, CA, 93454
  • We had heard the rumors that the Las Vegas market had fallen flat on its face, like the “bubble Burst” as they used to say in the real estate and mortgage business, just a month earlier. How would that affect me I wondered, but I was soon going to find out. Nobody wanted to buy homes anymore for a few weeks it seemed like homes in escrow.
  • New America Realty
  • 1750 S Broadway, Suite J, Santa Maria, CA, 93454
  • New America Realty is a local and friendly real estate company that specializes in real estate purchase and sales, loans, property management and finance. With great experience as a Santa Maria Realtor and as a Realtor servicing all areas in Santa Barbara County, CA such as Lompoc, Guadalupe, Santa Barbara, San Luis Obispo, and Arroyo Grande.
  • Novel Home Loans
  • 722 East Main Street, Suite 105, Santa Maria, CA, 93454
  • The Novel Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in Santa Barbara and San Luis Obispo counties. Our outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution.
  • Greater Mortgage Solutions
  • 124 W. Main St, Suite A, Santa Maria, CA, 93454
  • We have been serving the Central Coast for over 10 years. We were here before the market crash and have been here since. We help clients get qualified for a home loan. Whether they be first time home buyers or investors. We do loans from FHA to VA as well as conventional loans. We can do loans that big banks cannot do give us a call
  • Paul Blanco and Associates Inc.
  • 1619 South Broadway, Santa Maria, CA, 93454
  • PB & Associates strives to bring the best possible experience as well as exposure and are active members of their local and state real estate MLS associations. In addition, our website is linked nationally and provides a simplified approach to guide our clients through the home selling and buying processes.
  • Western Vista Home Loans, INC.
  • 1107 South Broadway, Santa Maria, CA, 93454
  • WESTERN VISTA HOME LOANS, INC. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.