For jumbo loans exceeding $805,000, a minimum down payment of 10% is required within Watsonville, positioned in the county of Santa Cruz, CA. The extensive roster from Lendersa® incorporates all portfolio and Non-QM lenders, who can facilitate jumbo loans with a ceiling of $3,000,000. Moreover, individuals with substantial net worths have the advantage of accessing super jumbo loans reaching as high as $35,000,000.
When it comes to conforming high balance loans, the limits are defined as follows: for a single-family home, the limit is $805,000, while it is $1,030,550 for dual-unit properties, $1,245,700 for triple-unit buildings, and $1,548,100 for properties with four units.
Our jumbo mortgage rate calculator is at your service to provide insights into the current jumbo mortgage rates. This tool is vital for helping you determine necessary factors such as the down payment, required income levels, credit score requirements, reserves, and other essential documentation needed for loan qualification.
Access and compare loan offers from a wide array of 100 lenders
The primary objective of Lendersa® is to align you with the most suitable jumbo loan that meets your financial circumstances and needs. Choose from three distinct starting options that will help identify matching lenders and appropriate jumbo loan programs.
The Lendersa® Jumbo mortgage calculator serves as a robust tool for lender comparison, allowing you to discern which lenders currently offer the most favorable jumbo refinance rates or assist in acquiring a purchase loan spanning from $1,500,000 to $25,000,000.
Lendersa® meticulously gathers expansive data from a multitude of jumbo lenders, providing swift and tailored comparisons based on your distinctive financial profile and specific needs.
To find the exact distance between the jumbo lenders to your property, enter the property address or location here:
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