Jumbo Loan and Super jumbo Limits for Panama-City-Beach, Bay County, Florida

In Bay, FL, located within Panama-City-Beach county, a down payment of at least 10% is mandatory for jumbo loans surpassing $647,200. The Lendersa® directory includes both portfolio lenders and Non-QM lenders proficient in structuring Jumbo loans up to a $3,000,000 cap. For high-net-worth individuals, super jumbo loans reaching up to $35,000,000 are obtainable.

For single-family homes, the conforming high balance loan limit is $647,200. In the case of 2-units, it's $828,700. For 3-unit residences, the limit is $1,001,650, while 4-unit homes have a limit of $1,244,850.

Utilize our Jumbo mortgage rate calculator to assess current jumbo rates, and understand the required down payment, income, credit score, reserves, and documents needed for qualification.

Explore loan offers from 100 different lenders

Jumbo Loan Choices in Panama-City-Beach, FL

At Lendersa®, our mission is to align you with the optimal jumbo loan, tailored to your unique financial condition and requirements. Begin with any of the three initial steps, which connect you to matching lenders and their jumbo loan schemes.

The Lendersa® Jumbo mortgage calculator allows you to compare lender rates, helping you secure today's best jumbo refinance rates or fund a jumbo loan of $1,500,000 to $25,000,000.

By swiftly analyzing loan program information from numerous jumbo lenders, Lendersa® aligns it with your specific financial profile and necessities.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • FLORIDA COMMUNITY MORTGAGE Inc
  • One East Broward Boulevard, Suite 700, Fort Lauderdale, FL, 33301
  • The mortgage professionals of Florida Community Mortgage enjoy helping our customers and we feel fortunate to be in a business in which we can help people tremendously. All of our brokers are licensed and have extensive industry experience. Our mortgage professionals commonly help borrowers improve their credit to get a better interest rate.
  • Encore Mortgage Funding Inc
  • 101 Northeast 3rd Avenue, Suite 1500, Fort Lauderdale, FL, 33301
  • Encore Mortgage Funding, Inc. is an independent boutique–style mortgage firm that caters to all markets from first-time home buyers to the avid investor. Serving South Florida for over three decades has earned us a broad range of expertise, unique strategies and professional relationships in the mortgage and real estate arena.
  • JLM Capital LLC
  • 515 East Las Olas Blvd, Suite 120, Fort Lauderdale, FL, 33301
  • We’re a private lending company focused on commercial mortgage lending and “business purpose” financing for real estate investors, basing our lending on the collateralized asset. Over the years we’ve increased market share by focusing on delivering the best products at competitive rates, and faster than any other lenders.
  • Private Yacht Finance
  • 1 West Las Olas Blvd, Suite 500, Fort Lauderdale, FL, 33301
  • We specialize in arranging private hard money real estate loans. We possess over 31 combined years of real estate and private hard money lending experience.Our loans are funded quickly and we pride ourselves on offering the most competitive interest rates and closing costs available.
  • Lendency
  • 501 E Las Olas Blvd, Suite 300, Fort Lauderdale, FL, 33301
  • Our mission is to provide access and opportunity to investors of all experience levels seeking wealth through real estate. We are a private money lender, offering a friendlier service than traditional hard money lenders. Our process is faster and easier than that of banks and conventional lenders.
  • Lendz Financial
  • 300 SE 2nd St, Suite 638, Fort Lauderdale, FL, 33301
  • Lendz Financial is a Lender Licensed in the State of Florida. Some products and services may not be available in all states. Credit and collateral are subject to review approval. Terms and conditions do apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to availability and may change without notice.
  • Florida State Mortgage Group, Inc.
  • 1512 E Broward Blvd #204A, Fort Lauderdale, FL, 33301
  • At Florida State Mortgage Group, Inc. we are proud to have built a legacy of diligence, professionalism, and customer-oriented business practices. Established in November 2006, the Group has provided tailored mortgage financing solutions in Florida to countless residents, property owners, developers, and maiden investors.
  • MORTGAGE DIRECT, LLC.
  • 501 East Las Olas Blvd. 2nd & 3rd Floor, Fort Lauderdale, FL, 33301
  • Mortgage Direct is one of the most innovative retail mortgage brokerages in the USA lead by a CEO that has 18 years of experience in the Real Estate Lending world.We are licensed in the state of Florida and our Corporate offices are located in Fort Lauderdale.Mortgage Direct is looking forward to continuing to help thousands of potential homeowners
  • M & M Private Lending Group, LLC
  • 1 West Las Olas Blvd. Suite 500, Fort Lauderdale, FL, 33301
  • M & M Private Lending Group, LLC Specializes in arranging private money real estate loans. We are a direct lender & we pride ourselves on rapid personalized service while delivering the fairest rates and closing costs available. We are true asset based (hard money) lenders not requiring tax returns, credit checks or bank statements.