2026 Super Jumbo Loan Limits for Mason-City, Cerro Gordo County, Iowa

In Mason-City county of Cerro Gordo, IA, if you're considering a jumbo loan exceeding $647,200, a minimum down payment of 10% is required. Lendersa® offers an extensive roster of both portfolio and Non-QM lenders who are capable of securing jumbo loans up to $3,000,000. For high-net-worth clients, super jumbo loans can be arranged for as much as $35,000,000.

Conforming high-balance loan limits are as follows: for a single-family dwelling, it's $647,200; for 2-unit residences, it's $828,700; for 3-unit properties, you can borrow up to $1,001,650, and for 4-unit buildings, the maximum is $1,244,850.

Try our Jumbo mortgage rate calculator to get a snapshot of current rates and see what downpayment, income level, credit score, reserves, and documentation are necessary to qualify for a loan.

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Explore Jumbo Loan Options in Mason-City, IA

The objective at Lendersa® is to assist you in acquiring the most favorable jumbo loan tailored to your financial circumstances and needs. You can select from three initial options that lead to matched lenders and jumbo loan plans.

With the Lendersa® Jumbo mortgage calculator, you can compare various lenders to determine who offers the most competitive rates for refinancing or obtaining a jumbo loan amounting from $1,500,000 to $25,000,000.

Lendersa® rapidly evaluates loan program information from a vast network of jumbo lenders, instantly comparing them with your unique financial profile and needs.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Mason-City Jumbo Loan Lenders

  • Iowa Heartland Credit Union
  • 1602 South Monroe Avenue, Mason City, IA, 50401
  • Lends in Iowa
  • Iowa Heartland is a not-for-profit financial co-operative that offers many of the same services as banks or other savings and loan institutions. The unique difference is that we are member owned and controlled. Meeting the financial needs of North Iowa's Heartland is our goal at Iowa Heartland Credit Union.

  • CENT Credit Union
  • 25 West State Street, Mason City, IA, 50401
  • Lends in Iowa
  • CENT Credit Union is a financial cooperative whose mission is to provide outstanding financial services, one cent at a time. Our membership is comprised of all health related professionals, health related employees, incorporated and non-incorporated affiliates and organizations of the health care field within a 65-mile radius of Mason City.

  • First Citizens Bank (FCB)
  • 2601 4th St SW, Mason City, IA, 50401
  • Lends in Iowa
  • First Citizens Bank is a family-owned, community bank headquartered in Mason City serving 6 North Iowa counties and the Mora, Minnesota community. Currently, the bank has over a billion in assets and employs over 200 people. The bank is uniquely positioned as a locally-owned community bank with enough size to compete technologically.

  • North Iowa Community Credit Union
  • 640 South Federal Ave, Mason City, IA, 50401
  • Lends in Iowa
  • North Iowa Community Credit Union is a not-for-profit financial institution offering many of the same services found at banks or savings and loan associations. More importantly, North Iowa Community Credit Union is member-owned by people like you.
    we offered our members confidential credit and systematic savings plans.

  • Reliance State Bank
  • 175 E. 3rd St., Garner, IA, 50438
  • Lends in Iowa
  • Reliance State Bank is a local, full-service bank proudly serving Story City, Garner and the surrounding communities. We offer all the traditional banking products and services you need, along with the latest on-the-go banking options you want. Our commitment is to deliver the highest quality service to each and every customer.

  • The Home Trust & Savings Bank
  • 628 Main Street, Osage, IA, 50461
  • Lends in Iowa
  • Home Trust & Savings Bank has been in the same family for over one hundred years. It started on November 6, 1899, when the bank received its charter and opened for business in the east room of the Cleveland Building, just west of the Merchants Hotel in Osage, Iowa. The bank occupied this location until 1937

  • Family Community Credit Union
  • 1211 N Grand Avenue, Charles City, IA, 50616
  • Lends in Iowa
  • Family Community Credit Union is unique because it is a member-owned, not-for-profit financial organization. It was formed in May of 1960. In order to become a member, you were required to have a union affiliation. In 1982, the members voted to become a Community Credit Union so services could be extended to anyone.

  • First Security Bank & Trust Co
  • 809 Clark St, Charles City, IA, 50616
  • Lends in Iowa
  • The mission of First Security is to remain an independent financial service organization, characterized by progressive innovation, outstanding financial performance and a full complement of financial solutions for consumers and businesses. First Security will be a profitable community-oriented bank, responsive to the needs.

  • MBT Bank
  • 245 East J Street, Forest City, IA, 50436
  • Lends in Iowa
  • Since our beginning in 1945 as Farmers Bank & Trust Company of Crystal Lake, MBT Bank has always focused on improving the services offered to better the lives of customers and the communities we serve. As a community bank, the growth of MBT Bank from its inception, has stemmed from making fiscally responsible decisions

  • Iowa State Bank
  • 100 North Main Street, Clarksville, IA, 50619
  • Lends in Iowa
  • The Iowa State Bank website. Here at Iowa State Bank we pride ourselves on providing that small community bank atmosphere with large bank products and services. We are locally owned and operated and committed to serving all your financial needs. and also Iowa State Bank and its employees are willing to work for you, and with you.