Find 2023 Jumbo and Super Jumbo Loan Limits for Champaign, IL

In Champaign, located within Champaign, IL, any jumbo loan that exceeds the set limit of $726,200 necessitates a minimum down payment of 10%. The Lendersa® directory provides an extensive listing of portfolio lenders and Non-QM lenders who can cater to jumbo loans up to $3,000,000. Furthermore, individuals with significant financial resources can obtain super jumbo loans that extend up to an impressive $35,000,000.

The set limits for conforming high balance loans are specified as follows: single-family residences are limited to $726,200; for two-unit properties, the cap is set at $929,850; three-unit homes allow up to $1,123,900; and for four-unit residences, the ceiling reaches $1,396,800.

By utilizing our Jumbo mortgage rate calculator, you can access the most current jumbo mortgage rates and determine required downpayments, income thresholds, credit standings, reserve amounts, and essential documentation for qualification.

Explore and compare loan offers from 100 diversified lenders

Variety of Jumbo Loan Options in Champaign, IL

The goal of Lendersa® is to link you with the optimal jumbo loan tailored to your specific financial circumstances and needs. You have the option to choose from one of three distinct starting points that will lead to matching lenders and their specialized jumbo loan programs.

Through the highly efficient Lendersa® Jumbo mortgage calculator, you can compare several lenders to find out who provides the best jumbo refinance rates available today, or to assist you in acquiring a jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® aggregates and examines extensive loan program data from thousands of jumbo lenders, swiftly aligning it with your unique financial profile to ensure you are presented with options that best suit your financial needs.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Planites Credit Union
  • 300 E Randolph Street, 14th Floor, Chicago, IL, 60601
  • Planites Credit Union is committed to providing each member with personalized friendly service. As a member-owned and operated financial institution, the Credit Union's aim is to provide customized financial solutions for our member/owners. Membership is available to employees of HCSC, Dearborn National,
  • Axiom Capital Resource
  • 205 N. Michigan Avenue, Suite 810, Chicago, IL, 60601
  • Axiom Capital Resource is a real estate firm that purchases well located, under-performing, or value-add multifamily and residential properties. Consequently, we generate attractive, risk-adjusted returns through several real estate cycles by demonstrating a firm investment discipline. Our philosophy has always been the same.
  • Lakeside Bank
  • 55 W. Wacker Dr, Chicago, IL, 60601
  • We're a family-owned Chicago bank. In 2022, we'll be 56 years old. We've grown to over $2.4 Billion in assets and ten branches throughout the city & suburbs. Our dramatic growth is due to how we work. Simply put, we build Relationships. And we build them to last. Our people have the authority to make decisions.
  • Police Mortgage LLC
  • 100 W. Randolph, 9th Floor, Chicago, IL, 60601
  • John M. Aretos As the CEO of an organization associated with serving the police & their loved ones, John privileged to play a role in helping our clients achieve their life’s financial goals. Our goal is to make the home buying or refinancing process as comfortable as possible, providing our clients with competitive products & excellent service.
  • U.S. Mortgage Funding
  • 100 West Randolph, 9th Floor, Chicago, IL, 60601
  • U.S. Mortgage Funding has thirty plus combined years of lending experience between the Founders. The foundational experience was built through various facets of the business with a deep understanding of real estate finance. Built upon hard work and a strong reputation, the U.S. Mortgage.
  • American Street Capital
  • 121 W. Wacker Drive Suite 2206, Chicago, IL, 60601
  • American Street Capital, LLC (“ASC”) is a national commercial mortgage banking firm with extensive correspondent lending relationships. ASC specializes in securing balance sheet and CMBS loans for multi-family, mixed-use, student housing, mobile home parks, assisted living, hospitality, retail, office, self storage, owner-occupied properties
  • Xcapital Inc
  • 311 West Superior, Suite 207, Chicago, IL, 60654
  • Xcapital are always competitive and in my experience, are among the lowest available. Just check out their website to see. The loan process is fast and efficient with most steps being covered in emails that I find very convenient. I recently completed a cash-out refi. with only one phone call being made through the entire process.
  • Private Client Mortgage Group
  • 430 W. Erie St, Suite 300, 310, Chicago, IL, 60654
  • We are dedicated to providing a fast, efficient mortgage process. Our transparent digital mortgage experience is backed by superior customer support. We’re using technology to change the way people finance their homes. Give every client the best loan possible without sacrificing service, experience or integrity!
  • Commercial Lending
  • 116 W. Hubbard, Suite 200, Chicago, IL, 60654
  • Commercial Lending X is a finance and loan company that assists businesses in locating and securing loans for commercial ventures. Asset types managed by this company include asset based loans, working capital lines, industrial equipment financing and loans, business start, business acquisition, leasehold improvements.
  • First Security Trust and Savings Bank
  • 7315 West Grand Avenue, Elmwood Park, IL, 60707
  • At First Security Trust and Savings Bank, our success relies on maintaining longstanding relationships with our valued customers. We have over a 60-year tradition of providing experienced and secure financial solutions, and offer a full range of products and services to meet your every need.
  • Carrollton Bank
  • 315 Sixth St, Carrollton, IL, 62016
  • We’ve done this by sticking with what business owners tell us they like. They enjoy dealing directly with the decision-maker, so they get fast answers. We attract and retain outstanding bankers, so they can work with the same people for many years, instead of repeatedly starting from scratch with new bankers
  • Selfreliance Federal Credit Union
  • 2332 West Chicago Avenue, Chicago, IL, 60622
  • Selfreliance Federal Credit Union is a financial cooperative composed of members of a common background and bond. It exists for their benefit. It must provide varied types of financial services at highest professional levels and create a caring environment for its members. It must foster the ideals of cooperation, promote ethnic strength,