Find 2023 Jumbo and Super Jumbo Loan Limits for Champaign, IL

In Champaign, located within Champaign, IL, any jumbo loan that exceeds the set limit of $726,200 necessitates a minimum down payment of 10%. The Lendersa® directory provides an extensive listing of portfolio lenders and Non-QM lenders who can cater to jumbo loans up to $3,000,000. Furthermore, individuals with significant financial resources can obtain super jumbo loans that extend up to an impressive $35,000,000.

The set limits for conforming high balance loans are specified as follows: single-family residences are limited to $726,200; for two-unit properties, the cap is set at $929,850; three-unit homes allow up to $1,123,900; and for four-unit residences, the ceiling reaches $1,396,800.

By utilizing our Jumbo mortgage rate calculator, you can access the most current jumbo mortgage rates and determine required downpayments, income thresholds, credit standings, reserve amounts, and essential documentation for qualification.

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Variety of Jumbo Loan Options in Champaign, IL

The goal of Lendersa® is to link you with the optimal jumbo loan tailored to your specific financial circumstances and needs. You have the option to choose from one of three distinct starting points that will lead to matching lenders and their specialized jumbo loan programs.

Through the highly efficient Lendersa® Jumbo mortgage calculator, you can compare several lenders to find out who provides the best jumbo refinance rates available today, or to assist you in acquiring a jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® aggregates and examines extensive loan program data from thousands of jumbo lenders, swiftly aligning it with your unique financial profile to ensure you are presented with options that best suit your financial needs.

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Champaign Jumbo Loan Lenders

  • Central Illinois Credit Union
  • 2106 W John Street, Champaign, IL, 61821
  • Lends in Illinois
  • Central Illinois Credit Union is a not-for-profit, member-owned financial institution whose purpose is to provide its membership a full range of quality financial services at competitive rates. We are committed to member service in a friendly atmosphere, long term financial stability, promotion of thrift, and involvement in our community.

  • CIBM Bank
  • 2913 W. Kirby Ave, Champaign, IL, 61821
  • Lends in Illinois
  • CIBM Bank is a wholly owned subsidiary of CIB Marine Bancshares, Inc. and formerly operated as "Marine Bank" in its Indiana and Wisconsin markets, "Central Illinois Bank" in its central Illinois market, "Avenue Bank" in its Chicagoland market, and Avenue Mortgage, a division of CIBM Bank serving the communities of all CIBM Bank branches

  • First Federal Savings Bank of Champaign Urbana
  • 1311 S. Neil St., Champaign, IL, 61820
  • Lends in Illinois
  • We’re a community bank, and we want it to show. Whether it’s sponsoring little league teams, local children’s theater, or funding local charities, we’re tied to the place we live and work and are invested in its success. First Federal offers everything you’d expect from a financial institution.

  • BankChampaign
  • 2101 South Neil St, Champaign, IL, 61820
  • Lends in Illinois
  • BankChampaign has over 30 years of experience providing financial products and services for personal, commercial and investment customers in the community. We are a true community bank, providing exceptional relationship-based service to each customer. Our staff have unparalleled expertise in commercial banking, investment management

  • U of I Community Credit Union
  • 2201 S First St, Champaign, IL, 61820
  • Lends in Illinois
  • we began serving hourly wage earners from a janitor room at the U of I Power Plant in October 1932. At the end of that first year, the credit union had 37 members, two borrowers, & $116.97 in assets. By 1935, the credit union moved off campus to Urbana, expanded its charter to include faculty, & was renamed University of Illinois

  • Urbana Municipal Employees Credit Union
  • 1606 N Willow View Road, Suite 1-O, Urbana, IL, 61802
  • Lends in Illinois
  • The mission of the Urbana Municipal Employees Credit Union is to provide a member owned financial institution to encourage thrift among its members and create a source of credit at a reasonable rate of interest. The Urbana Municipal Employees Credit Union will provide members with the opportunity of borrowing money while at the same time saving mon

  • Philo Exchange Bank
  • 102 W Washington St, Philo, IL, 61864
  • Lends in Illinois
  • Philo Exchange Bank's history spans six generations of customers across East Central Illinois. Started in 1883 by Dr. Calvin Ebeneezer Parker, the bank was purchased by Elisha Hazen, a local grain and implement dealer in 1899. The bank took over Philo State Bank in 1933. Nathan Rice succeeded the Hazen family leadership in 1952.

  • Fisher National Bank
  • 102 E. Division, Fisher, IL, 61843
  • Lends in Illinois
  • The Fisher National Bank opened for business November 18, 1955 at a small office in downtown Fisher, IL. With numerous additions and renovations, this facility served our needs very nicely over the years. In the late 1990s, due to steady growth and the loyalty of our many clients, the board realized it was time to make another investment.

  • Credit Union 1
  • 200 E Champaign Avenue, Rantoul, IL, 61866
  • Lends in Illinois
  • Our History: In 1958, Chanute Military Credit Union opened its doors on the Chanute Air Force Base in Rantoul, Illinois to serve military personnel and their families. With the government's announcement of plans to close the Chanute Air Force Base, plans were made to expand the credit union in order to continue to serve those faithful.

  • Community Plus Federal Credit Union
  • 526 E Champaign Avenue, Rantoul, IL, 61866
  • Lends in Illinois
  • Community Plus Federal Credit Union is a community credit union serving East Central Illinois. Its mission is to guide members on their Path to Financial Freedom. CPFCU is a US Treasury-certified Community Development Financial Institution. While the credit union serves members from all walks of life.