Super Jumbo Loan Limits by lenders in Effingham, Effingham County, IL

In Effingham, situated within Effingham, IL, a Jumbo loan exceeding the limit of $726,200 necessitates a down payment of at least 10%. Lendersa® offers a comprehensive list of portfolio and Non-QM lenders capable of handling Jumbo loans with a ceiling of $3,000,000. For individuals with significant net worth, obtaining a super jumbo loan up to $35,000,000 is possible.

The maximum allowable for a conforming high balance loan is $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for buildings with four units.

Utilize our dedicated Jumbo mortgage rate calculator to assess the current jumbo mortgage scenarios, allowing you to determine the necessary down payment, income, credit, reserves, and documents required for qualification.

Review and contrast loan offers from as many as 100 different lenders

Distinct Jumbo Loan Alternatives in Effingham, IL

Lendersa® strives to provide the best jumbo loan for your specific financial context and needs. Choose one of three foundational pathways to discover matching lenders and appropriate jumbo loan programs.

The Lendersa® Jumbo mortgage calculator is a tool that allows comparisons among lenders to determine who presents the most favorable Jumbo refinance rate today or helps in purchasing a Jumbo loan between $1,500,000 and $25,000,000. By accessing data from thousands of Jumbo lenders, Lendersa® quickly aligns these with your unique financial profile to cater to your requirements.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Red Door Home Loan Corporation
  • 975 East Nerge Road, Suite N10, Roselle, IL, 60172
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • ACS Mortgage Corporation
  • 1350 W. Lake Street, Suite C, Roselle, IL, 60172
  • ACS Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools..
  • Direct Mortgage Corporation
  • 460 Briargate, Suite 200, South Elgin, IL, 60177
  • Direct Mortgage Corporation was founded in 1996 and consists of a team of mortgage experts with over 30 years of industry experience. Our staff focuses on personalized service, and their years of experience in the mortgage industry will be beneficial in ensuring a smooth transaction by overseeing the process from start to finish.
  • Itasca Bank & Trust Co.
  • 308 W. Irving Park Road, Itasca, IL, 60143
  • Itasca Bank & Trust Co. would like the opportunity to earn your business. Our bankers take the time to get to know you, your objectives, and your strategic plan. We'll work with you to help uncover financing options available for managing your business and create a banking package tailored to your business needs.
  • Ivanhoe Capital Advisors
  • 6859 W. Addison, Chicago, IL, 60634
  • Ivanhoe Capital Advisors is a transaction advisory firm whose tailored solutions help small to mid-size companies and investors throughout the U.S. navigate complex transactions, from securing capital to restructuring existing capital, completing business and real estate acquisitions, and developing fiscal strategies
  • Chicagoland Mortgage Group LLC
  • 3351 West Harlem Avenue, Chicago, IL, 60634
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Illinois Community Credit Union
  • 508 W. State Street, Sycamore, IL, 60178
  • Illinois Community Credit Union began in 1935 as Sycamore Community Credit Union. Community leaders came together to form a financial institution that was owned by and operated for the benefit of the people of Sycamore and the surrounding area. Sycamore Community Credit Union provided a place where local residents could borrow at reasonable rates.
  • Source 1 Mortgage
  • 1430 Dekalb ave, Sycamore, IL, 60178
  • Source 1 Mortgage has zero lender fees and is the largest Mortgage Brokerage in DeKalb county. We specialize in low down payment programs, as well as FHA, VA, Conventional and USDA loans. As a Brokerage we are able to works with some of the largest investors and mortgage wholesalers in the nation to offer you the widest array of product
  • Land Finance & Mortgage Corporation Limited.
  • 2506 N. Clark St. #417, Chicago, IL, 60614
  • We are a Global Investment firm registered in the United Kingdom. We offer Debt Funding for a safe moderate and sustainable return of interest/profit. We invest globally,we invest in all profitable sector. We will only need your business plan for us to move forward for the next step.
  • Land Finance & Mortgage Corporation Limited
  • 2506 N. Clark St. #417, Chicago, IL, 60614
  • We are a Global Investment firm registered in the United Kingdom. We offer Debt Funding for a safe moderate and sustainable return of interest/profit. We invest globally any where in the world. We invest in all industries and all sector. We will need business plan from the client. We also invest in startups companies anywhere in the world.
  • LFMC
  • 2506 N. Clark St. #417, Chicago, IL, 60614
  • We are a Global Investment firm registered in the United Kingdom. We offer Debt Funding for a safe moderate and sustainable return of interest/profit. We fund any where in the world. We invest in any profitable venture with details business plan. We invest in any good business anywhere.