Jumbo Loan and Super jumbo Limits for Effingham, Effingham County, Illinois

In Effingham, situated within Effingham, IL, a Jumbo loan exceeding the limit of $726,200 necessitates a down payment of at least 10%. Lendersa® offers a comprehensive list of portfolio and Non-QM lenders capable of handling Jumbo loans with a ceiling of $3,000,000. For individuals with significant net worth, obtaining a super jumbo loan up to $35,000,000 is possible.

The maximum allowable for a conforming high balance loan is $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for buildings with four units.

Utilize our dedicated Jumbo mortgage rate calculator to assess the current jumbo mortgage scenarios, allowing you to determine the necessary down payment, income, credit, reserves, and documents required for qualification.

Review and contrast loan offers from as many as 100 different lenders

Distinct Jumbo Loan Alternatives in Effingham, IL

Lendersa® strives to provide the best jumbo loan for your specific financial context and needs. Choose one of three foundational pathways to discover matching lenders and appropriate jumbo loan programs.

The Lendersa® Jumbo mortgage calculator is a tool that allows comparisons among lenders to determine who presents the most favorable Jumbo refinance rate today or helps in purchasing a Jumbo loan between $1,500,000 and $25,000,000. By accessing data from thousands of Jumbo lenders, Lendersa® quickly aligns these with your unique financial profile to cater to your requirements.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Advantage One Credit Union
  • 204 N Jackson Street, Morrison, IL, 61270
  • Advantage One Credit Union has been open since 1998. The credit union has assets totaling $25.38 Million and provides banking services to more than 3,000 members The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Union National Bank and Trust Company of Elgin
  • 101 East Chicago Street, Elgin, IL, 60120
  • Union National Bank opened its doors for the first time. Although that makes us one of the oldest banks in the Chicagoland area, we pride ourselves on being innovators within both our local and national banking communities. One of the first banks to provide an option for a 1% loan, we consistently put our clients needs first to make sure we can fin
  • Banquet Financial
  • 607 Dundee Ave, Elgin, IL, 60120
  • Banquet Financial was opened to provide customers with a viable alternative to dealing with payday loans and banks, to help those who are in need of short-term loans. We offer title loans along with consumer installment loans to Illinois residents. Banks are becoming tougher to deal with, and payday loans are just too expensive.
  • RESONATE MORTGAGE INC
  • 140 N Barrington Rd, Suite 5, Streamwood, IL, 60107
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Unified Homeowners of Illinois Federal Credit Union
  • 4464 N Milwaukee Avenue, Chicago, IL, 60630
  • Unified Homeowners of Illinois Federal Credit Union is an federal credit union whose philosophy is to deliver sound financial information and services that help Illinois homeowners maintain and improve their homes. Unified Homeowners of Illinois was chartered in February 2006. Unified Homeowners’ of Illinois Federal Credit Union (UH of IL FCU)
  • Premier Capital Solutions
  • 4849 N. MIlwaukee Ave, Suite 801, Chicago, IL, 60630
  • Alexander Villegas, CEO & Founder of Premier Capital Solutions, recognized the need for a new company to meet the needs of a new economy. As the financial and real estate markets have rapidly changed in recent years, he recognized a considerable need for a financial servicing solution that goes well beyond the capabilities of traditional servicers.
  • Simply Financial Inc
  • 5632 West Lawrence Avenue, Chicago, IL, 60630
  • Simply Financial Inc are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history.
  • KCT Credit Union
  • 111 South Hawthorne Street, Elgin, IL, 60123
  • Chartered in 1937, KCT Credit Union was formed through the tireless efforts of Miss Martha Black, a teacher in the then Elgin Public Schools District, and Mr. E. Earl McCoy, then Kane County Superintendent of Schools. Since that day we have been dedicated to living the credit union philosophy of people helping people.
  • Wintrust
  • 9700 W Higgins Rd, Rosemont, IL, 60018
  • Wintrust, a financial holding company offering community and commercial Banking, wealth management, and mortgage services, has served Chicago’s communities since 1991. Wintrust was founded on the idea of being the alternative to the big Banks. We believe there is a need, and desire, for a true community Banking experience
  • Short Term Loans, L.L.C.
  • 2140 S. Wolf Rd, Suite B, Des Plaines, IL, 60018
  • ShortTermLoans.com is a free service designed to help you find a personal loan lender now. Simply complete our short, secure online form. We will provide your information to lenders who may make you an offer within minutes. If you agree to the lender’s terms, you could have the money you need deposited directly in your account as soon as the next b
  • AmeriCash Loans
  • 2400 East Devon Avenue, Des Plaines, IL, 60018
  • AmeriCash Loans was founded in 1997 in Des Plaines, Illinois on the main street across from the train station in a small office above what would become our first cash loan store location. Within five years of opening our doors, we had expanded into 28 total locations throughout the metropolitan Chicago area and Illinois.