2023 Super Jumbo Loan Limits for Rochester, Sangamon County,Illinois

In order to secure a jumbo loan that surpasses the limit of $726,200 within the beautiful county of Sangamon in Rochester, IL, a minimum down payment of 10% is essential. The extensive list provided by Lendersa® includes portfolio lenders alongside Non-QM lenders capable of facilitating Jumbo loans up to $3,000,000. In addition, individuals who are considered to have high net worth may explore the opportunity to obtain super jumbo loans, potentially reaching up to an astounding $35,000,000. These offer expansive financial opportunities for high-end property investments or more ambitious projects.

Conforming high balance loan limits are established per property type: a single-family home is limited to $726,200, two-unit properties have a cap of $929,850, while three-unit residences are set at $1,123,900, and four-unit buildings reach up to $1,396,800. Being aware of these limits is crucial for strategic planning and financial forecasting within the real estate sector.

Our Jumbo mortgage rate calculator is an invaluable resource for determining current rates and calculating the necessary down payment, required income, credit criteria, reserves, and relevant documentation needed for loan approval. This tool equips prospective buyers with the insight required to make informed decisions and to proceed with confidence during their lending journey.

Discover and evaluate an extensive array of loan offers from over 100 diverse lenders

Explore a Broad Range of Jumbo Loan Options in Rochester, IL

The goal of Lendersa® is to match you with the most beneficial jumbo loan tailored to your specific financial situation and ambitions. By choosing from one of the three initial pathways, you can align with lenders and jumbo loan programs that meet your needs and offer the best terms.

Lendersa® provides an intuitive Jumbo mortgage calculator, allowing you to assess different lenders to determine who currently offers the best Jumbo refinance rates or options to secure a Jumbo purchase loan, ranging from $1,500,000 to $25,000,000. This ensures that you're comprehensively informed about your choices.

Lendersa® diligently collects loan program data from thousands of Jumbo lenders and rapidly compares it to your unique financial profile and requirements, ensuring that all potential options are considered robustly and efficiently.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • The First Bank and Trust Company of Murphysboro
  • 1403 Walnut Street, Murphysboro, IL, 62966
  • The First National Bank of Murphysboro opened its doors for business on the 13th day of May, 1889. The Jackson County Bank, a private institution owned by Medar Lucier and Joseph VanCloostere, was purchased. The First National Bank then occupied their quarters on the south side of the square until 1891,
  • The First National Bank of Carmi
  • 201 E Main St, Carmi, IL, 62821
  • First Bank, an entity of Southern Illinois Bancorp, Inc. headquartered in Carmi, Illinois, has been serving businesses and families in Southeast Illinois and Southwest Indiana since 1893. We represent a return to the old-fashioned way of banking, where the staff knew everyone by name and treated you like a person instead of a number.
  • Quad City Bank and Trust Company
  • 2118 Middle Rd, Bettendorf, IA, 52722
  • At Quad City Bank & Trust, we are very proud of our continued commitment to building relationships with our clients and our Quad City community. We invite you to stop by any one of our five locations and experience Quad City Bank & Trust, where there are always People you can bank on.
  • R.I.A. Federal Credit Union
  • 4343 Utica Ridge Road, Bettendorf, IA, 52722
  • Since 1935, R.I.A. Federal Credit Union has been investing in the communities we serve. We believe in improving the financial well-being of those who choose to bank with us and offer a suite of products and services designed to meet your financial goals. We provide our members with innovative financial solutions.
  • The First National Bank in Amboy
  • 220 E. Main St, Amboy, IL, 61310
  • Based on the cornerstones of honesty, loyalty, teamwork, and longevity The First National Bank in Amboy has maintained a financially sound bank, earning adequate returns for stockholders while providing for its employees and giving back to the communities where they live and work.
  • The Bank of Carbondale
  • 216 East Main Street, Carbondale, IL, 62901
  • The Bank of Carbondale was originally chartered as the Vergennes State Bank in 1919, located on the corner of Hack Avenue and Main Street in Vergennes, Illinois. In 1970, the charter was transferred and established as The Bank of Carbondale, with a Main Street location in downtown Carbondale. In January 1981,
  • Community State Bank of Rock Falls
  • 1801 First Avenue, Rock Falls, IL, 61071
  • Community State Bank is a banking organization consisting of several "community banks" branches & financial service companies within northwest Illinois.CSB employees provide prompt, courteous and professional banking services that exceed the expectations of it's customers. COMMUNITY STATE BANK'S employees provide prompt, courteous.
  • First Bank of Manhattan
  • 230 South State Street, Manhattan, IL, 60442
  • The First Bank of Manhattan has been providing high quality, full service personal and business banking services to Manhattan and our neighboring communities of New Lenox, Elwood, Wilmington and Wilton Center. The bank offers a full range of deposit products such as Checking, savings, CD’s, IRA’s, children’s and teen’s accounts.