Jumbo Loan Limits for Colby, Thomas County, KS in 2026
In Colby county within Thomas, KS, a jumbo loan going beyond $726,200 demands at least a 10% down payment. The Lendersa® roster includes all portfolio as well as Non-QM lenders capable of facilitating Jumbo loans up to the cap of $3,000,000. For individuals with significant wealth, super jumbo loans are available, reaching up to $35,000,000.
For a single-family home, the limit for a conforming high balance loan is $726,200, while a two-unit property is capped at $929,850, a three-unit property at $1,123,900, and a four-unit property at $1,396,800.
Try our Jumbo mortgage rate calculator to explore current jumbo mortgage rates and determine the required downpayment, income, credit score, reserves, and documents to qualify.
The mission of Lendersa® is to secure the optimally tailored jumbo loan for your particular financial situation and requirements. Choose from three starting points to match with lenders and ideal jumbo loan programs.
The Lendersa® Jumbo mortgage calculator allows for lender comparisons to reveal which has the most attractive Jumbo refinance rate currently or to facilitate a Jumbo loan acquisition between $1,500,000 and $25,000,000.
Lendersa® quickly evaluates loan program data from a vast array of Jumbo lenders in mere seconds, aligning it with your specific financial needs and details.
Farmers & Merchants Bank is Colby's only locally chartered community bank with two locations in Colby for customer convenience. We are a full service institution to satisfy all the financial needs of our customers!
We are proud to be a part of Colby and NW Kansas. As a local community bank, we understand the importance.
At Farmers State Bank, we’re proud of over 100 years of service to the community and our community bank status. Our bank was chartered on March 18, 1907, and we are located in Logan County in Northwest Kansas. Our parent holding company is Security Bancshares, Inc. Oakley is located on I-70, Highway 83 and Highway 40.
Security State Bank is a full-service community bank located in Scott County, Kansas. On April 24, 1961, Security State Bank of Scott City opened its doors to the public with capital and surplus of $150 thousand dollars. Today the bank’s total assets are over $300 million dollars with total capital in excess of $44 million dollars.
United Northwest Federal Credit Union, originally United Co-op Credit Union, was organized in July of 1949 by local area farmers of Norton and Lenora. Annual meetings were held at the co-op station in Norton, with 27 members present at the first meeting. In 1975 a name change took place, making it United Northwest Federal Credit Union.
First National Bank of Dighton has been a member of this community for over 100 years. It was pioneer spirit that transformed Dighton from a settlement on the prairie into a thriving agricultural center for wheat and cattle. We at First National Bank take pride in that spirit, Dighton.
Garden City Teachers Federal Credit Union is a Full Service Financial Institution serving you since 1952. We have a closed membership, and to qualify for membership you have to be one of the following: Employee of Deerfield School District, Employee of High Plains Educational Cooperative, Employee of the Boards of Education for Finney County.
Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.
We make our loans convenient for our members with competitive rates and flexible terms. Loans are available for a wide range of purposes including, auto loans and leases, motorcycles, signature loans, overdraft protection, consolidation and many other uses. Apply in person, by phone, mail or online.
The Farmers Credit Union was founded in 1953. The first location was an office located in the Farmers Co-op Building. The original capital was obtained by proceeds from a bake sale. Anyone who is a resident of Ellis County or adjoining counties is eligible to be a member of the Farmers Credit Union.
The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees.
Since our start in 1944, our dedicated staff has focused on business professionals, small businesses
