Find 2023 Jumbo and Super Jumbo Loan Limits for Village-St.-George, LA
For those looking to secure a jumbo loan exceeding $647,200 in East Baton Rouge county of LA, a minimum down payment of 10% is a requisite. Within Lendersa®'s extensive database, there is a comprehensive listing of portfolio and Non-QM lenders who have the capability to arrange Jumbo loans up to $3,000,000. Individuals with higher net worth are fortunate as they can qualify for super jumbo loans reaching a staggering amount of $35,000,000, which opens up possibilities for acquiring luxury properties or expansive real estate investments.
The conforming high-balance loan limits play an essential role in property financing: for a single-family home, the limit is $647,200. However, when it comes to multi-unit residences, these limits adjust based on the number of units — for two-unit homes the loan limit is $828,700, for properties with three units it's $1,001,650, and for residences with four units, the limit is set at $1,244,850. These specifications are designed to accommodate the varying financial and housing needs of diverse buyers.
Utilizing our Jumbo mortgage rate calculator provides a user-friendly approach to discover current jumbo mortgage rates. This tool also plays a crucial role in helping you determine the required down payment, necessary income, credit evaluations, available reserves, and the detailed documents needed to qualify for a loan seamlessly.
Options for Jumbo loans available in Village-St.-George, LA
The primary objective of Lendersa® is to ensure you secure the most suitable jumbo loan that meets your unique financial situation and requirements. You have the opportunity to choose from three starting points to effectively align matched lenders with the relevant jumbo loan programs, ensuring they cater to your specific needs without hassle.
With the Lendersa® Jumbo mortgage calculator, there's a facility for easy comparison of different lenders, allowing you to find the best Jumbo refinance rate currently available, or to initiate the purchase of a Jumbo loan within the range of $1,500,000 to $25,000,000. This approach provides flexibility whether you're looking to refinance or purchase.
Lendersa® efficiently collects and analyzes loan program data from thousands of Jumbo lenders, matching this data intuitively with your individual financial profile and loan requirements. This rapid process not only saves time but also maximizes the likelihood of securing a loan that is perfectly suited to your financial plans. This ensures a streamlined and optimal experience for every borrower navigating today's complex lending landscape.
First Choice Mortgage, LLC in Louisiana has access to all of the mortgage programs available on the market to fit your personal situation. We offer 100% financing, CAFA down payment assistance, 203K renovation loans, USDA Rural Development, FHA, VA, Conventional Fannie and Freddie and Jumbo products on purchase
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Southern Teachers and Parents Federal Credit Union
728 Harding Boulevard, Baton Rouge, LA, 70807
Southern Teachers & Parents Federal Credit Union was established over 80 years ago with the mission of providing quality financial services designed to help members improve their economic status. We continue our mission by operating as a full service financial institution while educating our members on making sound financial decisions.
Foti Financial Services was started in 1955 in Donaldsonville, Louisiana, by Dr. Dominc Foti. Dr. Foti wanted to help individuals who could not get financial help at banks and always prided himself on being there for the people in the community. Over 50 years later, Foti Financial Services is still there for the community.
The Bank of Commerce was chartered in 1927 to serve the community needs of The Town of White Castle.
The philosophy of the Bank since it began has been to approve every loan that would benefit the individual, the community, and the bank. This statement is the embodiment of this philosophy and a reaffirmation of our goal to continue to do so.
Plaquemine Bank and Trust Company was founded as a State Chartered Bank in 1968 by Dr. James A. Durand, with funding of $500,000 in capital representing 25,000 shares at $20 each. From the very beginning, Plaquemine Bank was a bank of the people. No economic group went without representation among our stockholders
Iberville Federal Credit Union is a not-for-profit cooperative organization of people sharing a common bond, created for the purpose of promoting thrift and providing a source of credit for provident and productive purposes. IFCU was chartered in June 1958 and formed for the employees of Iberville Parish School Board.
While we operate based on a community-banking model, our top-level experience plays an important role in how we treat our local-level customers. Regardless of account size or income, we aim to provide sophisticated banking service at Anthem Bank & Trust that's streamlined, backed by experience and demonstrates a proven ability to solve problems.
WBRT Federal Credit Union was organized in 1958 and federally chartered in 1959 by the National Credit Union Administration (NCUA).
When you join WBRT Federal Credit Union you become a member of an organization owned by its members. It is always easier and more pleasant to do business where you are a member and not just an account number.
Founded in 1904, the Bank of Zachary is the oldest chartered bank in East Baton Rouge Parish with a rich history of superior service to its customers. The main office of the Bank of Zachary has always been on Main Street, though in three different locations. The original office of the Bank, is a half-block west of the Lee Street intersection.
GP Louisiana Federal Credit Union has been open since 1969. The credit union has assets totaling $48.27 Million and provides banking services to more than 5,000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
Our credit union was originally chartered as Cee Zee Employees Federal Credit Union in 1960, serving the employees of the paper mill in West Feliciana Parish and their families. The paper mill has had five different name changes. The names of the paper mill have been Crown Zellerbach, James River, Crown Vantage, TEMBEC and currently KPAQ.