2026 Super Jumbo Loan Limits for Ferndale, Oakland County, Michigan

In Ferndale, within Oakland county, MI, a jumbo loan exceeding $726,200 requires at least a 10% down payment. The Lendersa® list features all portfolio and Non-QM lenders who can arrange jumbo loans with a $3,000,000 limit. Individuals with a high net worth might qualify for super jumbo loans up to $35,000,000.

For a single-family residence, conforming high balance loan limits are $726,200, for two-units it’s $929,850, three-units have $1,123,900, and four-units are capped at $1,396,800.

Utilize our Jumbo mortgage rate calculator to explore current rates and determine the necessary down payment, income, credit, reserves, and documents to qualify.

Review loan offers from 100 lenders

Jumbo Loan Alternatives for Ferndale, MI

Lendersa® is committed to finding the best jumbo loan tailored to your financial needs. Choose from three starting points to connect with matching lenders and jumbo loan programs.

Our Jumbo mortgage calculator helps you compare lenders to find today’s best Jumbo refinance rates or to purchase a Jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® quickly compares program data from thousands of Jumbo lenders to align it with your unique financial profile and requirements.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Ferndale Jumbo Loan Lenders

  • Credit Union ONE
  • 400 E. Nine Mile Road, Ferndale, MI, 48220
  • Lends in Michigan
  • Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members. Today, we remain committed to delivering quality financial services at our 20 branches in Detroit, Grand Rapids & Traverse City.Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members.

  • New Horizons Home Finance LLC
  • 1804 E Troy St, Ferndale, MI, 48220
  • Lends in Michigan
  • A full service mortgage broker in the State of Michigan offering expert advice on 1st and 2nd lien home finance options. We make the mortgage application process easy with the latest technology, such as e-document signing and no fees to apply - EVER! New Horizons Home Finance will match you with the right lender and mortgage for your needs.

  • Antonio Stokes Advisors Inc
  • 25900 Greenfield, Suite 507, Oak Park, MI, 48237
  • Lends in Michigan
  • Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation. We understand the challenges families face today. Our commitment is to utilize all of our resources to help you pursue your goals.

  • Mortgage City
  • 504 E 4th St, Royal Oak, MI, 48067
  • Lends in Michigan
  • We have one goal – to fulfill your financing goals and make you a happy homeowner. Mortgage City is a licensed mortgage originator based in Detroit, Michigan. We work with customers in Detroit, Royal Oak, and throughout the state of Michigan. We also can help you with your mortgage needs in Florida, New Hampshire, Ohio, Massachusetts,

  • Fortress Home Mortgage Inc
  • 1336 South Main Street, Royal Oak, MI, 48067
  • Lends in Michigan
  • Fortress Home Mortgage (NMLS ID# 135922) is owned and operated locally by John Sarkisian (NMLS ID# 136596). We utilize multiple lenders to find the best rates and products to fit the needs of our Metro Detroit borrowers. All applicants receive one on one customer service from pre-approval to closing.

  • First Team Lending Group PLLC
  • 313 East Maryland Avenue, Royal Oak, MI, 48067
  • Lends in Michigan
  • "We specialize in shopping between the most reputable lenders on our clients’ behalf for the best possible program and rate for the client-specific situation. We offer wholesale pricing which means lower rates and less cost for our clients!

    Our goal is to keep the mortgage process simple, easy and fast so you can stay focused on your daily l

  • Michigan Elite Lending
  • 1817 E 4th St, Royal Oak, MI, 48067
  • Lends in Michigan
  • Michigan Elite Lending with the vision of supplying clients with the best possible loan experience with the lowest rates on the market. Working with a mortgage broker allows borrowers to secure the lowest rate without doing all the legwork. We shop hundreds of wholesale lenders to find the best program for you.

  • Myrina Mortgage Group LLC
  • 1012 Cedarhill Drive, Royal Oak, MI, 48067
  • Lends in Michigan
  • Myrina Mortgage Group is a female owned and operated broker firm. We are called Mortgage Warriors because we search out and capture the very best loan product for you and your mortgage goals. We only work with wholesale lenders to offer you the very best in pricing and service every day.

  • HomeSure Lending
  • 322 West Lincoln Avenue, Suite 300, Royal Oak, MI, 48067
  • Lends in Michigan
  • HomeSure Lending was founded in 2014. As a company, nothing is more important to us that helping our clients Purchase with Confidence or Refinance with Ease. You will hear the term Simple Mortgage Guidance, and if we have not made the process simple, we have not done our job well enough. Here is what we promise

  • Clear2Mortgage Inc
  • 306 South Washington Avenue, Suite 224, Royal Oak, MI, 48067
  • Lends in Michigan
  • Clear2 Mortgage founded by Chris Kas-Marogi, a long-time mortgage industry veteran driven by a genuine passion for his clients. Clear2 Mortgage serves both realtors and home buyers throughout CA, CO, MI, FL, and TX. Having founded his own mortgage company, he’s privileged to be able to offer mortgages that meet and exceed industry standards.