Jumbo Loan and super Jumbo St.-Clair-Shores, MI [Macomb loan 2025

In Macomb, located within St.-Clair-Shores, MI, when you're looking to secure a Jumbo loan surpassing $647,200, it is essential to have a minimum down payment of 10%. Lendersa® curates a detailed list featuring all portfolio and Non-QM lenders capable of arranging Jumbo loans up to $3,000,000. For those with substantial net worth, super jumbo loans could reach as high as $35,000,000, effectively catering to more elite financial needs.

The conforming high-balance loan limits are defined as follows: for a single-family home, it is set at $647,200; for a two-unit dwelling, the threshold is $828,700; when it comes to three-unit homes, the boundary is $1,001,650; and for properties with four units, the cap is $1,244,850.

To accurately gauge your mortgage possibilities, we recommend using our Jumbo mortgage rate calculator. It allows you to assess the current rates, and understand the necessary downpayment, income verification, credit standing, reserves, and required documentation for your qualification journey.

Exploring Your Jumbo Loan Options in St.-Clair-Shores, MI

The primary goal at Lendersa® is to identify the perfect jumbo loan solution that aligns with your individual financial circumstances and aspirations. Begin the process by selecting one of three strategic starting points designed to match you with the optimal lenders and relevant jumbo loan programs.

The Lendersa® Jumbo mortgage calculator is a powerful tool that enables you to efficiently compare diverse lenders, allowing you to ascertain who currently offers the most advantageous Jumbo refinance rates or facilitating the purchase of a Jumbo loan within the $1,500,000 to $25,000,000 range.

By sourcing data from thousands of Jumbo lenders, Lendersa® swiftly tailors these options, ensuring that they align seamlessly with your unique financial profile, ultimately delivering solutions that cater expertly to your needs.

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(616) 374-3278 Lender's profile and map Reviews Union Bank 933 Fourth Ave, Lake Odessa, MI, 48849 Union Bank is a truly local, right-sized, and proudly independent bank with roots deep in West and Central Michigan's soil. For nearly a century we've worked alongside truly local and proudly independent West and Central Michigan businesses, the people who own them, and the people who work at them.
(517) 279-5500 Lender's profile and map Reviews Southern Michigan Bank & Trust 51 W Pearl St, Coldwater, MI, 49036 SMB&T is a community bank serving Branch, Calhoun, Hillsdale and St. Joseph Counties in Michigan. SMB&T moves into the future, one thing its customers can always count on is that they will enjoy Banking As It Should Be. People at SMB&T build trusting relationships with customers by providing friendly, personal financial services.
(800) 648-8035 Lender's profile and map Reviews BlueOx Credit Union - Sterling Heights 115 Riverside Drive, Battle Creek, MI, 49015 Our mission – to provide quality financial services that will improve and make a positive impact on the lives of our members, employees and communities – is what drives us to do everything possible to expand financial freedom. We do that by offering innovative products and services, by building a creative and inclusive team.
(269) 441-1400 Lender's profile and map Reviews OMNI Community Credit Union 3141 Capital Ave SW, Battle Creek, MI, 49015 OMNI Community Credit Union has been serving members since 1951, when we were known as Clark Equipment Credit Union. While we've grown and changed throughout the years, our mission has remained the same. We're local and truly committed to the betterment of our communities, because just like you, we live and work here too.
(989) 773-5927 Lender's profile and map Reviews Isabella Community Credit Union 2400 South Isabella Road, Mount Pleasant, MI, 48858 Isabella Community Credit Union (ICCU) is a not-for-profit financial cooperative providing quality financial products and personal service to its members in the Central Michigan area. Those who live or work in Isabella, Osceola, Clare, Gladwin, Midland, Gratiot, Montcalm and Mecosta counties are eligible to join!
(269) 945-2401 Lender's profile and map Reviews Highpoint Community Bank 150 West Court Street, Hastings, MI, 49058 Highpoint Community Bank was founded as Hastings City Bank in 1886 when 35 Hastings investors provided the initial capital of $50,000. At the time, we served the town and community of Hastings with its economy driven mostly by sawmills. As our bank grew through the years, we expanded into Middleville, Caledonia, Nashville, Bellevue and beyond.
(269) 948-8369 Lender's profile and map Reviews Thornapple Credit Union 202 E Woodlawn Avenue, Hastings, MI, 49058 Thornapple Credit Union has been open since 1964. The credit union has assets totaling $57.82 Million and provides banking services to more than 7, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(989) 427-5663 Lender's profile and map Reviews Montcalm Public Employees Credit Union 1157 East Main Street, Edmore, MI, 48829 Montcalm Public Employees Credit Union We are a non-profit cooperative financial institution completely controlled and owned by the members who save, borrow and conduct other financial business here. Because we’re non-profit, you share in the earnings of the credit union through higher dividends on your savings and reduced rates on your loans.