2026 Super Jumbo Loan Limits for Troy, Oakland County, Michigan

In Oakland, Troy, MI, securing a Jumbo loan exceeding $726,200 requires a minimum down payment of 10%. Lendersa® provides access to an extensive roster of portfolio and Non-QM lenders available to arrange Jumbo loans up to $3,000,000. Those with significant net worth can apply for super jumbo loans reaching up to $35,000,000.

The conforming high-balance loan limits stand at $726,200 for single-family homes, $929,850 for two-unit properties, $1,123,900 for three-unit residences, and $1,396,800 for four-unit dwellings.

Make use of our Jumbo mortgage rate calculator to check the latest mortgage rates and evaluate what's needed in terms of down payment, income, credit standing, reserves, and relevant documents to qualify.

Explore loan offers from 100 diverse lenders

Exploring Jumbo Loan Opportunities in Troy, MI

Lendersa® is committed to helping you find the most favorable jumbo loan based on your specific financial needs and conditions. Start by choosing one of three routes to connect with matched lenders and suitable jumbo loan programs.

The Lendersa® Jumbo mortgage calculator allows you to compare lenders and pinpoint the best refinancing rates or facilitate the purchase of a Jumbo loan ranging between $1,500,000 and $25,000,000.

Lendersa® efficiently gathers data from thousands of Jumbo lenders and, in moments, aligns it with your financial profile to meet your unique requirements.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Troy Jumbo Loan Lenders

  • Crestmark Bank
  • 5480 Corporate Drive, Suite 350, Troy, MI, 48098
  • Lends in Michigan
  • Crestmark, a division of MetaBank, is a skilled provider of financial solutions for business-to-business companies. Financing solutions include asset-based lending on A/R and inventory, accounts receivable financing, traditional factoring, discount factoring, payroll financing, invoice financing, equipment leasing and financing.

  • Loan Craft
  • 5607 New King Dr, Suite 270, Troy, MI, 48098
  • Lends in Michigan
  • LoanCraft has a deep understanding of the challenges facing lenders and the complexities of the loan approval process. Since 2003, LoanCraft has been helping financial institutions grow their top and bottom line revenue. We provide a wide range of products and services that help our clients provide outstanding service to their customers.

  • Premia Relocation Mortgage
  • 1111 W. Long Lake Road, Suite 102, Troy, MI, 48098
  • Lends in Michigan
  • Our experienced team has focused on financing the needs of the relocating employee and their employer. Our business is built around the relocation industry. We understand this unique situation and will provide a high-touch, high-tech approach. Our mortgage consultants average 20 years relocation mortgage experience and will work closely.

  • Honest Lending
  • 755 W Big Beaver Rd, Suite 2020, Troy, MI, 48084
  • Lends in Michigan
  • We are independent, trained professionals licensed to represent and provide you with the best mortgage for your particular situation. Honest Lending is a team of experienced home lending professionals who believe that everyone should be treated like family. Our founder has more than 10 years combined experience in helping clients like you.

  • Direct Home Mortgages, LLC
  • 3250 W Big Beaver Rd, Suite 229, Troy, MI, 48084
  • Lends in Michigan
  • Direct Home Mortgages is a premier Mortgage Broker based in Troy, Michigan. We are licensed in the states of Michigan, Colorado, and Texas. We are committed to ensuring you get the very best mortgage for your situation. That’s why with our vast resources and lender relationships, Direct Home Mortgages is able to offer a variety of types

  • IPFS Mortgage
  • 3250 W Big Beaver RD, Suite 120, Troy, MI, 48084
  • Lends in Michigan
  • The Integrity Property Financial Services Team is your premier mortgage team located in Troy, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Michigan area.

  • Core Direct Mortgage Inc
  • 1700 West Big Beaver Road, Suite 350, Troy, MI, 48084
  • Lends in Michigan
  • At Core Direct Mortgage, we believe in finding a solution for all applicants. If you are having trouble getting approved for a home loan, please contact us today at 720-508-0621. We are here to help. We offer a wide variety of loan programs to fit our clients' needs in today's real estate market.

  • Everest Financials Inc
  • 2855 Coolidge Highway, Suite 118, Troy, MI, 48084
  • Lends in Michigan
  • Everest Financials Inc. is your premiere mortgage broker located in Troy, MI. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance

  • National Mortgage Funding LLC
  • 3310 West Big Beaver Road, Suite 105, Troy, MI, 48084
  • Lends in Michigan
  • At National Mortgage Funding we believe that purchasing a home or refinancing a home should be a process that is comfortable and easy. To help our clients with this process we provide a single voice experience with clear expectations and attention to detail. We believe that the consumer should have control to build their own mortgage.

  • HomeLend USA, LLC
  • 2107 Crooks Rd, Suite 101, Troy, MI, 48084
  • Lends in Michigan
  • A Michigan based mortgage company, founded by Mark Bigelow with over 30 years mortgage experience, promises to use cutting edge technology with old fashion service to create an incredible borrower experience.HomeLendUSA.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.