Jumbo Loan Limits for Elk-River, Sherburne County, MN in 2026

In Elk-River county, within Sherburne, MN, securing a Jumbo loan that exceeds $647,200 requires at least a 10% down payment. Lendersa® features a list of portfolio and Non-QM lenders ready to provide Jumbo loans up to a $3,000,000 limit. Furthermore, high-net-worth individuals can access super jumbo loans reaching as high as $35,000,000.

The conforming high balance loans are set at $647,200 for single-family homes, $828,700 for 2-unit residences, $1,001,650 for 3-unit properties, and $1,244,850 for those with 4 units.

Use our Jumbo mortgage rate calculator to explore current rates, calculate necessary downpayments, and assess income, credit, reserves, and document requirements for qualification.

Browse and compare loan offers from over 100 lenders

Discover Jumbo Loan Options in Elk-River, MN

Lendersa® is dedicated to securing the best possible jumbo loan for your specific financial needs. You can start with one of three initial approaches to get matched with the right lenders and jumbo loan programs.

Through the Lendersa® Jumbo mortgage calculator, you can compare lenders to discover today's top Jumbo refinance rates or consider purchase options for a Jumbo loan ranging from $1,500,000 to $25,000,000.

By accessing data from a multitude of Jumbo lenders, Lendersa® swiftly aligns loan offerings with your unique financial profile and needs, ensuring the best fit.

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Elk-River Jumbo Loan Lenders

  • The Bank of Elk River
  • 630 Main Street, Elk River, MN, 55330
  • Lends in Minnesota
  • The Bank of Elk River is a community bank that has been family-owned and operated since 1885. Founded with a vision of being strong, loyal and innovative - a tradition we still honor today - we are committed to providing our customers with great service, convenient products and an overall better banking experience.

  • ST. CLOUD FINANCIAL CREDIT UNION
  • 5600 La Centre Ave, Suite 100, Albertville, MN, 55301
  • Lends in Minnesota
  • St. Cloud Financial Credit Union is a local not-for-profit. That means it is natural for us to focus on our members' needs, not our bottom line. We care, we partner with our members on their banking needs, and we build genuine relationships. We are committed to creating a meaningful difference for our members and our community.

  • Roseth Mortgage LLC
  • 18990 238th Avenue Northwest, Big Lake, MN, 55309
  • Lends in Minnesota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Highland Bank
  • 701 Central Avenue East, Saint Michael, MN, 55376
  • Lends in Minnesota
  • Founded in 1943, Highland Bank is a privately-held, business-focused bank, serving small business and individual customers throughout the Twin Cities metro area. Through on-line channels, Highland offers services to individual customers outside of the Twin Cities. Our specialty is small business lending, with emphasis in real estate lending.

  • United Family Mortgage Monticello
  • 8623 Elk Ave, Monticello, MN, 55362
  • Lends in Minnesota
  • United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area

  • Crimson Mortgage
  • 13661 Balsam Ln N, Suite 3, Dayton, MN, 55327
  • Lends in Minnesota
  • Crimson Mortgage, Inc. was founded on the principle that providing great service and having a knowledgeable staff will allow us to exceed our customers’ expectations. The main difference you will receive with Crimson Mortgage is excellent communication with your Loan Officer and yourself.

  • Equity Source Mortgage
  • 13606 Birch Rd, Rogers, MN, 55374
  • Lends in Minnesota
  • At Equity Source Mortgage (NMLS #295556) we sit on your side of the table. We know the costs – whether you are buying a home for the first time or refinancing an existing mortgage, we share our deep knowledge of the industry from the very first meeting. We are a team that is customer-centric, experienced

  • Allstate Home Mortgage
  • 6329 Kutcher Lane, Eden Prairie, MN, 55341
  • Lends in Minnesota
  • At Allstate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Sherburne State Bank
  • 12500 Sherburne Ave SE, Becker, MN, 55308
  • Lends in Minnesota
  • We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.

  • Midwest Mortgage Consultants
  • 600 Soo Lane, Suite 6, Buffalo, MN, 55313
  • Lends in Minnesota
  • At Midwest Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.