2023 Super Jumbo Loan Limits for Cary, Wake County,North Carolina

In Cary county within the boundaries of Wake, NC, a jumbo loan exceeding $726,200 demands a minimum down payment of 10%. This requirement is crucial for securing significant real estate investment financing. Lendersa® provides an extensive list that comprises all necessary portfolio lenders as well as Non-QM lenders. These financial institutions are prepared to arrange Jumbo loans that go up to a limit of $3,000,000. Furthermore, individuals possessing a substantial net worth have the opportunity to access super jumbo loans, which can amount to an impressive $35,000,000, offering them unparalleled flexibility and financial leverage for large-scale investment properties.

The conforming high balance loan caps for various residential properties are distinct. For a single-family residence, the limit is set at $726,200. When it comes to two-unit housing structures, the limit is elevated to $929,850, reflecting the added value and complexity of such properties. In the case of buildings hosting three units, the limit increases to $1,123,900, accommodating mid-sized residential investments. For even larger investments, the limit for properties containing four units is established at $1,396,800. Each tier is designed to assist investors at different levels of property development and ownership ambitions, ensuring funding across a spectrum of real estate opportunities.

Utilizing our comprehensive Jumbo mortgage rate calculator is highly recommended. This innovative tool does more than just display the current jumbo mortgage rates; it is an essential resource for calculating various financial factors critical to obtaining a loan. It aids prospective borrowers in assessing the required down payment size, projected income levels, necessary credit scores, reserve amounts, and compilation of requisite documentation to meet loan qualification criteria effectively.

Explore and compare loan offers from a diverse selection of 100 lenders, providing ample variety and choice for potential borrowers seeking optimal financing solutions.

Discovering Jumbo loan solutions in Cary, NC

Lendersa® is committed to helping you find the most suitable jumbo loan tailored specifically to your unique financial situation and investment needs. Our goal is to ensure you have ample options by directing you to select one of three strategic starting points. These pathways are designed to align you seamlessly with matching lenders, delivering optimal jumbo loan programs that cater to your particular circumstances.

Through the Lendersa® Jumbo mortgage calculator, users can examine and compare a wide array of lenders. This valuable tool facilitates identifying who provides the best Jumbo refinance rates available in the market today. It also serves those interested in purchasing a Jumbo loan ranging from $1,500,000 to $25,000,000, thus empowering you to make informed financial decisions.

The sophistication of Lendersa® lies in its ability to quickly gather expansive loan program data from thousands of Jumbo lenders. It efficiently compares these comprehensive data sets against your specific financial profile and needs. This advanced matching process is designed to deliver precise and expedient solutions, connecting you with suitable financial products tailored for considerable investment opportunities in the realm of high-value real estate.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Uwharrie Bank
  • 132 N 1st St, Albemarle, NC, 28001
  • Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
  • Cambria Mortgage
  • 251 West Main Street, Albemarle, NC, 28001
  • Cambria Mortgage is a boutique Brokerage with offices in North Carolina and Texas. We market exclusively by referral -- our focus being on exceeding all stakeholder expectations and developing client advocates for our services.With a keen focus on customer care, communications and effective technology
  • TCP Credit Union
  • 3051 Westinghouse Road, Rural Hall, NC, 27045
  • TCP Credit Union has been open since 1980. The credit union has assets totaling $11.67 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members
  • Home Realty and Mortgage
  • 1620 Martin Luther King Jr Ave, Suite 101, Salisbury, NC, 28144
  • Home Realty and Mortgage, a real estate and mortgage brokerage firm located in Salisbury, North Carolina, is best known for providing exceptional real estate and mortgage services since 2002. Home Realty and Mortgage is built on Dedication, Communication, Determination, and Trust.
  • Lion's Share Federal Credit Union
  • 850 Harrison Road, Salisbury, NC, 28147
  • Lion's Share Federal Credit Union is a full-service financial cooperative that was established in 1982 as Food Lion Credit Association CU. In 2007 our name changed, but our purpose remained the same; to serve only one common bond, the hard working employees and retirees of Delhaize America, along with their family members.
  • Holiday Finance
  • 1410 Dale Earnhardt Blvd, Kannapolis, NC, 28083
  • Holiday Finance is locally owned and operated. Since 1980 we have been serving our community and surrounding areas with Personal Loans and Auto Financing. We take great pride in using this knowledge to help you, our customer, with your financial needs and making sure your loan is the right loan for you.
  • First South Bank
  • 1311 Carolina Avenue, Washington, NC, 27889
  • Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered
  • NorthSide Mortgage Group, LLC
  • 176 N Renfro Street, Mount Airy, NC, 27030
  • NorthSide Group was formed in 2008 by the merger of two local financial firms owned and operated by Carmen and Stan Smith. Whether you are buying a home or refinancing, anywhere in Mount Airy, NC. We are committed to helping you realize and achieve your dream of homeownership, save on your current payment or get the most equity out of your home.
  • Marine Federal Credit Union
  • 4180 Western Boulevard, Jacksonville, NC, 28546
  • It starts with commitment. The foundation of all great relationships. We started this credit union for the Marines. To match the loyalty and commitment with which they serve us. And for over 60 years, we’ve been here. For the Marines and their community. Here for the long haul.
  • Linear Mortgage Solution
  • 300 Western Blvd, Suite 400, Jacksonville, NC, 28546
  • Linear Mortgage Your financial and lifestyle goals need to be considered when purchasing a home. Our Loan Consultants will take the time to learn about you, your goals and provide you with options on what type of mortgage will work best for you and also Linear Mortgage Solution was founded on the principal of making the home buying.
  • Carolina Family Mortgage
  • 2820 Henderson Dr., Jacksonville, NC, 28546
  • We enjoy the privilege of providing an invaluable service to our clients. We are committed to doing everything we can do to earn your trust, confidence and respect. As a company, we have set high standards to ensure that we are consistently meeting and often exceeding our customers’ expectations of quality and value.
  • R&V Funding LLC
  • 4524 Sedgewood Ln, Harrisburg, NC, 28075
  • At R&V Funding LLC, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.