Find 2023 Jumbo and Super Jumbo Loan Limits for Cary, NC

In Cary county within the boundaries of Wake, NC, a jumbo loan exceeding $726,200 demands a minimum down payment of 10%. This requirement is crucial for securing significant real estate investment financing. Lendersa® provides an extensive list that comprises all necessary portfolio lenders as well as Non-QM lenders. These financial institutions are prepared to arrange Jumbo loans that go up to a limit of $3,000,000. Furthermore, individuals possessing a substantial net worth have the opportunity to access super jumbo loans, which can amount to an impressive $35,000,000, offering them unparalleled flexibility and financial leverage for large-scale investment properties.

The conforming high balance loan caps for various residential properties are distinct. For a single-family residence, the limit is set at $726,200. When it comes to two-unit housing structures, the limit is elevated to $929,850, reflecting the added value and complexity of such properties. In the case of buildings hosting three units, the limit increases to $1,123,900, accommodating mid-sized residential investments. For even larger investments, the limit for properties containing four units is established at $1,396,800. Each tier is designed to assist investors at different levels of property development and ownership ambitions, ensuring funding across a spectrum of real estate opportunities.

Utilizing our comprehensive Jumbo mortgage rate calculator is highly recommended. This innovative tool does more than just display the current jumbo mortgage rates; it is an essential resource for calculating various financial factors critical to obtaining a loan. It aids prospective borrowers in assessing the required down payment size, projected income levels, necessary credit scores, reserve amounts, and compilation of requisite documentation to meet loan qualification criteria effectively.

Explore and compare loan offers from a diverse selection of 100 lenders, providing ample variety and choice for potential borrowers seeking optimal financing solutions.

Discovering Jumbo loan solutions in Cary, NC

Lendersa® is committed to helping you find the most suitable jumbo loan tailored specifically to your unique financial situation and investment needs. Our goal is to ensure you have ample options by directing you to select one of three strategic starting points. These pathways are designed to align you seamlessly with matching lenders, delivering optimal jumbo loan programs that cater to your particular circumstances.

Through the Lendersa® Jumbo mortgage calculator, users can examine and compare a wide array of lenders. This valuable tool facilitates identifying who provides the best Jumbo refinance rates available in the market today. It also serves those interested in purchasing a Jumbo loan ranging from $1,500,000 to $25,000,000, thus empowering you to make informed financial decisions.

The sophistication of Lendersa® lies in its ability to quickly gather expansive loan program data from thousands of Jumbo lenders. It efficiently compares these comprehensive data sets against your specific financial profile and needs. This advanced matching process is designed to deliver precise and expedient solutions, connecting you with suitable financial products tailored for considerable investment opportunities in the realm of high-value real estate.

Lendersa loan request and matching results

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  • Amy Bonis Mortgage Team
  • 10224 Durant Road, Suite 207, Raleigh, NC, 27614
  • Amy is a very passionate woman who takes the business of mortgage banking and helping people realize their dream of financial independence very seriously. She started in mortgage banking in Los Angeles in the early 1990’s and her business has bloomed. She is now one of the top loan officers in the country NMLS# 106455.
  • Independent Advantage Mortgage, LLC
  • 1525 E. Franklin Street, Suite 4, Chapel Hill, NC, 27514
  • Independent Advantage Mortgage, LLC. is a full-service mortgage company based in Chapel Hill, North Carolina serving the entire state but mostly in Orange County, Durham County and Wake county. Whether you are buying a home or refinancing you owe it to yourself to see what I can do for you.
  • Carolina Home Mortgage
  • 1506 E. Franklin Street, Suite 201, Chapel Hill, NC, 27514
  • Carolina Home Mortgage is a family-owned mortgage broker headquartered in Chapel Hill with branch offices in Pittsboro and Fayetteville. Serving all of NC through www.CarolinaHomeMortgage.com, you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money.
  • AccessOne Mortgage Company LLC
  • 2609 Atlantic Avenue, Suite 201, Raleigh, NC, 27604
  • AccessOne Mortgage Company is a mortgage broker with operations in one state. AccessOne Mortgage Company offers numerous mortgage programs including conventional and jumbo mortgages and We can guide you to the right loan amount and best program for your needs. Based on standard lender guidelines, we'll get you a good idea of what kind of terms.
  • Duke Credit Union
  • 2200 West Main Street, Suite L100, Durham, NC, 27705
  • Duke University Federal Credit Union has been serving the Duke community since 1968. A not-for-profit financial cooperative serving employees and students of Duke University and Duke Health. (Duke Alumni and Retirees are also eligible to join. Duke Credit Union is managed and operated by Duke Employees
  • NC Press Association Federal Credit Union
  • 119 N Salisbury Street, Raleigh, NC, 27603
  • NCPA Federal Credit Union has been open since 1984. The credit union has assets totaling $12.17 Million and provides banking services to more than 1, 000 members. The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
  • Local Government Federal Credit Union
  • 323 West Jones Street, Suite 600, Raleigh, NC, 27603
  • Local Government Federal Credit Union (LGFCU) is a not-for-profit, member-owned financial cooperative established to serve the financial needs of local government employees, elected and appointed officials, volunteers and their families. Our full range of financial services are created specifically to improve the lives of our members.
  • Simple Commercial Capital
  • 223 South West Street, Raleigh, NC, 27603
  • Simple Commercial Capital is a boutique capital advisory firm founded in NYC, now headquartered in Raleigh, NC. We provide bespoke lending solutions to commercial real estate owners, investors and developers nationwide. Our 26 years of experience and extensive lender relationships allow us to structure out-of-the-box debt
  • Connvisions Capital Group
  • 5709 Enoree Lane, Raleigh, NC, 27616
  • Connvisions Capital Group provides short term financing ranging from $50,000 to $2,500,000 when traditional capital sources are unavailable, too slow or too costly. These short-term loans are used for both non owner occupied residential and income property for the purpose of acquisitions, flipping the collateral, seasoning the property for permanen
  • Wake Forest Federal
  • 302 South Brooks Street, Wake Forest, NC, 27587
  • Wake Forest Federal we strive to provide our customers with an atmosphere that is warm and welcoming – a “hometown feel.” We believe in truly knowing our customers and calling them by name. And our customers who are also our neighbors feel comfortable knowing we have their needs first and foremost.
  • Ace Mortgage Group LLC
  • 1780 Heritage Center Drive, Suite 103, Wake Forest, NC, 27587
  • At Ace Mortgage Group LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family from the many mortgage options.
  • Prestige Lending, Inc.
  • 123 Capcom Avenue, Suite 101, Wake Forest, NC, 27587
  • Prestige Lending can offer different programs for the self employed entrepreneurs as well as those that may want to build their own home. We offer product for clients with good credit (Traditional A Paper) as well as products for clients that due to challenges in their lives may not have the best credit.