2023 Super Jumbo Loan Limits for Shelby, Cleveland County,North Carolina

To finance a Jumbo loan that exceeds $726,200 in Shelby, within Cleveland, NC, a down payment of at least 10% is required. The Lendersa® directory encompasses all portfolio and Non-QM lenders capable of arranging Jumbo loans up to $3,000,000. High net worth individuals have the option to acquire super jumbo loans up to $35,000,000.

The conforming high balance loan limits are outlined as: $726,200 for a single-family home, $929,850 for two-unit properties, $1,123,900 for three-unit residences, and $1,396,800 for four-unit buildings.

Utilize our Jumbo mortgage rate calculator to check the most recent jumbo mortgage rates, and figure out the necessary downpayment, along with your income, credit, reserves, and the documentation needed for qualification.

Explore loan offers from 100 lenders now.

Jumbo Loan Alternatives in Shelby, NC

Lendersa® aims to provide you with the ideal jumbo loan, tailored to fit your unique financial situation and needs. Choose among three different paths that connect you with compatible lenders and suitable loan programs.

The Lendersa® Jumbo mortgage calculator facilitates comparison among lenders, helping you find the most favorable Jumbo refinance rates available today, or the acquisition of a Jumbo loan valued from $1,500,000 to $25,000,000.

Gathering extensive loan program data from numerous Jumbo lenders, Lendersa® matches it quickly against your financial profile and requirements, providing tailored solutions efficiently.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • River City Mortgage
  • 4555 Lake Forest Drive, Suite 450, Cincinnati, OH, 45242
  • River City Mortgage is a full service direct mortgage lender offering an easy, customized experience for each client. In the beginning, they grew steadily by staying abreast of daily market trends and partnering with lenders in neighboring states to service clients in the Tristate area.
  • ASSURANCE FINANCIAL, LLC
  • 500 Office Park Dr, Suite 410, Birmingham, AL, 35223
  • Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time
  • Sierra Pacific Mortgage Company, Inc
  • 1704 Mileground Road, Suite B, Morgantown, WV, 26505
  • Sierra Pacific Mortgage provides quality mortgage lending services throughout the US. Incorporated in 1986, we are a privately held company and have originated and purchased billions in residential loans. Our high company production levels and sophisticated capital markets access allows us to deliver competitively.
  • Ameris Bank
  • 3020 N Patterson St, Valdosta, GA, 31602
  • Ameris Bank is a financial institution serving customers across the Southeast and Mid-Atlantic. Through online account opening, customers across the nation can benefit from Ameris Bank products and services. Ameris Bank has full-service locations in Alabama, Florida, Georgia and South Carolina and mortgage-only.
  • Tidewater Home Funding, LLC
  • 1108 Eden Way North, Chesapeake, VA, 23320
  • Tidewater Home Funding, LLC has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in customer service.
  • Atlantic Financial Services
  • 2147 Old Greenbrier Rd, Suite A, Chesapeake, VA, 23320
  • Atlantic Financial Services is a family-owned company that has provided traditional installment lending for more than 20 years. Burnie Staples is the founder and President of Atlantic Financial Services. We are committed to valuing and enriching our customers and employees and being a leader in innovation and technology.
  • CMS Mortgage Solutions Inc.
  • 1612 Centerville Turnpike, Suite 307, Virginia Beach, VA, 23464
  • CMS Mortgage Solutions has expanded and are financing homes in District of Columbia, Maryland, Florida, Pennsylvania, North Carolina, and Virginia. Thriving on current market knowledge, we pride ourselves in offering loan programs to benefit every consumer. CMS Mortgage Solutions was founded by Corrina Carter in 2004
  • Virginia Wholesale Mortgage Incorporated
  • 249 Central Park Ave, Suite 300, Office 116, Virginia Beach, VA, 23462
  • Whether you’re buying, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who gives you quick and accurate financial advice.