Jumbo Loan and Super jumbo Limits for Ocean-City, Cape May County, New Jersey

For jumbo loans exceeding $647,200 in Cape May county, NJ, a down payment of at least 10% is required. The extensive list from Lendersa® includes all portfolio and Non-QM lenders who can set up jumbo loans with a cap of $3,000,000. High net worth individuals may secure super jumbo loans up to $35,000,000.

Conforming high-balance loans are capped at $647,200 for single-family homes, $828,700 for two units, $1,001,650 for three units, and $1,244,850 for four-unit buildings.

To view the current jumbo mortgage rates and assess the necessary down payment, income, credit, reserves, and required documents, use our Jumbo mortgage rate calculator.

Discover and compare loan offers from 100 lenders

Jumbo Loan Options in Ocean-City, NJ

Lendersa® aims to secure the best jumbo loan tailored to your specific financial needs. Choose from three starting points to find the lenders and programs that match your requirements.

The Lendersa® Jumbo mortgage calculator allows for a comparison of lenders to determine who offers the best Jumbo refinance rates today, or to secure a purchase loan between $1,500,000 and $25,000,000.

Lendersa® efficiently gathers loan program data from thousands of Jumbo lenders and quickly matches it against your financial profile.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Omega Financial Services, Inc.
  • 1185 Morris Avenue, Union, NJ, 07083
  • Omega Financial Services, Inc. is a full service, Non-Supervised, Multi-State Direct Residential and Commercial Lender and Wholesaler. With over 25 years of experience, Omega’s goal has been to assist clients in owning a home, acquiring a business, or an investment property by offering a wide array of loan programs and giving attention to detail.
  • PLATINUM MORTGAGE, LLC
  • 1915 Morris Avenue, #2, Union, NJ, 7083
  • At Platinum Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Case Real Estate Capital
  • PO Box 5100, Rochelle Park, NJ, 07002
  • Our company provides financing solutions for transitional assets – industrial, multi-family, retail, land and office – located in the New York metropolitan area, as well as throughout the Northeast and Mid-Atlantic regions and in South Florida. At Case, we evaluate each loan, property and real estate.
  • BCB Community Bank
  • 591 Avenue C, Bayonne, NJ, 07002
  • The Bank started in 2000 with just one branch in Bayonne, NJ. After 10 years of success and growth, BCB acquired Pamrapo Savings Bank, also headquartered in Bayonne, but with reach into neighboring communities. Soon after this expansion, BCB acquired Allegiance Community Bank, headquartered in South Orange, NJ.
  • Atlantic Health Employees Federal Credit Union
  • 99 Beauvoir Avenue, 2nd Floor, Summit, NJ, 07901
  • Atlantic Health Employees Federal Credit Union was originally Chartered on June 6, 1974 as Overlook Hospital Employees' Federal Credit Union to serve the employees of Overlook Hospital. Since then, the credit union has expanded its charter to offer its services to other groups associated with the hospital.
  • Lincoln Mortgage Solutions
  • 7016 Caviro Lane, Boynton Beach, FL, 7901
  • Lincoln Mortgage Solutions LLC will work with you to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Our goal is to create lasting relationships with each and every client and to continue to assist you with whatever your future needs may be.
  • Cronheim Mortgage
  • 205 Main Street, Chatham, NJ, 07928
  • Our firm is one of America’s largest privately owned national real estate investment bankers. As institutional advisors and mortgage servicers for 31 institutional investors we have the credibility and expertise to provide counsel on where to source the most competitive capital across the spectrum of real estate asset classes.
  • Brooklyn Funding Group Ltd.
  • 33 35th St A404, Brooklyn, NY, 11232
  • Brooklyn Funding Group makes short-term lending simple and stress-free. Our experienced team ensures a smooth process, turning your real estate goals into reality. We offer fast financing for 1-4 unit properties with up to 90% LTC, up to 75% ARV, and rates starting at just 7.7%. Whether it’s a fix-and-flip or an investment opportunity, we’re here t