Find 2023 Jumbo and Super Jumbo Loan Limits for Bay-Shore, NY

Applying for a jumbo loan that exceeds $970,800 necessitates a minimum down payment of 10% in the county of Bay-Shore, Suffolk, NY. The Lendersa® directory includes all portfolio and Non-QM lenders capable of organizing jumbo loans with limits up to $3,000,000. Individuals with a high net worth may secure super jumbo loans as large as $35,000,000.

The conforming high balance loan limit for a single-family residence is $970,800, while for 2-unit properties it is $1,243,050. For 3-units, it is set at $1,502,475, and for 4-units, it reaches $1,867,275.

To explore current jumbo mortgage rates and figure out the required down payment, income, credit, reserves, and documents needed for qualification, use our Jumbo mortgage rate calculator.

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Exploring Jumbo Loan Options in Bay-Shore, NY

Lendersa® aims to find you the optimal jumbo loan suited to your specific financial situation and requirements. Begin by selecting one of three initial approaches that connect you with appropriate lenders and jumbo loan programs.

Using the Lendersa® Jumbo mortgage calculator allows you to compare different lenders to discover the best Jumbo refinance rates today or aid in purchasing a Jumbo loan ranging from $1,500,000 to $25,000,000. Lendersa® instantly compiles and evaluates loan program data from numerous Jumbo lenders, aligning it with your unique financial profile and needs.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • NYM Federal Credit Union
  • 501 Sixth Street, Suite 2E|2F, Brooklyn, NY, 11215
  • Lends in New York
  • The Credit Union was established in 1967 by eight employees who represented the Personnel Committee of the Methodist Hospital. At its first Annual Meeting, it was stated that the credit union would be a safe and sound alternative to the banking community, to allow employees and their families to save and to borrow with confidentiality.

  • Fort Amsterdam Capital
  • 60 East 42nd Street, Suite 3010, New York, NY, 10165
  • Lends in New York
  • Fort Amsterdam Capital is a seasoned real estate debt platform that originates short-term, high-yielding bridge loans ranging in size from $8 - $100 million, primarily in the New York City metro area. To date, Fort Amsterdam Capital has originated over $95 million of loans with a proven track record of double-digit returns.

  • Emigrant Mortgage Co Inc
  • 7 Westchester Plz, Suite 229, Elmsford, NY, 10523
  • Lends in New York
  • Emigrant Mortgage Company, Inc. (Emigrant) is a direct lender specializing in creative financing for residential properties. Headquartered in Elmsford, New York, Emigrant is a wholly owned subsidiary of Emigrant Bank, which has been serving the credit and banking needs of the New York community for more than 169 years.

  • Quontic Bank Holdings Corp
  • 1 Rockefeller Plaza, 9th Floor, New York, NY, 10020
  • Lends in New York
  • Quontic is a Member FDIC bank, headquartered in New York City and located in a growing number of states. Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s disruptive banking platform reimagines traditional banking with adaptive lending and innovative deposit products.

  • Flatiron Realty Capital
  • 60 Madison Ave, #1001, New York, NY, 10010
  • Lends in New York
  • Flatiron Realty Capital was founded in 2018 as a privately funded real estate portfolio lender that offers alternative sources of financing to real estate developers and investors. Specializing in bridge loans, construction/rehabilitation financing, and 30-year rental investment products, Flatiron provides holistic solutions to satisfy the short-te

  • Grasshopper Bank, National Association
  • 915 Broadway, 7th Floor, New York, NY, 10010
  • Lends in New York
  • Grasshopper began operations in 2019 and is a client-first digital bank serving small businesses, startups, and the investors supporting them across the innovation economy. Our digital solutions cover small business, venture-backed companies, fintech-focused Banking-as-a-Service (BaaS) and commercial API banking platforms

  • StackSource
  • 43 W 23rd St, New York, NY, 10010
  • Lends in New York
  • StackSource is a tech-enabled commercial real estate loan platform. We connect investors who are developing or acquiring commercial properties with financing options like banks, insurance companies, and private lenders through an easy, transparent process. We’re taking the best of commercial mortgage brokerage and updating it for the 21st century.

  • The Provident Loan Society
  • 346 Park Ave South, New York, NY, 10010
  • Lends in New York
  • Provident Loan was authorized by the State Legislature on April 13, 1894, and opened its doors five weeks later. Then as now, new immigrants and those without the means to establish a traditional banking relationship had few options for obtaining short term credit; many fell victim to predatory loan sharks.