Find 2023 Jumbo and Super Jumbo Loan Limits for Bay-Shore, NY

Applying for a jumbo loan that exceeds $970,800 necessitates a minimum down payment of 10% in the county of Bay-Shore, Suffolk, NY. The Lendersa® directory includes all portfolio and Non-QM lenders capable of organizing jumbo loans with limits up to $3,000,000. Individuals with a high net worth may secure super jumbo loans as large as $35,000,000.

The conforming high balance loan limit for a single-family residence is $970,800, while for 2-unit properties it is $1,243,050. For 3-units, it is set at $1,502,475, and for 4-units, it reaches $1,867,275.

To explore current jumbo mortgage rates and figure out the required down payment, income, credit, reserves, and documents needed for qualification, use our Jumbo mortgage rate calculator.

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Exploring Jumbo Loan Options in Bay-Shore, NY

Lendersa® aims to find you the optimal jumbo loan suited to your specific financial situation and requirements. Begin by selecting one of three initial approaches that connect you with appropriate lenders and jumbo loan programs.

Using the Lendersa® Jumbo mortgage calculator allows you to compare different lenders to discover the best Jumbo refinance rates today or aid in purchasing a Jumbo loan ranging from $1,500,000 to $25,000,000. Lendersa® instantly compiles and evaluates loan program data from numerous Jumbo lenders, aligning it with your unique financial profile and needs.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • CNB Mortgage Company
  • 72 South Main Street, Canandaigua, NY, 14424
  • CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.
  • NetFunding Corporation
  • 162 Budd Rd, Newark, NY, 14513
  • NetFunding Corporation's mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a home or refinancing a mortgage. So we make a commitment to you and will help you qualify, apply and be approved for the right mortgage loan for you.
  • Reliant Community Federal Credit Union
  • 10 Benton Pl., Sodus, NY, 14551
  • Reliant Credit Union is a member-owned and member-driven full-service financial institution with nine branches across Monroe, Ontario, & Wayne Counties in New York. We're committed to making a difference in the communities we serve by improving our members'​ financial lives and exemplifying the credit union philosophy of "people helping people
  • Alco Federal Credit Union
  • 2859 Lindy Lane, Wellsville, NY, 14895
  • The Alco Federal CU is a local financial institution, existing to provide personal financial services to its members. Like all credit unions, management is by a Board of Directors made up of persons democratically elected from its membership, by the membership. Membership is available to all persons who live, work, worship or attend school.
  • T.Brooks & Associates
  • 327 mullin st, Watertown, NY, 13601
  • T.Brooks & Associates: Elevating Business Innovation I get you fast funding when banks say no. As your hard money broker, I connect you directly with private lenders who move quick, offer flexible terms, and close deals others can’t. My job is simple—get you the money you need to secure your property and profit.
  • Watertown Savings Bank
  • 111 Clinton Street, Watertown, NY, 13601
  • Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term. We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you
  • Watertown Postal Federal Credit Union
  • 232 Commerce Park Drive, Watertown, NY, 13601
  • WPFCU was established in April, 1949 and is a member-owned, not for profit, financial corporation. Our Charter is limited to Postal Workers and their families and organizations of such persons. Our Mission is to provide competitive services to meet the needs of the Members and to promote membership growth while maintaining the security of funds.
  • State CS Employees Federal Credit Union
  • 317 Washington Street, 4th Floor, Watertown, NY, 13601
  • At State CS Employees FCU, we are more than your average credit union. We take the time to get to know you and understand your needs. Times are tough and we get that. That’s why we’ve provided a whole host of ways for you to save money while enjoying the things you do. We proudly service qualifying members in Clinton, Franklin, Jefferson, Lewis.