Find 2023 Jumbo and Super Jumbo Loan Limits for Gaines, NY

In Gaines county, located in Orleans, NY, a jumbo loan exceeding $726,200 necessitates a minimum down payment of 10%. Lendersa® offers an extensive list featuring portfolio lenders as well as Non-QM lenders adept at arranging Jumbo loans, capped at $3,000,000. Individuals with substantial net worth can pursue super jumbo loans reaching up to $35,000,000.

The limits for conforming high balance loans vary by property size: for a single-family home, it is $726,200; for two-unit properties, $929,850; three-unit dwellings have a cap of $1,123,900; and for those with four units, the limit is $1,396,800. These caps provide guidance for borrowing according to property type.

Our Jumbo mortgage rate calculator is a helpful utility for checking the latest jumbo mortgage rates. You can use it to compute necessary details like down payments, income, credit requirements, reserves, and essential documents for qualification.

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Exploring Jumbo Loan Opportunities in Gaines, NY

The primary objective of Lendersa® is to procure the best possible jumbo loan tailored to your unique financial profile and needs. By selecting from three starting points, you can efficiently match with relevant lenders and suitable jumbo loan programs. This personalization ensures access to the most beneficial terms.

Utilize the Lendersa® Jumbo mortgage calculator to effectively compare different lenders and ascertain who offers the most competitive Jumbo refinance rate today. Alternatively, you can seek a Jumbo loan for amounts ranging from $1,500,000 to $25,000,000. This tool enhances your ability to make informed financial decisions with confidence.

Lendersa® conducts rapid assessments by aggregating loan program details from thousands of Jumbo lenders, comparison matching it against your specific financial needs and profile. This process delivers a comprehensive analysis in just seconds, aimed at helping you identify the optimum options tailored to your requirements.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Gaines Jumbo Loan Lenders

  • Spencerport Federal Credit Union
  • 2775 Spencerport Road, Spencerport, NY, 14559
  • Lends in New York
  • The Spencerport Federal Credit Union was founded in 1962 by a small group of members, and it has grown each year, continually improving its services, through the dedication and volunteer work of many of its members. Originally founded to serve the employees of the Spencerport School District, SFCU was granted a small Community Charter in 2006.

  • Westside Community FCU
  • 125 East Buffalo Street, Churchville, NY, 14428
  • Lends in New York
  • Westside Community Federal Credit Union is now serving the communities of Chili, Churchville, Ogden, Riga and Sweden. Also included are spouses of persons who died while within the field of membership of this credit union, persons retired as pensioners or annuitants from the above employment, members of their immediate family or household,

  • Tonawanda Valley Federal Credit Union
  • 10 Jefferson Square Avenue, Batavia, NY, 14020
  • Lends in New York
  • TVFCU is a community financial cooperative committed to providing quality and moderately priced financial services to the people of our community. Our mission is to promote thrift and provide a source of borrowing for provident and productive purposes; thereby helping our members understand and achieve their personal financial goals.

  • Tompkins Bank of Castile
  • 90 Main St, Batavia, NY, 14020
  • Lends in New York
  • Tompkins Financial Corporation is a NY state based financial services holding company with $5 billion in assets, providing community banking, insurance, and wealth management services. Committed to creating long-term value for clients, communities, and shareholders, Tompkins'​ strategy emphasizes responsible growth and strong ROE

  • Greece Community Federal Credit Union
  • 1795 English Road, Rochester, NY, 14616
  • Lends in New York
  • The Greece Community Federal Credit Union was Chartered in 1958 under the name of Greece Central School District Credit Union as a State Chartered Credit Union to serve the employees of Greece Central School District. The first Board Meeting was held on September 22, 1958 reporting assets of $36.00.

  • The Summit Federal Credit Union
  • 100 Marina Drive, Rochester, NY, 14624
  • Lends in New York
  • The Summit has one of the highest employee retention rates in the industry. It truly cares about its employees, helping them to achieve their personal and professional goals. At The Summit, we are committed to creating an inclusive professional environment where individual differences are respected and valued.

  • St Pius Federal Credit Union
  • 2998 Chili Avenue, Rochester, NY, 14624
  • Lends in New York
  • St. Pius X Church Federal Credit Union has been open since 1967. The credit union has assets totaling $94.07 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Rochester Area State Employees Federal Credit Union
  • 2300 Buffalo Road, Building 400B, Rochester, NY, 14624
  • Lends in New York
  • Rochester Area State Employees Federal Credit Union has been open since 1935. The credit union has assets totaling $18.05 Million. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state, and local government employees.

  • Gates Chili Federal Credit Union
  • 2870 Buffalo Road, Rochester, NY, 14624
  • Lends in New York
  • In 1964, seven teachers in the Gates Chili school district started the credit union, originally named Gates Chili School District Federal Credit Union. The Gates Chili Federal Credit Union is a full-service, financial cooperative that offers a broad range of financial products and services to our members.

  • Focus First Federal Credit Union
  • 1546 Lyell Avenue, Rochester, NY, 14606
  • Lends in New York
  • The mission of Focus First FCU is to ensure that our members think of us first for their financial needs. We do this through equal treatment of all our members, quality service & a variety of products offered at competitive rates. A credit union is a not-for-profit financial cooperative that is owned and democratically controlled by its membership.