2026 Super Jumbo Loan Limits for Manhattan, New York County, New York

A jumbo loan surpassing the threshold of $1,089,300 necessitates a minimum down payment of ten percent in the county of New York, located in the state of NY, specifically in Manhattan. The list of Lendersa® lenders comprises all portfolio and Non-QM lenders ready to facilitate jumbo loans with a maximum limit of $3,000,000. Individuals with substantial net worth may qualify for super jumbo loans reaching up to $35,000,000.

The conforming high balance loan limits are as follows: for a single-family home, it is $1,089,300; for properties with two units, the limit is $1,394,775; for those with three units, the cap is $1,685,850; and for properties with four units, the limit is $2,095,200.

Try our Jumbo mortgage rate calculator to access the latest jumbo mortgage rates and to calculate the necessary down payment, income requirements, credit score, reserves, and documentation needed for qualification.

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Jumbo loan opportunities in Manhattan, NY

The objective of Lendersa® is to secure the most advantageous jumbo loan tailored to your specific financial circumstances and goals. Choose from any of our three starting points to connect with appropriate lenders and explore the jumbo loan programs available.

The Lendersa® Jumbo mortgage calculator is a tool designed for comparison shopping, helping you identify lenders that provide the most favorable jumbo refinance rates today, or that will enable you to purchase a jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® quickly aggregates and analyzes loan program information from thousands of jumbo lenders, matching it to your distinct financial profile and requirements with remarkable speed.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Manhattan Jumbo Loan Lenders

  • Carver Federal Savings Bank
  • 75 West 125th Street, New York, NY, 10027
  • Lends in New York
  • Founded in 1948, and named for agricultural researcher and scientist George Washington Carver, Carver Federal Savings Bank formally began operations on January 5, 1949 on 125th Street in Harlem, providing local residents a place to save and obtain mortgages to buy homes in their own communities.

  • FIDELIS FEDERAL CREDIT UNION
  • 448 West 152nd Street, New York, NY, 10031
  • Lends in New York
  • Since 1956, Fidelis Federal Credit Union is committed to building our assets and membership by providing quality services to our members in a prompt, courteous and responsible manner, while maintaining competitive rates and financial stability and Fidelis Federal Credit Union is a nonprofit financial institution

  • West Forest Capital
  • 237 East 79th Street, New York, NY, 10075
  • Lends in New York
  • West Forest Capital provides funds to real estate investors and others looking to finance non-owner occupied real estate. We lend on apartments, single family, multi-family, commercial, industrial, land, and other properties. We provide rehab funds, or full construction costs, as needed. FAST CLOSINGS, almost always less than 10 days.

  • Neighborhood Trust Federal Credit Union
  • 1112 St Nicholas Avenue, New York, NY, 10032
  • Lends in New York
  • Neighborhood Trust Federal Credit Union is a federally-regulated nonprofit financial institution serving Upper Manhattan since 1997. We are one of over 200 community development credit unions in the U.S. with a shared commitment to economic opportunity. Our Credit Union services are tailored to the nontraditional behavior of the financially underse

  • AMERIMUTUAL MORTGAGE
  • 18-33 41st Street, 2nd Floor, Astoria, NY, 11105
  • Lends in New York
  • AMERIMUTUAL has been successful in revolutionizing the industry one mortgage at a time. Our company values are grounded in the principles of honesty and fair dealing. For you, this means responsible lending with reasonable fees and you can enjoy a worry-free lending experience from a local Astoria, NY business you can trust.

  • New Covenant Dominion Federal Credit Union
  • 1185 Boston Road, Bronx, NY, 10456
  • Lends in New York
  • New Covenant Dominion Federal Credit Union Our goal is to serve all of our members well, especially those of modest means. We strive to serve everyone in need of financial services within our membership and to be sensitive to the individual needs of the various cultures we serve.

  • Foxx Capital Funding, Inc
  • 34-03 Broadway, Astoria, NY, 11106
  • Lends in New York
  • We provide a full range of services to meet your mortgage needs. Foxx Capital Funding Inc. is a New York State Registered Mortgage Broker with a large selection of programs. We have an excellent working relationship with many lenders, and have the knowledge to select the right program to fit the borrowers needs.

  • ROC Capital
  • 645 Madison Avenue, 19th floor, New York, NY, 10022
  • Lends in New York
  • ROC Capital

    Real estate lending & investment capital—done right

    ROC Capital supports investors with fast, flexible financing and relationship-first service for property deals and growth. Talk with KB Collins to map your next closing and funding options. Learn more at http://roccapital.com/kb-collins   and take the next step today.

Also lends in New York

  • Starseed Financial
  • One North Bridge Plaza Suite 675, Fort Lee, NJ, 07024
  • KEB Hana Bank USA, National Association
  • 201 Main St, Fort Lee, NJ, 07024
  • KEB Hana Bank USA, N.A. is a community bank that provides a range of financial services to customers in New York and New Jersey. As a full-service commercial bank, the Bank provides a wide range of deposit and lending products. The Bank’s lending activities consist primarily of commercial real estate secured loans, owner-occupied real estate loans.